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A Payment a Day Part 2!
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£2.87 to Cap One today - better than nothing i supposed but cant wait until payday next week to increase it. Weather cold here but no sleet yet as forecast yuk. Have a lovely day everyone x
TOTAL PAD - £2.87Payment A Day £15 (started 17/5/14) :j0 -
:hello: Hey everyone!
Aah we're edging closer to the weekend, it's a good feeling!
£1.61 to smEgg card this morning as they've put the interest on for the month - those faster payments don't half make a difference when they wack the interest on :money: There was only about £6 added on his month.
Everyone doing OK? Everyone feeling better?
OH's taking me dinner tomorrow evening wooo I'm all giddy as this rarely happens! :smileyhea Oo what to wear??
Enjoy the sunshine today people if you have it! We even had a wee bit of snow yesterday...
xx:j (2013) :j* Virgin Atlantic [STRIKE]£2,837.01[/STRIKE] £2,835* B'card [STRIKE]£851.51[/STRIKE] £850 * Egg [strike]£5,608.83[/strike] £5,608.83 * Mint [STRIKE]£816.13[/STRIKE] £770 *0 -
:hello: Hi Paul, good to see you're still about. Is work picking up again now?
Work is coming in now. However, this is new work. My other work still exists too. That's one of the good things about what I do. The work is frequent repeat so I don't have to constantly seek new work all the time. Once you get to the point of having a full workload, you just need to only take work that improves the business. This is because I have no current ambitions to employ others or to subcontract work to others. I may explore that avenue when my debts are at a more manageable level but that is a few years off.
It's quite funny really as sometimes I answer enquiries for a quotation only to find that it's a £10 job with no reliable access to the back of the property. People can be astonished that I won't take the job when I discover that it can only be done after 1 PM by me making a telephone appointment and then only on certain days of the week. Why should I take work like that when I have plenty to do where I can just turn up and clean whether anyone is home or not? I do make telephone appointments occasionally but these jobs can interfere with my regular schedule so they must be (a) pretty large jobs (b) well paid. If the economy bites so hard that I have to deviate from that policy then I will do so but until then, I won't take on work that has the potential to be detrimental to my income. Some potential customers get carried away with this economic stuff and seem to think that I should be exceedingly grateful for every difficult, unviable job I can get. Maybe it will come to that but it hasn't happened yet. I still have gaps to fill in but won't take unviable work to fill those gaps.0 -
Pad of £200 for me to HMRC today.
I feel like I am starting to make some real progress now...i think!;)2013 TARGET £30k
2012 £26500 paid off.
2011 £22750 paid off
2010 £19800 paid off
2009 MBNA Cleared 25.09.09 £34391.33 PAID OFFDFW Nerd 612 Proud to be dealing with my debts0 -
Morning
£4.57 for me today.
Had some sleet yesterday, hoping for a better day today!LBM 31/01/2009: £19,422
Chrimbo crackers: £207.17/£5100 -
Morning Everyone
Its geat to see everyone doing so well on here
Today I have paid £5. £2 to Next and Cap One and £1 to Mothercare. I have also paid the payment on these for this month so anything I am paying from Monday gone is a bonus :j
Lindsay xxxPAD Challenge Start Again 02/03/2009 :T £241.20
Cap One £670/£647, Next £950/£863, Mothercare £270, Simply Be £375
Wedding fund: £118.52 £2 Savings £220 -
Look at the snow....
got to try and get the train to school as my crazy headteacher is the only one to keep a school open in the weather!! And roads are closed!
Debt busting 2022 Total £15842.68 £0 (100% paid since 1/1/22)- DFD: September 1st 2023[/b]
Savings diary: https://forums.moneysavingexpert.com/discussion/6472040/time-to-build-my-future#latest
0 - DFD: September 1st 2023[/b]
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£54 for me today. Off to catch up with last night's posts now.Don't worry about typing out my username - Call me COMP(Unless you know my real name - in which case, feel free to use that just to confuse people!)0
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Fantastic everyone!
Yesterday the grand total of :
£1,469.55
went to paying off all of our debts!! Woo-hoo
Racing around to sort out some lost keys so I will be back with my PAD and the fact of the day later!!Debt Free 25th August 2010 with PAD !!TARGETS ::D
Save 12k in 2013: #068 : £7,305/£12,0000 -
Yet another 50p today, waiting on a cheque to clear and it's taking aaages.Success is not final, failure is not fatal: it is the courage to continue that counts. Car loan 1 £11,174, Car loan 2 £5,532, CC 0% BT £780. Debt Free Diary to try & keep spending in check.0
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