A Payment a Day Part 2!

waterwatcher

Crikey I missed on day and have hundreds of inpirational posts to catch up on, will put aside some time later, just logged in on a break. Right payment for yesterday £1.21 and the for today my biggest payment to date £80.00. Now I never would have thought I'd be making that payment in January but this payment a day ensures that I check my balance daily and brings to reality the money that I am spending!!! I've got a feeling I might just win this battle!! No I WILL win this battle! ha ha ha

penniesgrowintopounds

Private and Confidential ~ it works for me, because it causes me to focus on what I owe, and also how I spend my money. I look in my purse / at my online banking each day, and actually think about the best way to use my money, even if it is only a small amount. Whereas before, I'd have probably just wasted it on some non-essential, thinking it too small to actually do anything with. My pad to date stands at £194.14 ~ £194.14 that definitely wouldn't have reached my debts in my previous state of mind

This is the perfect thread for me ~ I'm so glad it's here.

Good Luck with your pads, everyone :T

joeyjimbles

Pennies - you are absolutely right. I cannot believe how simple I find this and how much my attitude has changed as a result. And the support on this thread is just unbeatable.

cady

ok im going to pay 1.38 to egg (to round it down) and £1 to avon too !!! :T

Hope everyone has a nice day today

mumofthreemonkies83

Would anyone mind me sneaking in?

As you can see from my sig im down to about 7k debt and praying I can clear it by Dec this year

Im off to bank some change in a mo so will pay £5 PAD today off the evil Vanquis card

Can I ask though, are you guys just counting the extra payments youre throwing at the debts or are you including what you pay when the bill comes in (i.e min payments)?

Nice to meet you all.Hope no one minds me making myself at home here

Total for today £5.00

Flower08

Afternoon all,

paid £1.49 to HSBC CC today.

Think priorities will be slightly changing. The plan was always to move back to area OH is from when i finish uni to be near his family which will involve about a 200 mile move, however we were planning on leaving it another year, but he has now announced he wants to do the move sooner rather than later (ie as soon as i finish uni), so now we need to save for that aswell! I know i know you shouldnt have debts and savings!!

Hope everyone is well today

x

Flower08

Welcome mumofthreemonkies!! Of course no one minds you making yourself at home, the more the merrier!
I think alot of people do things differently, some people do count their minimum payments and some dont -personally i do, but its completely upto you!!
Oh and you will become addicted to making payments!
Good luck
x

sazzledazzle

£3 today so up to £7.13 hoping to be able to keep on track. At this rate should have an extra £20 by pay day to pay extra on mortgage. God this feels good. Hopefully ex should give me my gym money this week, so shall put that into this account as well.

flyingscottie81

£75 min payment to RBS today - thats all they are getting from me today! :eek:

Keep up the good work everyone, PAD rocks :T

teeni

usual £2.50 for me today.