A Payment a Day Part 2!

njk0327

Another £7.11 to egg for me today

panambi

Hi and welcome to all the newbies. I am still a newbie myself. only started this at the beginning of the month and am really addicted to it. It is so encouraging to see the difference these tiny daily payments make! Coming on here and posting every day helps keep you focused as well.

My PAD today is £11. Superb total for yesterday! Well done everyone!!!

Need to do some shopping today as I intend to do lots of baking with the kids next week during half term (instead of going out and spending money). They are really excited about it (they are 8 and 6). If the weather allows will go to the local park as well one day and a trip to McDonalds as a treat. They are so easy to please! (I know, just wait a few years and it will all change)

newmum1

Morning all- happy 'hump' day

AH im back at work today after 2 weeks on annual leave, did feel like calling in sick as i am so not motivated BUT i thought no go to work as you only have 4 weeks before you start mat leave then i can spend all my time reading all these fab posts:) LOL
PAD:
£1.00 brother
£1.78 CC

total £2.78

have a happy hump all

tjretro

Good morning folks :j £1.19 to Capital One

LondonAndy

:j :j Happy Hump Day !!:j :j

Today I am again rounding down my bank balance, so a monster £4.52 to SmEgg.

I am waiting on an expenses payment back from lovely work - those PAD totals WILL be going up next week as I have earmarked most of it for PAD and not for spending on me and rubbish!

The Hoegarden contents are going to HSBC on Friday too.....

Keep making those PADs folks !!

Paulgonnabedebtfree

flying_fresian wrote: »

If you're signed up for Quidco there's a few on there - Mazuma gave me £15 more than envirophone though so check them out (Through Quidco!)

Also, if you're not fussed about a new phone then haggle like a fiend - I got a new phone and my monthly bill halved by saving I would leave Orange

I can second that. I did pester Vodafone for a better deal by threatening to leave.

IMPORTANT: You must actually ask for code number though (PUK code I think). If you ask for that, they assume you are serious about leaving and offer an even better deal than by you just making threatening noises. Also, look around for what other companies are offering so that you can quote those rates to them.

I was going to switch to PAYG with Asda (8ppm for calls and 4p for texts). I was serious about it too. By staying with my old phone, they were able to offer a much better deal - and only tie me in for 12 months instead of 18. Another bonus was that because I stuck with a phone that has seen better days, I ditched the overbloated insurance policy on it. My monthly bills now come in at under a tenner and I get a fair bit of usage for that - certainly more than I actually need. The only thing I lost out on was rollover minutes but I'm not fussed about that because my monthly allowance is plenty for me.
My line rental will go up to the standard rate from month 10 of the 12 but I can live with that for 3 months in every 12 (I intend to get a deal out of them next time). I have considered going to PAYG anyway in case my finances start affecting my creditworthiness when the mobile co. do a check. That doesn't look likely at the moment but I'm only one biggish illness or a few interest rate hikes from the whole thing collapsing like a pack of cards.

Lelc

Morning all. I've not been on for a few days but from looking back I can see I've missed parties, 6-packs and very big totals. Welcome to all of the newbies - this is a great thread, very funny and totally mad!!

I was in hospital yesterday for a 'prod and a poke' and I'm still a bit fragile this morning - just the mention of HUMP makes me feel queasy:eek: . Anyway the good news is that everything looks ok although just to wait for the results from a couple of tests.

I've not paid anything to PAD for the last couple of days so £15 for me today to make amends.

Weight loss this week - 2lbs yay. I'm going back to weightwatchers though. I just cannot get my head round slimming world - although whatever I'm doing is working.

Big dodgy hugs :grouphug: to everyone who's having a bad time at the moment.

LC

Greenbynature

Morning all :hello: and Happy Hump Day :j
Welcome Olliegami and tobedebtfree :hello: You'll soon be as addicted as the rest of this mad lot!!!

Yesterday we paid off £3661.91!


That's fantastic and well done tomtom :T :T


Well am a bit skint so pad today is £3.11 to cap1 cc and have no spare change at all for sealed tin or copper jar :rolleyes:

Greenbynature

Hi lelc hope it wasn't too bad an experience for you yesterday! I hate hospitals!!!! Hope the result comes back ok too to you and well done on the 2lb :T

clearing_out_my_pockets

£1 today to credit card.