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A Payment a Day Part 2!
Comments
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clarissa_D wrote: »Hi ya,
thank you to the people that have tried to suggest help, we will have to see how we would go about doing that, me and OH don't live together and I am on IS ect so I can't be seen having over £3K savingsso will have to see as I don't trust him to hole the account with the money in as it will prob get spent !!
positive note day 3 potty training and have saved 7 nappies !! :jlol :rotfl:
thats 24 in 1 pack for £4 (morrisons own are by far best nappies to think i wasted £30 on pampers for mega pack in Makros :mad:) wouldn't of switched had we wasn't skint and then her nappy rash she has had since birth decided to fadeit reli don't help the confidance she is nearly 3 and I for the past 8 months bee using chepo nappies but have been using 1s that damage her skin bless her.
Thank you for the suggestions... I will every Tuesday get £22.50 and put it into savings so by the end of 4 weeks I will have £90 to throw at a debtand since I cant put towards loan means we can prob save to something I need to sort
Glad you feeling a little more positive. Focus on your smaller debts 1st and then you can look at your options for saving atc. One step at a time hunOne step at a time0 -
Hi all! Made another payment of £8.95 today towards overdraft! Good luck all!!Debt at LBM(July 1st 07)-£35,053.92 Debt on 1st Anniversary of LBM(July 1st 08)-£33,170.11 (31st January 09)-£32,318.73Paid off so far £2,735.19(7.8%) Average paid off p.m. £143.95 L/H supporter 115 DFD target February 2018 DFD March 2028. PAD(Started 28/12/08) £253.77 £10 a day Feb £110/£280 WEDDING Paid off £1,585.96 Saved Up £925.400
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Thanks Hopeful1, I could really do with a BT 0% but can't get anywhere :rolleyes: hmm will see what to put for PAD later:eek: [STRIKE]£11,362.86[/STRIKE] [STRIKE]9,973.11[/STRIKE] Loan
DFX 2013 #050: £ / £10,149.04 :eek:
C.C £507.55/£550.40 :T
DFD Oct 2015Downshift Challenge 2013
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ok just £1 for me today to avon i hate using there site as you have to enter a million things GRRRR0
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good Morning all i have not paid anuthing yet..i just wanted to come on here and ask for a favour...can i have a hug please im feeling so low and feel like i have no where to turn im so proud of myself buy OH does not know i do a payment a day as i think he wants to stay in Debt.
Sorry for self pitty but i class you lot as my savour and my friends (sad aint i)
Have a good Day ill pop back in a bit once i have wiped the tears away and try and make a payment a day.
Love to allWaiting to win an ITV competition.....:A0 -
:grouphug: aww tuppie I think me and you are bot feeling the same.. keep at it hun hopefully things will click in OH head soon that your very desperate to clear it ASAP xx:eek: [STRIKE]£11,362.86[/STRIKE] [STRIKE]9,973.11[/STRIKE] Loan
DFX 2013 #050: £ / £10,149.04 :eek:
C.C £507.55/£550.40 :T
DFD Oct 2015Downshift Challenge 2013
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I know exactly what you mean tuppie my oh just doesn't get it at all. He thinks any spare cash we have should go to having in his words(better food or nights out) not debt. Tried to explain it loads of times! :huh:
I would send you a hug but have no idea how to do them, lol!
My PAD for today is £1.10 to egg.Total Debt 10/5/2009, £2189.10, 1/6/09 £1420.75
1/7/09 £1661.66, after 2 holidays 1/9/09 £1725.36
1/11/09 £1188.890 -
good Morning all i have not paid anuthing yet..i just wanted to come on here and ask for a favour...can i have a hug please im feeling so low and feel like i have no where to turn im so proud of myself buy OH does not know i do a payment a day as i think he wants to stay in Debt.
Sorry for self pitty but i class you lot as my savour and my friends (sad aint i)
Have a good Day ill pop back in a bit once i have wiped the tears away and try and make a payment a day.
Love to all
But YOU are doing well to keep up the payments, so try to stay positive!
My OH doesn't know about my PAD either (although, he thinks young families such as ours *should* be in debt, so probably wouldn't care anyway!)
Take care
Sarah x'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde0 -
clarissa_D wrote: »Hi ya everyone,
ok so I had a chat to OH about the loan turns out we can not make any extra payments like how id like to not even save it up and put £100 odds here and there to it, its non flexi and £11,104.40 untill July 2013I could sob for thinking the next 3 years we will STILL be in debt...
I don't know how I will cope as I had a plan on what we was clearing ect just feel its never ending I know my total isn't alot to others but I have spent since we was 18 in debt near 11 years I will of be in debt and I so didn't want my girl growing up with that over my head and I always said I would never marry with the debt so I guess my dream weddin will ( always be in my dreams ) sorry I so wish I was happy, let's just say I will be saving very hard secretly to clear debts
seriously not impressed at all I guess 1 thing is what the total is, is what were paying.......... jus feel its never ending suppose my dreams for my baby and my life in general have gone !! sorry all
So sorry Clarissa, but keep your chin up, we are all behind you. xxCompetition wins in 2009 - Nothing so far0 -
Hi tuppie
big hug from me tooand if I am not speaking out of
turn ..............a group hug from all of us
for you and everyone who needs one.
Tried to make it bigger but computer said no !!!!!!
miss t
ps does anyone know why my strikethrough will not work ???????????
works on puter in word so I thought I would be sneaky and cut and paste but again computer said no !!!! Ugh would be so much easier to do sig if only it would work .... all I get is STRIKETHROUGH either side of amount!#76 Save £12k in 2015 challenge
£3625/£4000 :j0
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