A Payment a Day Part 2!

Maisie_M

PAD to my account was £4 today.

Thanks for doing the totals fresian its is so motivating to know you are part of that big sum :beer:

Beencounting

Back again, having just read all the posts...soooo inspiring!

At the moment I need just over a fiver to round my payments so far this month to £100. I know that includes my minimum payment, but it also includes an additional £70...woohoo:j !! So, I have a fiver in my purse and as long as I can hang onto it until Sunday, it'll be paid off the card.

I just can't believe how effective this little activity is. Such a brilliant idea!:T

Been

LoLo

PAD total for today is £5

clarissa_D

Hi ya everyone,
ok so I had a chat to OH about the loan turns out we can not make any extra payments like how id like to not even save it up and put £100 odds here and there to it, its non flexi and £11,104.40 untill July 2013 I could sob for thinking the next 3 years we will STILL be in debt...
I don't know how I will cope as I had a plan on what we was clearing ect just feel its never ending I know my total isn't alot to others but I have spent since we was 18 in debt near 11 years I will of be in debt and I so didn't want my girl growing up with that over my head and I always said I would never marry with the debt so I guess my dream weddin will ( always be in my dreams ) sorry I so wish I was happy, let's just say I will be saving very hard secretly to clear debts
seriously not impressed at all I guess 1 thing is what the total is, is what were paying.......... jus feel its never ending suppose my dreams for my baby and my life in general have gone !! sorry all

mooomin

Evening all!

I very nearly went to bed and added this up in the morning, because I'm knackered!

Still, I can't let the PAD Team down, so today we have paid......


*drumroll*


£609.37 :j:j

mooomin

clarissa_D wrote: »

Hi ya everyone,
ok so I had a chat to OH about the loan turns out we can not make any extra payments like how id like to not even save it up and put £100 odds here and there to it, its non flexi and £11,104.40 untill July 2013 I could sob for thinking the next 3 years we will STILL be in debt...
I don't know how I will cope as I had a plan on what we was clearing ect just feel its never ending I know my total isn't alot to others but I have spent since we was 18 in debt near 11 years I will of be in debt and I so didn't want my girl growing up with that over my head and I always said I would never marry with the debt so I guess my dream weddin will ( always be in my dreams ) sorry I so wish I was happy, let's just say I will be saving very hard secretly to clear debts
seriously not impressed at all I guess 1 thing is what the total is, is what were paying.......... jus feel its never ending suppose my dreams for my baby and my life in general have gone !! sorry all

Can't you save up and pay it off early? My loan is next on my list after I clear the overdraft and credit card, and it's not flexible, so I can't make overpayments to it.

I am going to save up the money to pay it off early, I will be charged a fee, but at least it will be gone. Can you do this?

one-day

right said this before but really mean it now i want to join you lot as had more then i can take of westcot calling me as payment is late by one day i pay £12 per week. just want to check i can pay so much each day on line. even going to do a thingy at the bottom saying how much i owe and how much i have paid of as always look at everyone elses

clarissa_D

it wont work there is no way we could save up £11K and not spend it.. it is impossible :mad:

cady

clarissa_D wrote: »

it wont work there is no way we could save up £11K and not spend it.. it is impossible :mad:

Its only impossible if you say it is maybe try an online savings account that you cant withdraw from with out a long process and dont let it show you the total online as not to tempt you..... there is a lot of things that dont seem possible but its worth a go !!

clarissa_D

thanks I will have to see, problem is OH is like his mum and not good with money !
I just hope that something can be done I can't bear it I can't sleep just want to cry !! sorry hormones !!
on a good note DD potty training going well daay 2 and she went 8 hours no nappy :j so thats soon hopefully extra money to the pot !!