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A Payment a Day Part 2!

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  • Big hugs Clearing out xx Hope youre feeling better today :grouphug:

    Paulgonnabedebtfree: Whats with being up so early honey, you got something on your mind? Hope it passes soon, I really suffer when I dont get enough sleep :D

    Mumof4 xx

    Hiya mumofthreemonkies (hear no evil, see no evil, and speak no evil? :D ).

    Well I do have that constant background anxiety about my debt levels but I think I've probably got a bit desensitized to that now.
    It's not so much a lack of sleep as sleeping at odd hours. If I'm not going out anywhere, I will often get cleaned up and in my dressing gown and settle down very early to watch TV. I still don't know how Star Trek finished yesterday so I must have nodded off by 9 PM. I have a very comfortable sofa and spending part of the night asleep on it has become a bad habit of mine in recent times. I don't mean to do it - it just happens that way. I do live on my own so it's very easy to do that with no-one around to nudge me into bed.
    It seems quite funny that in my teens and 20s I would often be partying until 5 AM. These days, I'm often getting up by that time.
    I suppose there's no real incentive to go to bed anyway when there's no-one to share it with.
  • njk0327
    njk0327 Posts: 268 Forumite
    £1.13 paid to egg today.
    Total Debt 10/5/2009, £2189.10, 1/6/09 £1420.75
    1/7/09 £1661.66, after 2 holidays 1/9/09 £1725.36
    1/11/09 £1188.89
  • newmum1
    newmum1 Posts: 1,341 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Hey folks,
    happy friday 13th all.................

    £1.22 CC
    £70p Brother

    Total £1.92
    Have a lucky day all............ :)
  • Damita
    Damita Posts: 344 Forumite
    Debt-free and Proud!
    Yay £120 from my save you earn cheque :)
    Debt Then 06.07 - £11,000 - Debt Now £0.00
    DFD Aug 2011
  • Hi again

    Hopeful1: nope hun, theyre definitely ALL monkies :-) I signed up here when pregnant with baby #3 but when he was 8 months old along came baby #4 and I just havnt gotten round to changing my user name :rolleyes:

    Flying Freesian: thanks for the ideas, sadly theres no much woodland here and what little we do have is more "bog" so trying to push a double pram through it is nigh on impossible :(
    Add to the freezing temperatures and its not the nicest prospect :D
    Im thinking baking, eating :D , cinema with own snacks, and visits to the grannies :rotfl:

    Paul, I gotta run and get the kids to school but I will reply, im not ignoring you :-)

    Mumof4 xx
    03/12/2010 [STRIKE]£9,736.56[/STRIKE] :(
    15/2/2011 9878.75

  • Paulgonnebe::grouphug: dodgy hugs :) Bless you being on your own hun, I hate being in the house alone overnight :(

    I totally relate on becoming desensitized with the debts too, now I have some sort of control and plan I can relax a little.Like someone else said you cant live forever and we cant take our debts with us (TFFT);)

    You should really get yourself up to bed though, it wont do anything for your posture being curled up on a sofa, why not go up to bed early and read or watch tv in bed, least then if you do nod off you dont have to wake up and move?

    Best go, #4 has fallen asleep in my arms and its going dead and #3 is trying to put the poor cat in an early grave :rolleyes:
    I often wonder what I did with my days before kids :confused:

    Hope you get some decent rest soon hun and no doubt ill catch you on here later
    Mumof4 x
    03/12/2010 [STRIKE]£9,736.56[/STRIKE] :(
    15/2/2011 9878.75

  • tjretro
    tjretro Posts: 135 Forumite
    Part of the Furniture Combo Breaker
    Another £1.95 to Capital One :rotfl:
    Debt Free Wannabe :hello: LBM: 23/01/08
    Debt relief order: January 2013 (Discharged Jan 2014)
    Jacamo: £115.81. Rebuilding credit rating :D
  • Morning all Happy Poet's Day :p

    Well still a bit of snow here but the sun is out so it'll soon be gone :j
    Just checked my mortgage payment which is due to go out on Monday and it's gone down another £20 :j thank god cos I forgot my gas/elec was going out the same day and I would've been overdrawn by £13 so even tho it's going to be tight next week at least I won't be overdrawn!!! Have £14 in copper jar which I might empty and put in bank account - can't wait to go and cash it in as bank staff hate it :D
    pad for today is £3.13 to cap1 cc and a lovely £2 coin to sealed tin plus 40p in 20p's and 9p to copper jar
    Total: £5.62

    Have a nice day everyone
    Debt @ LBM - £25,722 Debt now - £11,811 DFD - April 2012 :eek: :eek:
    Payment a day challenge - 8/8/08 - £8669.73:jISA - £127.07
    Sealed Pot Challenge #283 £489.50 for 2009//£353 for 2010
    Stopped smoking 1/11/2010 - money saved so far:£515:D
  • :j Hi ya people

    hope every1 feeling a bit brighter today, Last day for DD today means she misses the day off school for her birthday (Sunday)
    but have arranged for cake and lil bags for her class of 8 :D £14 including cake not bad.
    ok PAD £14

    I haven't yet got round to tallying up all the amounts that have been paid off since Jan 09 :D but I would love to try ... what to do next week :eek: thing is DD is 3 and not really alot going on for her so I think its going to be sum walks round the park ( getting M&S meal offer, and sum wellies for woods walk some time in the week)
    I think were going to attack the £600 OD next as that's a !!!!!! to shift :mad:
    ok hope every1 has a nice day, had some crappy news last night so will bid you all fairwell x
    well done for clearing the £1K !! :T
    :eek: [STRIKE]£11,362.86[/STRIKE] [STRIKE]9,973.11[/STRIKE] Loan ;) DFX 2013 #050: £ / £10,149.04 :eek:
    C.C £507.55/£550.40 :T
    DFD Oct 2015
    :D Downshift Challenge 2013 :D
  • lemma1968
    lemma1968 Posts: 1,379 Forumite
    I could not do a pad yesterday as I did not get any money in:mad:

    Got to wait another week now unless i get some private fees received in the interim!!!

    I have only a teeny bit left in my overdraft as my monthly payment of £300 to MBNA went out this morning (c£160 +overpayment). I can see me raiding my £2 jar for groceries and petrol.:rolleyes:

    Today then my pad is £300 to MBNA

    Hope you all have a good day xxxx

    Its....
    FRIDAY!
    :j
    2013 TARGET £30k
    2012 £26500 paid off.
    2011 £22750 paid off
    2010 £19800 paid off
    2009 MBNA Cleared 25.09.09 £34391.33 PAID OFF
    DFW Nerd 612 Proud to be dealing with my debts
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