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A Payment a Day Part 2!
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Hi all another £5.25 towards overdraft today! GL all!!Debt at LBM(July 1st 07)-£35,053.92 Debt on 1st Anniversary of LBM(July 1st 08)-£33,170.11 (31st January 09)-£32,318.73Paid off so far £2,735.19(7.8%) Average paid off p.m. £143.95 L/H supporter 115 DFD target February 2018 DFD March 2028. PAD(Started 28/12/08) £253.77 £10 a day Feb £110/£280 WEDDING Paid off £1,585.96 Saved Up £925.400
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Hi everyone
Flower 08 hope you get better soon
What an amazing total for January £31,113.04:T :T :T .
My PAD for today is £10. This is going of the halifax card.
I calculated gas bill for the month and it was £10 less than I had budgeted for.
Enjoy the rest of your weekend everyone.
DCMortgage: £59709.77 (26/08/17) Now £58683.93 MFD Nov 2033Current OP Savings £3952.68.
Milestone no 1 reached 07 Dec 17. Working towards milestone no 2 net debt £50000.0 -
Morning everyone!
Breakfast and coffee is served if anyone fancies a nibble.
Greenbynature: tattoo'ed, dirty rockers, motorbikes yum yumIf I posted photies of the kinda guys I like then I think most people would be put off their breakfast! :rotfl: Mind you Bret Michaels has a good bod with the odd tattoo... But Jon Bon's just bloomin' HOT! Keep the funnies coming though, always good to have a larf
Fag_ash_lil: :rotfl: I didn't want to get too carried away with the postings and people thinking it was turning in to a p*rn thread!! :rotfl: I love cakies but I'm most deffo on the wagon for starting weight watchers *again* tomorrow. I may be eatting my keyboard by the end of the week mind!! :rotfl:
Flylady_flower: Glad you enjoyed having a gander at the photies! There was some vino floating around last night too! Hope your OH isn't away for too long? My OH spends a fair bit of time away with work which I don't like so much but don't mind the duty free when he comes back :rotfl:
moo2moo: "Drooling over poor unsuspecting malnourished young men at your age(s)":rotfl: That did make me giggle!
Remember the Diet Coke break advert? He was pretty alright for a builder/window cleaner!
Flower08: Hope you're feeling better soon. Lots of snow later today and tomorrow so make sure you keep yourself wrapped up and brewed up!
jo41: Think you may have to draw straws with jenchin for Robbie!!
:T BRILLIANT totals again!! Thanks again flying_fresian! Hope you're brain's not feeling too frazzled after all that counting!!:T
Yes it's February and we start again! £1 in for me today to get February going. 12 days 'until pay day so then the signature can be properly updated again.Question: Anyone know if CreditExpert.co.uk are any good for checking your credit rating??
I've been declined by a number of providers for BT's though I've never missed a payment and pay more than the minimum on everything. Just be interested to see where I'm at.
Wrap up warm today everyone! Snow on the way!!
xx:j (2013) :j* Virgin Atlantic [STRIKE]£2,837.01[/STRIKE] £2,835* B'card [STRIKE]£851.51[/STRIKE] £850 * Egg [strike]£5,608.83[/strike] £5,608.83 * Mint [STRIKE]£816.13[/STRIKE] £770 *0 -
£1.00 to hsbc again for me today.
panambi - why not try joing the grocery challenge, i've found it a great help in keeping my spending under control -when i pop out for milk, i just get milk! - and there's all sorts of hints and tips for cutting back without noticing it. someone cleverer than me can probably post a link but its in the old style thread. hth
i'm very down today it would have been my dads birthday but he died last year and apart from taking him some flowers i don't think i'll be doing anything else today.
hope everyone else is well and has a good Sunday
gtx
DFW#1062 :idea: LBM Aug 08 - :eek: DFD JUN '220 -
*hugs* for gtx0
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flying_fresian wrote: »Ooh, if those credit card and loan companies could see this thread they would be quaking in their boots
People may say that in January nobody has any money, but we know it's not true! We, the people of PAD, have paid off an amazing total of.....
...
...
...
Are you ready??
...
...
...
£31,113.04
For the geeks (like me) this means that we have paid off £1,003.64 per day!
Well done!
Huge well done everyone:T:T:T:T:T:T:T
What a flying start to 2009
Well done flying_fresian for Jans totals:j:j:j
Pad, started 28.11.08 running total £3674.91:T
Sealed pot challenge member 346:T0 -
£1.50 to Capital One this morning. Not sure about payments for the next few days, won't be online as will be in Blackpool at a conference :jDebt Free Wannabe :hello: LBM: 23/01/08
Debt relief order: January 2013 (Discharged Jan 2014)
Jacamo: £115.81. Rebuilding credit rating0 -
Flying_fresian - thank you so very much for doing all of January's totals and the monthly total
OMG!!!!!!!!!!!! I cannot believe how well we have done. All our pennies and pounds have certainly added up. Imagine if we'd all been paying the same company - they'd be going under by now! I think Egg have received a far chunk of that going by the posts!
Greenbynature - good on ya for sorting out the ex. You obviously did the right thing getting rid of him xx
Joeyjimble - hope you're ok. We had to have a cat put down a few years ago because of cancer. We knew it was the right thing to do as he was starting to show signs of suffering. Shame humans can't have the same choic IMHO.
Naughtynat - thank you for posting and letting us know you're ok. Hope you had a lovely time with your friends xx
Jo - i'm so hurt!! Thank you for the brekkie anyway.I wouldn't say no to Robbie's body pre LA burgers.
Terri - the LO's reading was lovely. My eyes leaked just a little. I was so proud. He's only 5 but is growing up fast and school obviously adds to that process. I looked at all the kids and just thought how can some children be treated so badly by their own parents?
Hugs for those who are poorly or feeling down.
My PaD is only 63p in change today. Mortgage etc goes out tomorrow. Will leave me with exactly 0p in my bank. OH mentioned over the weekend that last week he lent his friend some money - has he not heard me say for the last 2 weeks "no i can't afford this or that 'cause i haven't got any money" "Oh i'll have to buy that next week, 'cause i haven't got any money"????? He hasn't offered me any extra but has lent some to his friend. Apologies again to Weebag, P and C, Paul, London A and any of our other lovely male PaD-ers but...............MEN!!!!!!!!!
If he carries on i may well go for the beer gut man.
Oh and Dankosheemo - i am loving your men - i do like tattoos. And mumzyof2 - mmm delicious, not seen him before. He wouldn't have those dodgy pants on for long in my house, so i'll let that go.
Happy Sunday all. I'm off to pray for snow tonight as i would love a day off with little one tomorrow so we can build a snowmanOne step at a time0 -
flying_fresian wrote: »Ooh, if those credit card and loan companies could see this thread they would be quaking in their boots
People may say that in January nobody has any money, but we know it's not true! We, the people of PAD, have paid off an amazing total of.....
...
...
...
Are you ready??
...
...
...
£31,113.04
For the geeks (like me) this means that we have paid off £1,003.64 per day!
Well done!OMG:eek:
Well Done everyone
Today, i have pad £100 to VAT:rolleyes:
Its gotta be done.
Now i have to figure out how to get to work tomorrow. I have to be in Sheffield (usually takes me about 2 hrs by car in the rush hour) but the weather is also supposed to be rubbish in the morning and worsening throughout the day.
I think i may have to let the train take the strain....although if the snow is as bad as is thought it may not...remember the leaves on the line scenario?
Any budding meteologists out there make any suggestions?
The train is also not very DFW.
Decisions, decisions:p2013 TARGET £30k
2012 £26500 paid off.
2011 £22750 paid off
2010 £19800 paid off
2009 MBNA Cleared 25.09.09 £34391.33 PAID OFFDFW Nerd 612 Proud to be dealing with my debts0
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