Debt Relief Orders (DRO) - Information & help thread

broken_spirit

scarlet55 wrote: »

broken_spirit wrote: »

I'll have 2 write them a cheque.............it's my current bank balance!!! So embarassing having 2 send that statement 2 NDL, maybe they'll have a whip round 4 me, lol [/QUOTElets hope they r not too long sorting it..just make sure you have ur fee ready wen they send you your barcode..:):)

Yeah, I was thinking about that. I should hopefully be able 2 save it up within the next few wks, as I won't be paying my DMP. How long have u to pay from receiving your barcode? xxx

scarlet55

broken_spirit wrote: »

scarlet55 wrote: »

Yeah, I was thinking about that. I should hopefully be able 2 save it up within the next few wks, as I won't be paying my DMP. How long have u to pay from receiving your barcode? xxx

think u have 6 month altogether...but u wont b leaving it that long im sure lol:)

broken_spirit

scarlet55 wrote: »

broken_spirit wrote: »

think u have 6 month altogether...but u wont b leaving it that long im sure lol:)

Definately not. I want 2 get it over with asap. I'll try stash a little away on Tuesday 2wards it, then with my missed DMP payment I should be Ok, hopefully, it's a chunk of money 2 find all in one go.

scarlet55

broken_spirit wrote: »

scarlet55 wrote: »

Definately not. I want 2 get it over with asap. I'll try stash a little away on Tuesday 2wards it, then with my missed DMP payment I should be Ok, hopefully, it's a chunk of money 2 find all in one go.

i know..as soon as my adviser told me i qualified and to stop paying my creditors i used that money and went straight to the post office to pay it...you can pay it bit by bit tho till u have the full amount..u just take it to post office or payzone and tell them how much you want to pay and they will scan the barcode and give it u back with a reciept...:)

broken_spirit

scarlet55 wrote: »

broken_spirit wrote: »

i know..as soon as my adviser told me i qualified and to stop paying my creditors i used that money and went straight to the post office to pay it...you can pay it bit by bit tho till u have the full amount..u just take it to post office or payzone and tell them how much you want to pay and they will scan the barcode and give it u back with a reciept...:)

I just hope it all goes thru smoothly, I'm gonna be like a cat on hot bricks until I here back from them Sams goin away on Thurs 4 5 days, so I think I'll be able 2 get on top of all my letters/phone calls I've been avoiding making whilst he's been around

scarlet55

broken_spirit wrote: »

scarlet55 wrote: »

I just hope it all goes thru smoothly, I'm gonna be like a cat on hot bricks until I here back from them Sams goin away on Thurs 4 5 days, so I think I'll be able 2 get on top of all my letters/phone calls I've been avoiding making whilst he's been around

well that will keep you busy for a bit...u can ring ndl up just to check that they have recieved your forms ..then u can ask how long they think it will take and do they need anything else...:):)

broken_spirit

scarlet55 wrote: »

broken_spirit wrote: »

well that will keep you busy for a bit...u can ring ndl up just to check that they have recieved your forms ..then u can ask how long they think it will take and do they need anything else...:):)

Yep, it'll be much easier without sum1 breathing down my neck, lol. he's so nosey..............frightened of missing something! Quiet on here again 2nite. I can't decide if these butterflies are nerves or excitement. Have u read anywhere on here about others dealing with the provident?

scarlet55

i:(v read a few..ther was one who took a loan out with them just b4 she submitted her dro...dont know what happened but everyone was telling her it could be revoked...dont think she was on again so i dont know....but i have read about them being right !!!!!!!s wen they come calling...but as i said they were all told to just ignor them....iv been getting 2 letters a day from lloyds and iv only just stopped paying my loan...my cc shoudnt come out till friday and im hoping they will know about the dro b4 then....just hope they dont try to contest it...

broken_spirit

scarlet55 wrote: »

i:(v read a few..ther was one who took a loan out with them just b4 she submitted her dro...dont know what happened but everyone was telling her it could be revoked...dont think she was on again so i dont know....but i have read about them being right !!!!!!!s wen they come calling...but as i said they were all told to just ignor them....iv been getting 2 letters a day from lloyds and iv only just stopped paying my loan...my cc shoudnt come out till friday and im hoping they will know about the dro b4 then....just hope they dont try to contest it...

I think my last loan was in Oct. I only borrowed then so I could meet my DMP payment. That's who came 2day, I'm just gonna send them a letter along with every1 else. I don't want 2 give 2 much away, so I'm gonna do my best not 2 speak with them, cos I'm a terrible liar. I take it once your DRO is accepted they send letters 2 your creditors or is that something u have 2 do yourself. Can u not just ring them & tell them your DROs been granted? Or do u have 2 wait the 30 days 1st? Think I should go back through this thread see if I can find these others who have had dealings with Prov x

scarlet55

broken_spirit wrote: »

I think my last loan was in Oct. I only borrowed then so I could meet my DMP payment. That's who came 2day, I'm just gonna send them a letter along with every1 else. I don't want 2 give 2 much away, so I'm gonna do my best not 2 speak with them, cos I'm a terrible liar. I take it once your DRO is accepted they send letters 2 your creditors or is that something u have 2 do yourself. Can u not just ring them & tell them your DROs been granted? Or do u have 2 wait the 30 days 1st? Think I should go back through this thread see if I can find these others who have had dealings with Prov x

the or will contact ur creditors, u dont have to do it ...iv read some posts where they are still being chased by some and if that happens you can print off a copy of ur dro and send it to them and if they still persist then u have to let the or know and he will deal with them.....dont tell any of them that you have applied for a dro cuz they might try legal action b4 its submitted....just send those letters off...they might keep them at bay till ur dro is sorted :)