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A Payment a Day Part 2!

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  • Hi Dankosheemo

    I use checkmyfile, its £14.95 per quarter for mine.That lets me check all 3 credit reports (experian equifax and call credit)
    You get the number score for each which is marked out of 1000 (mines wayyyy down at 459:mad:)

    For £5 a month its not bad but it only updates your files once every 31 days and you have to click on update for each report manually.
    The only downside for me is you can only see the full ins and outs on the experian? and call credit (cant recall but either experian or equifax only give a number, not the actual debts/creditors/payment history)

    Anything else you need to know give us a shout, its good for me though and im slowly seeing my score rise :o

    Mumof4
    03/12/2010 [STRIKE]£9,736.56[/STRIKE] :(
    15/2/2011 9878.75

  • So Ihaven't been here for a couple of days due to being very busy.... I came on this morning to find this.......
    £31,113.04 jumping0041.gif jumping0041.gif

    happy-131.gifhappy-131.gifhappy-131.gifhappy-131.gifhappy-131.gifhappy-131.gif

    I can't believe it, what an amazing total!!!

    Well done to everyone, lets keep up the good work for February.

    Thank you very much FF for January's totals!!

    Will have to fihure out the money stuff today, and post a PAD later

    Sx
    'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde
  • Morning all :hello:
    £31,113.04 jumping0041.gif jumping0041.gif
    How great is that total!?! Well done everyone :T mind-blowing.gifdanceparty.gif
    Big thanks to FF for adding up all last month :T Good luck to payback for this month
    HShello.gifto any newbies
    thanks hopeful yes I definitely did the right thing and love that pic :rotfl: viretonmec.gif sorry to hear about your OH - your right MEN!!!!! :rotfl:
    Flower hope your feeling better soon HShugs2.gif to you

    Pad today is £136.71 :mad: to council tax!!!! thats it til April now thank god!!
    and £5.01 to cap1 cc and £1 to sealed tin and 77p to copper jar!!
    Total: £143.49 :T
    It's not snowing or anything here at the moment but its really cold! deep_freeze.gif
    Have a nice day everyone
    Debt @ LBM - £25,722 Debt now - £11,811 DFD - April 2012 :eek: :eek:
    Payment a day challenge - 8/8/08 - £8669.73:jISA - £127.07
    Sealed Pot Challenge #283 £489.50 for 2009//£353 for 2010
    Stopped smoking 1/11/2010 - money saved so far:£515:D
  • Just committed to a new kitchen, so I am back........

    I need to find £18,200 by this time next year...:eek: Some people just never learn.....

    I have put the 25% deposit on a 0% card, so I need to find that by July. The balance is due Jan 2010, when I will put a chunk on another 0% card if they are still around!

    Any way, started as I mean to go on - 1st Feb £2.01 today. Not much, but it's the little bits that make the difference.....
    I want to be credit card and loan free by Christmas 2010
  • thevinternet
    thevinternet Posts: 1,054 Forumite
    Thankyou FF for counting up that amazing total - over £31 grand, I think we're all on to something! Of course if you'd prefer to make a PAD to thevinternet's account over the next month, that would be cheery ;) lol, just kidding!

    Sadly even that 31 grand wouldn't clear all my debt - I'm in it for the long haul!!

    So, let's start the month as we mean to go on...PAD £1.01 today to the old Egg card. Let's hit 'em where it hurts and try to beat 31 grand this month!!:money:
  • pippo
    pippo Posts: 3,891 Forumite
    Part of the Furniture Combo Breaker
    £31,113.04 jumping0041.gif jumping0041.gif
    aren't we all just wonderful:j happy0005.gifhappy0120.gif

    Thanks to f-f for doing the sumscharacter0148.gif

    dankoseemo - look on something like Quidco 'cos you often get moneyback for your first creditcheck.

    Big love0028.gif for all who need them.

    £10.01 for me today - we'll get egg well scrambled with all of our payments.

    Happy Sunday!
    Pip
    x
  • Hope no-one minds me doing this but total so far today is

    £536.16

    Will help me with my adding up! That includes my PAD of £1.01.

    Amazing total month. Well done all of us. :j

    Due to the fact I'm a full time working single mum (i.e hardly time to fart on a week day) The daily total will be done a day after...hope no one minds all the same in the end!

    Lets see if we can do £35K for Feb.
    LBM 10/08 £12510.74/
  • mumzyof2
    mumzyof2 Posts: 3,343 Forumite
    Well done everyone!!!

    I will update later my PAD.
    Hope everyone has a good sunday
    Sealed Pot dec 08 - dec 09 so far £27.67, Live off £4k Spent £330.20 GC £1,200 for 2009 Spent £50.78 PaD so far £650.07
    Debts: L/woods £154.00 C/One PAID O/D £649.90 Next £299.95 O/D PAID Gas £72.60 Electric £155.73 Mum £640.00 Orange £490.32
  • Flower08
    Flower08 Posts: 4,771 Forumite
    (i.e hardly time to fart on a week day)


    :rotfl: :rotfl: :rotfl: sorry but that did make me laugh!!

    Thank you for taking over daily totals duty, i am sure it will be much appreciated by all!!
    Biggest Loser Weight Loss: 13 / 20 lb
  • njk0327
    njk0327 Posts: 268 Forumite
    Well just done this months budget for us and i really need to get debt busting this month so that long resisted e-baying session will have to be this week.its all going down but a little to slowly for my liking so goodbye egg this month (fingers crossed!).
    £1.01 to the egg card for me today.
    Total Debt 10/5/2009, £2189.10, 1/6/09 £1420.75
    1/7/09 £1661.66, after 2 holidays 1/9/09 £1725.36
    1/11/09 £1188.89
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