A Payment a Day Part 2!

boysma

Hi everyone

What a great total for January. £3.00 PAD to Next card for me today. Can someone please help me with a query? I have joined the NSD challenge for Feb and opted for 10 NSDs. Does this mean if i make a payment a day i can't count this as a NSD iyswim? I was going to count 'not spending' as not using any cash from my purse but don't want anyone to think i'm cheating. Don't think i could give up this thread now even if i wanted to!:D

Have a good Sunday everyone. Very cold here too but managed to get a walk in this morning (well it is free!) and then i can appreciate coming back to a warm house and the glass of vino i will be having with my dinner. Really doesn't take much to make me happy - does it?;)

penguin83

Morning all - amazing total for January well done everyone!

I have made my payment of 18.00 to MBNA, the first one of Feb!

I am having a first ever attempt at beef stew in the Slow Cooker today so wish me luck!

Hope everyone is well x x

mumzyof2

boysma wrote: »

Hi everyone

What a great total for January. £3.00 PAD to Next card for me today. Can someone please help me with a query? I have joined the NSD challenge for Feb and opted for 10 NSDs. Does this mean if i make a payment a day i can't count this as a NSD iyswim? I was going to count 'not spending' as not using any cash from my purse but don't want anyone to think i'm cheating. Don't think i could give up this thread now even if i wanted to!:D

Have a good Sunday everyone. Very cold here too but managed to get a walk in this morning (well it is free!) and then i can appreciate coming back to a warm house and the glass of vino i will be having with my dinner. Really doesn't take much to make me happy - does it?;)

I would count your NSD's as acual spending in shops and not your PAD as you are paying off a debt and trying to get debt free so your not actually spending as your reducing debts

boysma

Cheers mumzyof2 - thats what i hoped you would say. Hoping to have my first NSD today - wish me luck.;)

tuppie

Fag_ash_lil wrote: »

Hello peeps ....



tuppie - Ooooooooooh your hair looks lovely ...... are you pleased ? Are we going to see an updated piccy tomorrow when you have had it



All i can say is thank god for GHD's



the colour is sexy,....offical im a !!!!!!!!! according to my kids mates.


Well hope every one is warm as it is snowing in the Midlands as hubbey has left to start his new job and i will only see him each fortnight now untill daughter finishes her GSCE;s roll on June

mcjordi

£5 to 3 mobile broadband bill

now at 35 left to pay

i will keep a total pad monthly total in my sig

penniesgrowintopounds

January's total is astounding! :eek::T:T:T That really is a great achievement ~ didn't we do well

Think of all the interest that we haven't had to pay the greedy banks :T:T

Today's pad is £4.00 as didn't get chance to make pad yesterday x

knithappens

i started doing this last month and made a dent in my credit cards. But will officially start logging starting today, as I got paid £7.97 from quidco so paid it straight to my hsbc cc.

HallamLad

Put a pound with my mates last night to guess first scorer of the United - Everton game, I guess correctly and won £7, because of this I've made another payment of £5 to Capital One! :j

mcjordi

well i have just checked quidco and ive got £17.50 coming whoo hooo
changed it to put into my bank rather than paypal - i would waste it on ebay lol
lovefilm finally paid out after nearly a year