A Payment a Day Part 2!

Flower08

Mudbath wrote: »

Isn't that a £50 exit fee to each remaining member???

Thats what i thought

clearing_out_my_pockets

Paulgonnabedebtfree wrote: »

If you check out T & Cs, you will see condition 7.5(i) Any member leaving the thread must pay a £50 exit fee.

Alright, alright - I'll stay!

Fag_ash_lil

Mudbath wrote: »

Isn't that a £50 exit fee to each remaining member???

Yep !! ..... Boot everybody out and then we can have a " divvy up ! " ...... :rotfl: :rotfl:

Only joking ...... honestly !

terri x

Fag_ash_lil

clearing_out_my_pockets wrote: »

Alright, alright - I'll stay!

Damn ! ..... that £50 would have bought me a few more bottles of wine ! :rotfl: :rotfl:

terri x

clearing_out_my_pockets

In my defense, however, I do believe that this thread is "A payment a day...Makes the debt go away"

But I am perfectly happ to stick around because I'm sure I'll use the plastic from time to time. If OH will tell me what he's changed my PIN to.

Fag_ash_lil

clearing_out_my_pockets wrote: »

Alright, alright - I'll stay!

Ooooooooh that's great ....
Like Double Trouble said .... once you sign up on here , you are stuck with us ! ....for life ! ....
Alot of people start using their PAD towards their savings when they have cleared their debts ....
We will track you down if you go " on the missing ! " .... So be warned ! .....

terri x

Fag_ash_lil

Hello peeps ...

Hope that everybody is ok ? ....

Paulgonnabedebtfree - Why is it that cheques are cashed quickly , but seem to take blo*dy ages to clear when you are desperate for the money ..... Annoying isn't it ? ....

jo41 - Ooooooooh only a couple more days till cap one is cleared ..... That's great news ...

flying_fresian - Hopefully you won't have to wait too long for your £20 for opening your ING account ...Any news on how much it's going to cost you to repair / replace your shower ? ....

dankosheemo - Do your mum and sister come from Poland or have they just been on their jollies? ..... Unfortunately my lovely polish neighbours that lived downstairs moved about 10 days ago , so no more lovely cooking smells wafting up to me anymore ....

LondonAndy - Thanks alot for the figures ... But please don't put anymore spider facts on as i am a big " scardy cat" when it comes to any creepy crawlies ! ...

panambi - Where are you going on holiday ? ....

katie2407 - Hope you had a nice time at your sons on his birthday ......

Double Trouble - Love the " blue post " to match the Lotus colour ! Here you go a variety of colours for Mr DT incase he changes his mind about the colour ! .... ..... I'll look into the bingo info that you gave me , probably tomorrow ... Thanks again for that .....

gilly1964 - Ooooooooooh hello quad ! ..... Sorry to hear about your dishwasher problems .... Lucky that you had the money to replace it in your emergency fund ... Is your laminate floor ok in the kitchen ? .....

Private and Confinential - Ooooooooooooh i agree .... your bonus is really weird ....

helnag - Good luck with giving up the " dreaded weed " ..... If you need a boost to help you stay motivated , have a look at Greenbynature sig as she gave up a while back .....

clearing_out_my_pockets - 13p is alot better than nothing .... I've had a couple of days last year when i only had 1p for my PAD ! Fantastic news that in 50 days time you will be credit card free .....Well done .... By the way , you are not allowed to leave us when you are debt free ! Stay with us and use your PAD towards your savings ....

Greenbynature- Oooooooooooooooh i hate spiders too ..... they scare the sh*te out of me ! ....

sashybo - Blimey you had a long day at work on sunday .... " Dusty socks ! " Flippin' 'eck haven't people got anything better to moan about ! ....

Daisydee , debbiedebt , poppyjoe ,spinningsheep - Hi ya ..... Welcome to the madhouse ! ...Good luck with your payment a day , either small or large it's surprising how quickly it all adds up ..... Everybody is really great on here which really helps to keep you motivated .....

Twinkles08 - Hope hubby has fun with his playstation3 ....Hopefully you will " thrash " him in a couple of games ! .....

tomtombeanie - Flippin' 'eck you were really busy day yesterday with all your cleaning and cooking etc .... I hope you had a nice relaxing evening to make up for it ! ...

Silaqui - Great news that you are entitled to a couple of extra hours pay at the end of the month .....

Hopeful1 , jo41 - Another " drinkie " free day ! .... So here you go ! .....

Well done to everybody else ....

Here's my Good and Bad for today ....

The Good - Paid £170 to cc1
Added £1 to my pot ...
Added 5p to change pot ...

The Bad - A bar of CHOCCY for me today ...... but a friend did buy me it ! ....

Catch you all later ....

terri x ( My total PAD for today is £171.05 )

Silaqui

Hello all! Just a

£1

today, dashing off I have a list of jobs as long as my arm that I would prefer not to have to do at the weekend!
Loves xx

Hopeful1

spinningsheep wrote: »

Ive only just found this thread and I love it! So today I have transferred my £10.00 to my new PAD fund (ie savings acc) and will be paying that £40 extra to my debts at the end of the month, mainly by saving the change I seem to fritter away all the time. I am debating an IVA at the moment and will keep the sharks away from the door whilst it all gets sorted.

Hi spinningsheep - welcome aboard! Congratulations on making your 1st PaD :T

Are you using one of the free organisations to help you decide on the IVA eg Credit Consumer Counselling Service, National Debt Line or Payplan? I hope you don't mind me asking, i'd hate to think you were paying good money for a service you can get free!

Best wishes

debt_cruncher

Hi everyone

Sorry I haven't been around for a while. Life has been really busy but I am back now. I have been keeping up with the payments a day and have paid off the following

£238 of halifax card balance now stands at £0 :T :T :T .
£197 of the car loan
£14.42 to the balck horse begone fund.
So total PAD of £494.42

Catch up with you all tomorrow.
DC