A Payment a Day Part 2!

ltm07

Hi all! Another £10.85 towards overdraft today! GL all!!

Private_and_Confidential

Forgot to make a PAD yesterday :mad:

But made a PAD today

TODAYS PAD = £2.60

Maisie_M

£2 for my PAD today.

Sorry have to run .....

Flylady_Flower

Mudbath wrote: »

Hiya Flylady-flower...it soon becomes addictive this PAD doesn't it. Thing is, it becomes a habit and before you know it you have paid cards off. I remember doing this last year and it made a huge difference but then I stopped it for a month and I soon lost my focus. I have to post everyday to make me do it. What I find frightening is - what did I used to do with this money that i'm finding for PAD. I've nothing to show for it all!! Scary! xx

Yep, I know exactly what you mean - I've saved nearly £80 this month which I would never have done before so where did it come from? It's definitly the odd monies that mount up - as the old saying goes, look after the pennies... You think I would have got that by now eh!

Thanks for the tip about posting every day too... I missed a few days and did loose the focus - it's not a habit yet, so I will post even if I have no pad, just so that I stay on it (actually, I might even post 1p or something silly just to post for the day) Thanks again for dragging me in... it's great...

penniesgrowintopounds

Hi, all.

Usual £2.00 today. I know what you mean, ff, as doing my pad focuses me, and makes sure that I have £60.00 to pay off my debt, rather than paying the minimum payment each month, which I used to do. :rolleyes: I love this thread! :j

BelfastGirl_2

My PAD today - just £1 into my newly set up PAD account! Think I'll clear it out to the debt of the month every payday.

Heading out to my second job tonight - I was so fortunate to work for the NHS up to about 3 years ago. When I left, they offered me the option of staying on in their bank, which I took! It has been an absolute god-send since my LBM just over a year ago; I honestly don't know what I would have done without it. Plus, in the current climate, it gives something to fall back on.

Have a good weekend everyone!

waterwatcher

Debt_Free_Dreamer wrote: »

I work in local government. You should only have to declare a second job if you are over a certain grade and even then it is more to do with political conflict rather than being too tired. For example, I work in Finance, so I could not go and get a job with an organisation who might be receiving grants from the council. I have however had several second jobs whilst working for a local authoirty without any problems. These being a Youth Woker, working in a hotel beind the bar and in the Snappy Cafe at the local swimming pool. Your council should pubish a guide stating the HR policy with regard to second employment. It would probably be available on your council's internal web site. Are you able to access a copy?

Thanks for this debt free dreamer, didn't get chance today but will check policy on monday as have supervision on Tuesday and can put it to my boss then

gtx

hi everyone

been missing in action for the last couple of days but still been making my pad's so put me down for £8 today

hope everyone is fine and dandy - have a great weekend

gtx

Silaqui

Hello everyone
I'm here on my 2nd official PAD post to let you all know that I paid a whopping £1.50 today! Can't believe it's Friday all ready what a strange week it's been... All these snow days and now we find out that we have Ofsted in school next week - should be fun!
Off to do some clicks now to get money dribbling in for future PAD's
bye xx

Paulgonnabedebtfree

Three payments made today - 2 by DD and one by BACS that I needed to do manually.

TOTAL PADS £189.01