A Payment a Day Part 2!

mooomin

Yesterday we paid....

£1,169.43!!

Well done to all!

Silaqui

Wow thats a massive total, well done everybody!

I haven't made my PAD yet - it'll only be a small one I think. I was lying in bed this morning thinking and realised I have about a hundred quid 'spare' (you know what I mean - it'll take me up to the limit again) on my 0% overdraft. I'm considering using that to pay a big chunk out of my smaller credit card to bring that down a bit quicker. It makes sense I know because of the interest rates... any thoughts?
If I do it won't be till the end of the month just in case I end up needing that money - worked out I should only need to spend about another £10/20 on food so I should be ok but you never know what crops up.
Will update later with PAD
xx

pippo

That sounds like a good plan to me Silaqui best to pay it off the one charging interest, but as you say, leave it where it is for now, just in case.

My Happy Valentine's Pad = £10.14 :happylove

Have a good day peeps
Pip
:heartpuls

panambi

Great total yesterday!

Didn't have much for my PAD but since DH decided to skip College yesterday I have put the £5 he would have used for bus and tram fares towards my PAD. Plus some change including 1p I found on the street... I must be mad but keep looking down wherever I go in case there are some pennies to be found - every little helps!

Total PAD today £6.92

mumofthreemonkies83

Happy Valentines day guys !! Dh and I are not celebrating this year (actually we dont celebrate ANY year) How very MSE :money:

Happy Anniversary Jenchin How many years??
Hope you both have a lovely day together

Warm welcome to Sashybo, make yourself at home, everyone here is very supportive and even if you miss a PaD please pop in anyway and say hello.

Paul: You do realise that they didnt feel sorry for you being alone at xmas, truth of the matter is they just didnt want you escaping the in-laws.Hey if I have to suffer so should everyone, its all part of christmas :rotfl: :rotfl:
Honestly though, it didnt bother you?
I guess im just used to a houseful with all the kids and extended family, dont think I get 5 minutes quiet EVER so to not have the noise would take a lot of getting used to :rolleyes:
Sounds like you have some great friends and you dont sound lonely, if thats what makes you happy then thats great.

Double Trouble: sending lots of hugs to your sister, she must be going through every emotion possible right now, hope shes better soon and the op goes smoothly xx

I managed to get round to opening an ING account today, I have most of the debts under control so im hoping to start budgeting right and putting away money for the car MOT/insurance/xmas etc so it doesnt all come at once and put me back to the starting line.Just waiting on the online PIN and im all set :T

Dont think id have made it this far without you all and your encouragement so a big thanks to you all :beer:

Another £10.00to Crapital One.Softlee softlee catchee monkey.... right??:D

Mumof4

Maisie_M

Happy Valentines day all - me and OH also decided on just cards this year. I bought the little one a wee teddy from card shop for 99p so he didn't feel left out when we were giving each other cards. I left it on the end of his bed last night when he was asleep and when he woke this morning he decided the Easter bunny was moonlighting as the Valentine's day bunny as he had left him a teddy :rotfl: it was priceless.

Having a romantic meal at home tonight. Got the M&S meal and have enough for 3 different dinners as I got the Camembert with brushetta which we will have as a supper tea one night as it has a sell by date of 7 March and we will do it with home made bread etc. Then the steak and veg we are using during the week for a meal as I had already made Goulash for tonight yesterday. We had the cava last night as we have two bottles of cava from the xmas M&S offer that we are going to use and the pudding we are having tonight after the goulash - a bit like a rubber chicken in a way lol. I also scored as I am an M&S card holder and had a 10% off voucher. I was expecting £2 of the price but fgot £3.30 off as they added up the total of the goods before teh deal (which was £33.00) and then took of the 10% and then did the deal:T . Must remember that for future lol.

Anyway enough ramblings from me - bet your glad I have't been posting much recently. Onto important business £3 for me for yesterday and another £3 today so that £6 for PAD today

tomtombeanie

yes come to think of it i noticed that too, maisie - i only had a 5% off but instead of it being a pound (5x20), it was about 1.60! we are going to be greedy piggies though and have all the food in one go!

Greenbynature

Everyone!!!! :smileyhea

Welcome to Sashybo :hello:
Well OH surprised me last night with red roses and a nice card am shocked cos he's such a tightwad!!! I made us some chilli last night as wont be seeing him today he's working! and we scoffed some lovely belgian choc's I bought him :rotfl: so Terri I ate your share of choccy!! Hope you can read it!!! Reminds me of us all on here lol
DT hope everything goes well for your sister fingers crossed and hugs to you

Well as kids are off this week and money is tight and my bl00dy fridge will be permanently empty!!!! my pads are going to be smallish til payday on Thursday! So pad today is £2.14 to cap1 cc and £1.50 to sealed tin (am quite tempted to open this now as its really heavy!!!:o but I won't)

Total: £3.64
Well done everyone on yesterdays total and thanks to FF for adding up :T Has anyone heard from paybacktime?? hope she's ok

SarahNeedle1872

Happy Valentine's Day everyone..... OH bought me a card home from work this morning, and I sent him a card via Facebook - how romantic am I!?!:money:
Sadly no nice meal for us tonight either.... I am working until just before 9, and when I get home, OH is going straight out to work, so we will have a quick kiss on the doorstep!:kisses2:

PAD for me of £1.14 today

Sx

Greenbynature

"OH bought me a card home from work this morning, and I sent him a card via Facebook - how romantic am I!?!:money: "

:rotfl: :rotfl: :rotfl: :rotfl: :rotfl: Oh Sarah!! that's something my OH would do if he had a clue how to!