A Payment a Day Part 2!

Lelc

Afternoon all. Cold and white over here. I was supposed to be doing a mystery shop today but have cancelled because the roads are pretty bad at the moment and the restaurant is over 20 miles away - shame though as it was a restaurant I was visiting and I was looking forward to lunch at someone elses expense.

I was going to take the dogs for a walk with dh but he's being a git this morning and I can't be bothered with him so I'm just going to sit and play games on my ds. I really could do with some exercise though to help with the weight loss - maybe I'll do a bit of housework later.

Anyway I didn't get time to post yesterday so £5 yesterday and £5 today - total £10 to pad.

Have a good day everyone.

thevinternet

Afternoon everyone!! I've only just got up, what a lovely Saturday I'm having so far!!:p

PAD £1.07 to the SmEgg credit card. I'm going to love seeing that monthly statement in a few days with all those itty-bitty payments on it.

We're off to buy a slow-cooker today, but using OH's Nectar points!:T

xxx

flyingscottie81

£1.07 for me today too.... RBS are loving this I am sure

LOL

Have a lovely weekend everyone x

panambi

Only £2 for me today.

Having a busy day, will check back later

mmy

Have been off this thread for a few days in terms of posting, but always check in to read everyone's posts and keep focussed! Have slightly changed my PAD approach, am putting PAD in a jar and then taking it out and getting my weekend /week's food shopping with it. This saves me drawing any more cash out, and as my main concern is to get my overdraft down this words for me. Plus it's 2 weeks until payday - aargh!! Still, it is certianly making me be quite creative with my shopping!
Thinking about a big decision this weekend. A senior post has been advertised at my work and I'm thinking of applying. It would mean my salary would take quite a jump if I got it [although that's not the main reason, of course!!!] They want an internal appointment, the job looks really interesting and several colleagues have asked me if I am applying, which means they must think I am capable - either that or I am their worst nightmare and they want to know the possible hell which awaits!! One quality which they are looking for is stamina and resilience - do you think I could put the DFW thread as a reference to porve this?? Anyway, I don't have to have my application in until later this month, so plenty of time to think.
Good to hear how well we are doing - even if I don't post I need to check in with everyone, you are all so supportive and it is such a help to feel you are not alone.
Have a good weekend!

penniesgrowintopounds

Hi all!

£2.00 again for me today :j

clearing_out_my_pockets

£5 for me today; £1 to house deposit and £4 to credit card.

Fag_ash_lil

edited .....

Smamfer wrote: »

Morning all


Just had my credit check come through which i ordered the other day and its actually looking ok.... obviously more on there than i would like but my Vat debt/friendly debt and brewery debt doesnt show up which is a bonus... Also it had something from Next directory on there and although it said satisfied ive never used Next

Also my car debt which is with ge financial isnt showing up either and i owe them £600 so a tad confused

Anyway pad's today are..

£2.00 cap 1
£2.00 Hal cc
£2.00 ba2 o/d

Totally £6.00

by the way i dont include any dd's or so's to pads.. is that the right way?

love to all xx

Hi ya ,
Who was the credit check through ? ...... There are 3 main uk ones that i know of , Equifax , Experian , Callcredit ....
When i have checked mine in the past with Experian and Equifax , some of my debts were listed on one of those and not on the other and visa versa ....
You used to be able to send off £1 to each of them and get a copy back of your credit check apparently it's now costs £2 for each one ....Have a look on here http://www.creditchoices.co.uk/partner-lp_credit-rating-agencies/credit-rating-agencies.html#3 if you want to contact them direct ...... if not then try going through Quidco or one of the other cashback sites to get the ones that you haven't got .....
I had a few catalogues listed on mine as " satisfied " as well ..... i don't normally shop from catalogues ....... but i have ordered odds 'n' sods from the odd magazine / newspaper etc which were apparently linked to a catalogue and paid by credit card ...... could this be why you have " Next directory " on yours ? ......

Re: PAD dds' and s/orders , some people prefer to add them to their PAD others don't ..... it's entirely up to you ....

Oooooooooh i meant to ask you if your B&Q dishwasher got cancelled ? ...... my dads did ....... That has just reminded me , to catch up on your diary ! ....


terri x

Paulgonnabedebtfree

dankosheemo wrote: »

How did you manage that one!? :rotfl: They haven't offered me anything in the last 2 years the cheeky scamps :rotfl: . What you gonna do? You going to do some swopping around to save on interest payments?

xx

I took Egg up on an offer of 6.9% LOB a few months back. Did that one for 9 grand. A couple of months later they tried to offer me 6 months interest free on new BTs. Nice try Egg but I'll stick with the LOB because the 0% debt would have become trapped on their SVR after 6 months. There doesn't seem to be any pattern as to who gets offered what with these companies, does there?

waterwatcher

£6.38 PAD to my barclaycard by accident, meant to send it my smelly egg but pushed the wrong button and didn't check:o Never mind its still a payment and things in general are going the right way.

I am like a woman possessed today. Have decided that I really need to settle to a relationship this year. Turned 30 last October. Have always been a bit of a tinker but now am desperate for children. Everyone I know has had messages asking them to volunteer their single freinds to my find a bloke challenge!!! ha ha ha:rotfl: will keep you all updated on the progress!