A Payment a Day Part 2!

Debt_Free_Dreamer

£1.08 on the PAD to the Virigin cc Not much, but I need to stay focused and at least doing this each day I am reminded I need to keep paying the debt and stick to my NSD's.

I also resisted buying the lovery Christy towels on the Grabit thread, so that was good..... :T :T

Silaqui

Hello LondonAndy - another LCFC fan here :j shame we couldn't manage much against Oldham!
Hi everyone just to say that I have just paid 53p loose change into the TTCF and matched it with 53p onto the cc so my total PAD is £1.06
xx

Silaqui

Sorry - add another 47p onto that because the online banking wouldn't accept a transaction under a pound!
x

paybacktime2008

I'm having a really bad time at the moment so I'm going to have to bow out of adding up the totals. Sorry....Just can't cope with anything at the moment.

Flower08

Afternoon all,
How is everyone today? Hope everyone is having a nice relaxing day. Had to go work today but thankfully wasnt for too long!!
Got home to the cat sleeping all over my clean washing so thats another job for me to do today!!! :rolleyes:
Paid £9.49 to HSBC CC today.
Terri you did make me laugh with your story about the walnut whip - although i have to say why would you go to all that effort for it, they are horrible!!
Have lots of housework to do this afternoon, but just dont have the motivation!! Been looking at properties to rent instead ready for our move, even though its months away!!

mooomin

paybacktime2008 wrote: »

I'm having a really bad time at the moment so I'm going to have to bow out of adding up the totals. Sorry....Just can't cope with anything at the moment.

*hugs* Hope all is well petal, don't worry about the totals.

I'll add them up again if people don't mind.

Sending bit fat mental hugs to you.

Xxx

Flylady_Flower

paybacktime2008 wrote: »

I'm having a really bad time at the moment so I'm going to have to bow out of adding up the totals. Sorry....Just can't cope with anything at the moment.

Hugs to you, hope you can sort it all out quickly and painlessly, not nice when things get you down...

I have made a £2 PAD today... that's over £82 this month so very happy... Card is due tomorrow I think so I will be paying that off and starting again for next month - that will be over £100 in all as I will include the payment I usually make too... :T I will be very happy to see it go...

Paulgonnabedebtfree

Smamfer wrote: »

Afternoon all

Been up since 7am working from home like a good girl and now got time to do my pad's

Just logged in to my Halifax account and got this...

A reward for banking with us

• We'll pay you &pound5 each month that you pay in at least £1,000 into your current account.
• We'll no longer be paying interest on your balance or paying you moneyback on your debit card spending.

Simple and easy-to-manage overdraft fees

• If you use an arranged overdraft up to £2,500, we'll charge you £1 a day
• If you use an arranged overdraft over £2,500, we'll charge you &£2 a day
• If you use an unarranged overdraft, we'll charge you £5 a day
• There will be no other fees to pay for using an overdraft
• We won't charge you any interest on an overdraft, whether arranged or unarranged.

Just thought i would pop that in incase anyone thinking of swapping or upgrading

So today is
£2.00 to ba2 o/d
£2.75 to hal cc
£4.00 to cap 1


Total is £8.75

Love to all xx

Does this mean that, in theory, you could put £1,000 in each month, transfer it the next day to another interest bearing account, and earn a fiver for that. So £5 on £1,000 would be 0.5% per month if the £1,000 was left in there - simple interest 6% per annum. Of course, you could put it elsewhere after just one day and earn interest for your £1,000 at the other account too. Then, when the next month starts just transfer it back to the £5 account for a day, and do it all over again.
Ok, OK. What's the catch?
No wonder they want to charge such high overdraft fees.

Buffythedebtslayer

Just moved 29.32 to my pad account.
(Have 88 pounds in there already from dec/jan and extras, just a bit worrried about a vets bill)

Paybacktime hope things get better for you very soon ~((hugs)) one thing at a time.

xx

penniesgrowintopounds

paybacktime2008 wrote: »

I'm having a really bad time at the moment so I'm going to have to bow out of adding up the totals. Sorry....Just can't cope with anything at the moment.

Sorry to hear this paybacktime. Hope that things improve soon for you, sweetheart.

Just the usual ~ yep, £2.00 for me. x