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A Payment a Day Part 2!
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PAD of £1.07 to the Halifax card today..... and in smEgg news, have received an email today offering me a BT of 4.9% for 6 mths with a 2.99% fee..... should I email them back telling them where to stick their 4.9% !?!'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde0
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Well done newmum. At the end of the day you are still tackling your debts by repaying your brother. It would only cause you lots of worry and upset if you weren't repaying him. Is he happy with your arrangement? Well done for resisting the bank's generous offer of a high % rate :eek:
Terri- i think there's a name for people who hide food and eat in secret....:rolleyes:
Coffee
We're all doing really well. It seems we all have our down moments, share on here and get lots of support and dodgy hugs. This seems to strengthen our resolve - not one of us has given up. What a fab thread
£5 Egg
£1 Vicious Vanquis
TOTAL PaD £6
Thank you for taking the time to do the totals Paybacktime
- it re-enforces how well we're doing xxx One step at a time
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SarahNeedle1872 wrote: »PAD of £1.07 to the Halifax card today..... and in smEgg news, have received an email today offering me a BT of 4.9% for 6 mths with a 2.99% fee..... should I email them back telling them where to stick their 4.9% !?!
How did you manage that one!? :rotfl: They haven't offered me anything in the last 2 years the cheeky scamps :rotfl: . What you gonna do? You going to do some swopping around to save on interest payments?
xx:j (2013) :j* Virgin Atlantic [STRIKE]£2,837.01[/STRIKE] £2,835* B'card [STRIKE]£851.51[/STRIKE] £850 * Egg [strike]£5,608.83[/strike] £5,608.83 * Mint [STRIKE]£816.13[/STRIKE] £770 *0 -
dankosheemo wrote: »How did you manage that one!? :rotfl: They haven't offered me anything in the last 2 years the cheeky scamps :rotfl: . What you gonna do? You going to do some swopping around to save on interest payments?
xx
Thankfully no, both my Hali-fact is you're crap and Virgin on the ridiculous are now on 0%... I will keep the smEgg card because you can BT into your bank acc, but I don't intend to use it again!
Sx'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde0 -
Hi all! Another £5.89 towards OD today! GL all!!Debt at LBM(July 1st 07)-£35,053.92 Debt on 1st Anniversary of LBM(July 1st 08)-£33,170.11 (31st January 09)-£32,318.73Paid off so far £2,735.19(7.8%) Average paid off p.m. £143.95 L/H supporter 115 DFD target February 2018 DFD March 2028. PAD(Started 28/12/08) £253.77 £10 a day Feb £110/£280 WEDDING Paid off £1,585.96 Saved Up £925.400
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Hi all,
well done getting your smEGG and Crap One payments made - they really are a con aren't they?...
Just £2 PAD for me today... transferred to pot ready to pay off vanqcon later in the week...
LBM April 2013 - £29,000.00Vanquis CC's PAID - Debenhams SC PAID - A+L OD PAID - Asda CC £783.75Barclaycard CC £1400.78 - BoS CC PAID - Freemans Cat PAIDF/D Loan & CC £1458.96 - Santander Loan PAID - Mum Loan PAIDRBS OD PAID - F/D OD £1026.52Weekly Grocery Challenge - £95.00 budget / spend £-0 -
Hi all
Oh Terri your posts really make me laugh!! It's your daughter with you - mine is the dogs!! I have a cupboard that I stash all my goodies in and the kids know not to touch :rotfl: but somehow the dogs don't realise this and in they trot as soon as they hear the faintest rustle!!!! :mad: If I don't feed them they both sit drooling at me and make me feel so guilty (well a little bit :rotfl: )
Kids and dogs eh? who'd have em?!?!
Well no snow here again but its freezing!
Pad today is £3.07 to cap1 cc and £2 to sealed tin and 23p to copper jar
Have a nice weekend
Total:
£5.30Debt @ LBM - £25,722 Debt now - £11,811 DFD - April 2012 :eek: :eek:
Payment a day challenge - 8/8/08 - £8669.73:jISA - £127.07
Sealed Pot Challenge #283 £489.50 for 2009//£353 for 2010
Stopped smoking 1/11/2010 - money saved so far:£515
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£5.07 off the Virgin cc today.
Off to work out how much I need to pay each day to clear the debt before the 0% runs out....I want to be credit card and loan free by Christmas 20100 -
Morning all
Just had my credit check come through which i ordered the other day and its actually looking ok.... obviously more on there than i would like but my Vat debt/friendly debt and brewery debt doesnt show up which is a bonus... Also it had something from Next directory on there and although it said satisfied ive never used Next
Also my car debt which is with ge financial isnt showing up either and i owe them £600 so a tad confused
Anyway pad's today are..
£2.00 cap 1
£2.00 Hal cc
£2.00 ba2 o/d
Totally £6.00
by the way i dont include any dd's or so's to pads.. is that the right way?
love to all xx2025 Wins ::
*Gok Wan Ultimate Mummy Makeover - Jan2025
*P&O 2 Week Caribbean Cruise - March 2025
*£500 TOG24 voucher - April 20250 -
Afternoon everyone
My PAD today is £100. DH is talking about buying the caravan on a 0% interest card but I don't know if I can face it - daft I know! Oh well! xx0
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