A Payment a Day Part 2!

panambi

Morning all

My total PAD for today is £6.32

Enjoy your Sunday everyone!

gilly1964

Paulgonnabedebtfree wrote: »

Gilly.
Was the 5.9% LOB from MBNA for new customers only? If not, which type of account was it please? I have four accounts with them, all on zero balance and I think they are all very high interest accounts - not that it matters with zero balances. Just considering switching at some point but I will only deal with MBNA for 0% low amounts that I KNOW I can pay off quikly OR LO(B deals. This is because MBNA have a bad rep for borderline loan shark interest rates when they think they have you hooked.

Hi Paul

It's a WEB only offer and the questions say open to anyone over 18 and UK resident.
But my OH is a new customer so not sure if this made a difference as he was offered an exceptionally large limit - we are not even going half way towards it.
Yo cannot amek MBNA to MNBA transfers.

Hope this helps
Gilly

LondonAndy

Hello all.

Missed yesterday for the first time since starting this challenge as I had visitors for the weekend. Had a great day being tour guide and taking them around London Town. Even better, my team Leicester City were on TV for the first time in ages so we went and watched the match inthe sports bar ......and had a few cheeky beers. :beer:

I have just put them on the train home so back to catching up on the posts.

Having a big spring clean today ready to move house.I am praying for another snow day tomorrow but looking unlikley

Glad to see my cheeky nick-name for Egg caught on yesterday!! :cool:

PAD £5 today, which is £2.50 for yesterday and £2.50 for today.

(Which of course is heading to SmEGG!)

EDIT : Danko ; I saw you on the SmEgg thread and I am loving your work telling that poster off! And biggin up the PAD club. :T What an energy drainer he was!!

waterwatcher

gilly1964 wrote: »

Hello Everyone


Need to go soon though as have tons of ironing which I need to get done before our holiday next week.

We have rented a house on the edge of Exmoor with three other families. It has a swimming pool, table tennis and pool table and stunnign views over Exmoor. Looking forward to the break, the snow must clear so we can get there. Not so fussed if we cannot get back :rotfl:

Gilly x

Hi Gilly
I live near exmoor and have to tell you that on Friday north devon didn't even get any newspapers, were completely cut off!! ha ha ha I love it!!

Hopeful1

Hi everyone! Bit late as stayed with family last night. Am sooooooo tired but OH has dropped off on settee 1st so need to entertain the little one!

Just change for me today:
£2 coin to bag
£2.50 to 50p bag.

TOTAL PaD £4.50

Think i actually have enough money to last me this week. Have things to pay but am being careful not to go mad with PaD (yep i'm a poet you just don't know it.....sorry that was really sad :eek: ). My trouble is, i don't trust myself not to spend money if i leave it in my account, so that is my challenged this week.

It's my LO's birthday soon so i also need to save for his party. I may transfer money onto my cap 1 card if i can't leave it in my account. I tend to spend and repay spend and repay on this card anyway.

I'll shush now, just helps to think out loud on here xxx Have a good day everyone. It's mega chilly here with snow predicted for tonight.

thevinternet

Hiya everyone, hope you're all having a good Sunday!

I'm typing this very carefully, as my purring kitty is curled up next to the keyboard!!

Anyway, PAD £1.08 for me today to the Egg card. Oooh, I like that pink, it matches my nails!!

xx

gilly1964

waterwatcher wrote: »

Hi Gilly
I live near exmoor and have to tell you that on Friday north devon didn't even get any newspapers, were completely cut off!! ha ha ha I love it!!

Thank you, at least I think I mean thank you for the weather update
We are going to Countisbury, near Lynton, so Porlock Hill would be the ideal route, but obviously not at the minute

We will get threre come what may.

It normally takes us 4 hours to get to Croyde in the summer, so we are allowing 8 for the bad weather and diversions.

Thanks again
Gilly

Smamfer

Afternoon all

Been up since 7am working from home like a good girl and now got time to do my pad's

Just logged in to my Halifax account and got this...

A reward for banking with us

• We'll pay you &pound5 each month that you pay in at least £1,000 into your current account.
• We'll no longer be paying interest on your balance or paying you moneyback on your debit card spending.

Simple and easy-to-manage overdraft fees

• If you use an arranged overdraft up to £2,500, we'll charge you £1 a day
• If you use an arranged overdraft over £2,500, we'll charge you &£2 a day
• If you use an unarranged overdraft, we'll charge you £5 a day
• There will be no other fees to pay for using an overdraft
• We won't charge you any interest on an overdraft, whether arranged or unarranged.

Just thought i would pop that in incase anyone thinking of swapping or upgrading

So today is
£2.00 to ba2 o/d
£2.75 to hal cc
£4.00 to cap 1


Total is £8.75

Love to all xx

lemma1968

Smamfer wrote: »

Afternoon all

Been up since 7am working from home like a good girl and now got time to do my pad's

Just logged in to my Halifax account and got this...

A reward for banking with us

• If you use an arranged overdraft up to &pound2,500, we'll charge you &pound1 a day
• If you use an arranged overdraft over &pound2,500, we'll charge you &pound2 a day
• If you use an unarranged overdraft, we'll charge you &pound5 a day
• There will be no other fees to pay for using an overdraft
• We won't charge you any interest on an overdraft, whether arranged or unarranged.

Total is £8.75

Love to all xx

How Much?????:eek: :eek: :eek: :eek:

Blimey!!!!! That is dreadful.

Simplify the fees my a*se!!!!

Smamfer

lemma1968 wrote: »

How Much?????:eek: :eek: :eek: :eek:

Blimey!!!!! That is dreadful.

Simplify the fees my a*se!!!!

Hmm pleasent isnt it. i have a £300 pound overdraft with them currently im into it about £180 so seems i need to be clearing this rather sharpish! Only had it about 6 months so will check my fees on it too