Debt Relief Orders (DRO) - Information & help thread

scarlet55

broken_spirit wrote: »

I got offered £500. I said I can't pay wot I owe u already, where the hell do u think I'll get the money 2 increase my payments? They seemed 2 think I'd jump at the chance.............................£500 doesn't even make a dint in my debts! can u report llyods 2 OR if they keep bothering u? Is it a week since ur DRO went thru?

it'l b a week 2morrow, they probably dont know about it yet..otherwise my account would be closed down i think, but i was able to log onto it earlier..dont know why i did..just curious i think...il give it a couple of weeks and iff im still getting letters i'l get tom to print a copy of my dro and send it to them..(cant print it myself iv ran out of ink and its sooo bloody expensive..:)

scarlet55

scarlet55 wrote: »

it'l b a week 2morrow, they probably dont know about it yet..otherwise my account would be closed down i think, but i was able to log onto it earlier..dont know why i did..just curious i think...il give it a couple of weeks and iff im still getting letters i'l get tom to print a copy of my dro and send it to them..(cant print it myself iv ran out of ink and its sooo bloody expensive..:)

they deserve to lose money wen they just want to throw it at you knowing full well you cant pay it back...:eek:

broken_spirit

scarlet55 wrote: »

it'l b a week 2morrow, they probably dont know about it yet..otherwise my account would be closed down i think, but i was able to log onto it earlier..dont know why i did..just curious i think...il give it a couple of weeks and iff im still getting letters i'l get tom to print a copy of my dro and send it to them..(cant print it myself iv ran out of ink and its sooo bloody expensive..:)

I know!! Quick ink tip.........Amazon, say no more...........soooomuch cheaper! Ur probably right by the time they've shifted the paperwork from 1 department 2 another ur probably looking at 2 wks b4 the message gets thru. I'd probably be the same as u, trying 2 log on2 accounts etc, it's almost like u can't believe its true.............but it is & they soon all go away :T I might call NDL 2moro 2 see if they've received my paperwork...........or do u think it's 2 soon? xxx

scarlet55

broken_spirit wrote: »

I know!! Quick ink tip.........Amazon, say no more...........soooomuch cheaper! Ur probably right by the time they've shifted the paperwork from 1 department 2 another ur probably looking at 2 wks b4 the message gets thru. I'd probably be the same as u, trying 2 log on2 accounts etc, it's almost like u can't believe its true.............but it is & they soon all go away :T I might call NDL 2moro 2 see if they've received my paperwork...........or do u think it's 2 soon? xxx

no id phone them...after all you want to know that theyve arrived....never thought of amazon...dont know why cuz i look on there for everythin else:)

broken_spirit

scarlet55 wrote: »

no id phone them...after all you want to know that theyve arrived....never thought of amazon...dont know why cuz i look on there for everythin else:)

I buy the generic ones, it works out ridiculously cheaper than Argos or PC world etc. Think I paid about £5 for 3 colours & 2 blks. Anyway........think I will call, I've read thru alot of threads 2nite & nearly every1 said they'd sent their's special/recorded delivery, well I didn't I just used the freepost envelope. I couldn't afford 2 pay postage! I just hope they've arrived safely. I could ask how long they think it might take 2 submission

scarlet55

broken_spirit wrote: »

I buy the generic ones, it works out ridiculously cheaper than Argos or PC world etc. Think I paid about £5 for 3 colours & 2 blks. Anyway........think I will call, I've read thru alot of threads 2nite & nearly every1 said they'd sent their's special/recorded delivery, well I didn't I just used the freepost envelope. I couldn't afford 2 pay postage! I just hope they've arrived safely. I could ask how long they think it might take 2 submission

yeah id definately ask them...they might be able to give you a rough idea of the time scale.....ive been sorting thru loads of paperwork this afters..iv got an old ( Trainer) box that i keep everything in...tv licence invoices ect and iv just been shoving everything else in there the last couple of weeks so iv been thru it and all the paperwork concerning my dro..ie...submission form, credit report dro approval and everything else iv put into a folder and put it away....iv got loads of shredding to do...especially with all the letters i keep getting from lloyds....it will probably fill my recycling bin lol...:):)

broken_spirit

scarlet55 wrote: »

yeah id definately ask them...they might be able to give you a rough idea of the time scale.....ive been sorting thru loads of paperwork this afters..iv got an old ( Trainer) box that i keep everything in...tv licence invoices ect and iv just been shoving everything else in there the last couple of weeks so iv been thru it and all the paperwork concerning my dro..ie...submission form, credit report dro approval and everything else iv put into a folder and put it away....iv got loads of shredding to do...especially with all the letters i keep getting from lloyds....it will probably fill my recycling bin lol...:):)

I guess ur gonna be a busy gal then!!!:p I'm gonna hav 2 go 2 bed soon, got 2 be up at 5am 2 wave Sam off...................probably the same time u'll be letting ur cat out, lol :rotfl:

scarlet55

broken_spirit wrote: »

I guess ur gonna be a busy gal then!!!:p I'm gonna hav 2 go 2 bed soon, got 2 be up at 5am 2 wave Sam off...................probably the same time u'll be letting ur cat out, lol :rotfl:

oh cheers 4 that lol, im gonna kick him out in a minute and leave him for a bit b4 i let him back in...he might have a bit of a lie in then...doubt it tho i rekon he's got an alarm clock built into his bloody head...but in the day he stays asleep 4 hours...he only wakes up when he's hungry..then he goes straight back to sleep....he's a fat lazy sh.t....just like a man.lol....you get yourself off to bed then...talk 2moz xx:):)

broken_spirit

scarlet55 wrote: »

oh cheers 4 that lol, im gonna kick him out in a minute and leave him for a bit b4 i let him back in...he might have a bit of a lie in then...doubt it tho i rekon he's got an alarm clock built into his bloody head...but in the day he stays asleep 4 hours...he only wakes up when he's hungry..then he goes straight back to sleep....he's a fat lazy sh.t....just like a man.lol....you get yourself off to bed then...talk 2moz xx:):)

:rotfl::rotfl::rotfl::rotfl::rotfl:Ur sooo bloody funny!!!! I think it must be a "general cat thing" as mines a girl & she's a real pain in the ****. I'll get myself off 2 bed or I won't want 2 get up & I've got docs 2moro 2 4 my tonsils I'll speak 2moro after I've rang NDL, if ur not online I'll pm u 2 let u know wots said. Good luck with the lie in..............think ur gonna need it, lol Nite xxx

Diddley_Squat

fatbelly wrote: »

I can't think of any question on the application that that would form part of the answer to - it would have been more of a problem if she had used it to pay off a creditor or two. She did use it to do up her rented house?

Thanks fatbelly

She has a rented property but it hadn't been decorated for a long time so she used her inheritance to redecorate all rooms, replace old furniture and recarpet lounge and hall, stairs & landing. As I say she didn't receive much but it was enough to do just that. She is worried that if she is successful with her application that she should mention receiving the inheritance to her adviser.