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A Payment a Day Part 2!

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  • gilly1964
    gilly1964 Posts: 1,107 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hello Everyone

    Well what a carp week

    Monday - all other colleagues sent home early as live 10+ miles away. I got away at 6 instead of 8, but on call and spent two hours dialled in

    Tuesday - Missed dentist because of the weather so still have a broken tooth and bill to look forward to. Quiet night. Quick drink after work at our local club with DOH, but then fancied a kebab as not had dinner. No one fancies a kebab unless drunk, and afterwards I wished I hadn't. I hadn't even had alcohol.

    Wednesday - stuck at work till almost 9, got in at 9.20, called at 9.25. Hacked off and went to bed to watch Minder

    Thursday - snowed in at home but on call so had the lap top. Spent the day dialled in, watching OH, DS and various neighbours kids making a giant snow frog in the garden.
    Got hacked off with everyone moaning we had little in the way of treats in the house, excuse me I am working, can't you knock up some Twinks they yelled. Remembered some in the freezer, so saviour of the day and the so and so's did not even leave me one.

    Friday - spent 45 minutes clearing the car and drive of snow. By the time I got to the other side of the car, youi would not know I had done the rest. Frozen, fed up and goodness knows what other feelings, then boss calls work from home - yay, but could have phoned one hour earlier.
    In the evening DS wanted to see GF and as we were desperate for basics like milk took him there, then did a shop, but DOH came with me and it cost almost three times last week. You would think we lived in the North Pole, not the Midlands.

    Saturday - House work, which I would have done Thursday and Friday before work if I had been in the office
    Yummy homemade Chinese, actually got egg fried rice right for the first time ever.

    Sunday
    At home on my own, except for the oncall mobile and laptop, so skiving on here, catching up on emails and onlne banking.
    Need to go soon though as have tons of ironing which I need to get done before our holiday next week.

    We have rented a house on the edge of Exmoor with three other families. It has a swimming pool, table tennis and pool table and stunnign views over Exmoor. Looking forward to the break, the snow must clear so we can get there. Not so fussed if we cannot get back :rotfl:

    Anyways PAD for today £15.92

    Catch up with you all soon

    Gilly x
  • bigbeff
    bigbeff Posts: 1,119 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Just looking at my finances :( To pay off my credit card before 0% runs out I would need to be paying £400 a month plus I am paying my parents £100 a month on some money I owe them. I am single with a mortgage of £600....I'm never going to afford that :( but look on the positive side, it is going down, very slowly!!

    Oh forgot payment today £1
    Debt busting 2022 Total £15842.68 £0 (100% paid since 1/1/22)
  • jo41
    jo41 Posts: 1,172 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Morning all,
    Another £40.08 to Crap One...I will get there!
    Anyway the ebay listing could have been better I need to really get stuck in today. I have some stuff finishing today that will net me about £40 so thats good.
    Hope everyone has a good day. I'm off to make coffee and read the posts.
    Jo x :coffee:
  • lemma1968
    lemma1968 Posts: 1,379 Forumite
    Made a £20 pad to MBNA.

    Its -4c here at the moment. I cannot get warm, my 2 year old is as crabby as its possible to be, and i have loads of work to do.

    I ended up persuading my 8 year old to dress up as Anastasia yesterday for the party. Much easier than Mika - with her long hair and some straighteners and some sunglasses she made a passable 8 yr old pop star (so long as se did not start singing:eek: .

    Must go and await her return from the sleepover.

    Have a good day all. xxx
    2013 TARGET £30k
    2012 £26500 paid off.
    2011 £22750 paid off
    2010 £19800 paid off
    2009 MBNA Cleared 25.09.09 £34391.33 PAID OFF
    DFW Nerd 612 Proud to be dealing with my debts
  • bigbeff
    bigbeff Posts: 1,119 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    how do people on here sell books - I have got a whole load of novel style books - selling on amazon for 1p each doesn't seem worth it....ebay? Though again can't see them selling for much more! Any suggestions?
    Debt busting 2022 Total £15842.68 £0 (100% paid since 1/1/22)
  • gilly1964
    gilly1964 Posts: 1,107 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Just done some jiggling to save punds, but could do with jiggling on the WII Fit to lose some:rotfl:

    It is a good job I like numbers, otherwise I think I would go insane

    2 CCs at 0% end in two weeks.
    Very few good 0% offers about that I am not already using or linked to in some way, so DOH applied for MBNA LOB at 5.9%

    Now have

    CC1 - 4497 @6.9% LOB
    CC2 - 4000 @5.9% LOB
    CC3 - 5635 @0% till March 2010
    CC4 - 2700 @0% till 28th April
    CC5 - day to say spending paid off in full each month £1969 this month due to opticians, dentist and other emergency expenses:eek:

    We have an offset mortgage so use the CC5 like cash and get clubcard points for it. We average about £50 every quarter and then use them for meals, days out or holidays

    Back after the next bout of ironing

    Gilly
  • dankosheemo
    dankosheemo Posts: 1,243 Forumite
    :hello: £1 for the Cosmotini mug this morning!
    Jumped ont he scales for my weigh in and wooo 3lbs off! Bloomin' starving though - one of these will do:
    buttie_382182a.jpg
    Yum yum yum yum yum :rotfl:
    No snow here again. Ho hum, don't think we're gonna be getting any you lucky snow devils you. Enjoy the Sunday treats everyone!
    xx
    :j (2013) :j
    * Virgin Atlantic [STRIKE]£2,837.01[/STRIKE] £2,835* B'card [STRIKE]£851.51[/STRIKE] £850 * Egg [strike]£5,608.83[/strike] £5,608.83 * Mint [STRIKE]£816.13[/STRIKE] £770 *
  • Morning!

    £1.08 today to RBS.

    Off to Edinburgh to watch the Scotland V Wales rugby this afternoon, thank goodness we bought those tickets last summer, would never have been able to afford them now :rolleyes:.

    Have a great day everyone x
    Joint debt - £25,090 :confused:
    Wannabe debt free by 09/2011 :eek:
  • newmum1
    newmum1 Posts: 1,341 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    morning folks........

    spend yest evening having a massive clear out i think i must be at that nesting stage already :)
    PAD for today :
    £5.00 to brother
    £1.00 to CC

    total : £6.00
    have a good day folks
  • gilly1964 wrote: »
    Just done some jiggling to save punds, but could do with jiggling on the WII Fit to lose some:rotfl:

    It is a good job I like numbers, otherwise I think I would go insane

    2 CCs at 0% end in two weeks.
    Very few good 0% offers about that I am not already using or linked to in some way, so DOH applied for MBNA LOB at 5.9%

    Now have

    CC1 - 4497 @6.9% LOB
    CC2 - 4000 @5.9% LOB
    CC3 - 5635 @0% till March 2010
    CC4 - 2700 @0% till 28th April
    CC5 - day to say spending paid off in full each month £1969 this month due to opticians, dentist and other emergency expenses:eek:

    We have an offset mortgage so use the CC5 like cash and get clubcard points for it. We average about £50 every quarter and then use them for meals, days out or holidays

    Back after the next bout of ironing

    Gilly

    Gilly.
    Was the 5.9% LOB from MBNA for new customers only? If not, which type of account was it please? I have four accounts with them, all on zero balance and I think they are all very high interest accounts - not that it matters with zero balances. Just considering switching at some point but I will only deal with MBNA for 0% low amounts that I KNOW I can pay off quikly OR LO(B deals. This is because MBNA have a bad rep for borderline loan shark interest rates when they think they have you hooked.
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