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A Payment a Day Part 2!

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  • That last one makes me :rotfl: :rotfl:

    Tattoo'ed. Lovely.

    xx
    I thought I'd put that one in for those who like their men with a bit more meat on their bones :rotfl: :rotfl:
    :eek: :eek: You like em with tats????? Don't mind the odd one but bl00dy hell his back was covered! :rotfl:
    Debt @ LBM - £25,722 Debt now - £11,811 DFD - April 2012 :eek: :eek:
    Payment a day challenge - 8/8/08 - £8669.73:jISA - £127.07
    Sealed Pot Challenge #283 £489.50 for 2009//£353 for 2010
    Stopped smoking 1/11/2010 - money saved so far:£515:D
  • Ok then ............ there's 4 of us quads .....
    I bagsie any of the 1st three ....... i'm not fussy ! ...... i mean a pulse and a decent body what more can you ask for :rotfl: ....
    One of you others can have number 4 ! ;) .....

    terri x kiss-1.gif
    :rotfl: :rotfl: :rotfl: :rotfl:I'm not fussy either I'll have 1,2 or 3 as for 4 er no thanks I've got a headache :rotfl: :D
    Debt @ LBM - £25,722 Debt now - £11,811 DFD - April 2012 :eek: :eek:
    Payment a day challenge - 8/8/08 - £8669.73:jISA - £127.07
    Sealed Pot Challenge #283 £489.50 for 2009//£353 for 2010
    Stopped smoking 1/11/2010 - money saved so far:£515:D
  • Fag_ash_lil
    Fag_ash_lil Posts: 5,150 Forumite
    Part of the Furniture
    Hello peeps ....

    Hope you are all ok ....

    weebag - Oh wee .... Are your outlaws oooooooops i mean " inlaws " really that bad ? H864S7CANW5U99CAV15PV0CA5MWOV3CA0GF.jpg .....

    Flying_fresian - A big MEGA thank you for doing all the January PAD totals A1E16QCAM2BFLJCAWI2CUFCAKTLQMHCA5BL.jpg....

    Maisie M - Are you still deciding whether it's cost effective to get your greenhouse ? I50QORCA6JZ7GHCA5XM3BICA7GKOPSCA4GK.jpg?
    penguin83 - Well done on your Jan PAD total ...... That's great monkey.gif ....

    missthrifty - Excellent news that your balance is are now under £4 k .....Well done clapclap.gif ...

    lemma1968 - Hope your day wasn't too horrendous at the childs bowling party that you went to ! aa21.gif.....

    clarissa_D - Here's a link to lots of different recipes for you ..... http://forums.moneysavingexpert.com/showthread.html?p=8736367#post8736367 f025.gif.....
    debt cruncher , HallamLad - Hi hellowave.gif Good luck with your payment a day , either small or large it's surprising how quickly it all adds up .......This is one of the friendliest threads on here as everybody is really friendly and mad ...... and we all love our smilies !

    Lelc - I don't envy you having to sort through your freezer ...... i need to do the same and keep putting it off ! UQ6X47CANNPXYRCAMLD3HPCAG33WCECA4G8.jpg ....

    njk037 - Well done on ending the month with some money left in the bank ...... It does make you feel good eheheh.gif .....

    mmy - If your weather is the same as it is here at the moment then your sheets should dry in no time at all ! 22-8.gif.......

    Flower 08 - Ahhhhhhhhhh yes i remember now ...... Thanks for reminding me again ..... Are you going to wait until you have your £3000 savings before you move then 28.jpg? Am presuming this because of your " sig " .....
    Sunny Donny - Good luck with your Ebay sales 36492.gif .....

    paybacktime2008 - Fantastic news that you are now under £10k ........Well done GV5LM4CASJDBQTCAP6WSZJCAP6NDVSCAACT.jpg....

    jo41 - Hmmmmmmmmmm am not so keen on Robbie ...... so he's all yours ! QPMA5VCAZ3KZWUCAFZ1TIFCAIBQWAOCAP81.jpg.... Hmmmmmmmmm having said that , his body doesn't look too bad in this picture ! ....

    dankosheemo - Ok ....... am showing my age now ......I had to " google " Nikki sixx to see who the hell he was ! ...... So no more posting piccys of half naked men ......spoil sport ! .....I'll have to do it for you ! ..... male-model.jpg

    Greenbynature ...... Flippin' 'eck ...... Your phone call to your ex certainly stuck " a rocket up his aris " ! 4.gif ..... Brilliant news that the " tight s*d has paid you the maintenance and his share of your sons holiday trip money .happy0005.gif ..... That must take a weight off of your mind .....Great joke , do you ever look on the " funny money " board ? ..... there are some good ones on there as well ! ....

    newmum1 - Great news that your friend has paid you back some of the money that she owed you L2CKGMCAYS0ASDCAVPDNE1CA1FE1HWCARFP.jpg......Re; your nans birthday as jo41 says you shouldn't feel guilty and i'm sure your nan will be really pleased to see you tomorrow cake-008.gif ......

    " Quads " - Glad we are in agreement re " have a great weekend hunk piccy " ! ....... I'd certainly have a great weekend with him around ! a-wink.gif ........

    Naughtynat -Am soooooooo pleased that you are ok ......We were all worried about you ..... hope you have a lovely day tomorrow with your friends smilley_dance.gif......

    Beencounting - Great news that you had some money paid back that was due to you 92726e010b7adbeb7bea0b5ab12354d5607.gif.....Excellent news that you have paid £300 off your Egg card this month .....Well done ...

    Here's my Good and Bad for today ....

    The Good - Added £1 to my pot ...
    Adde 2p to copper pot ! ...

    The Bad - Everything !

    I really don't know why i started my diet a few weeks ago ..... because i've done nothing but eat since then ! ...... In fact i would say that i am eating more .th_diet.jpg..... and don't even mention cakes ! ...... i seem to have cut down on the CHOCCY and just gone for them instead ...... Weird ......... i never used to eat them at all ! th_th49f61bc1.gif........

    I've had a pretty quiet day today ..... i don't work at the weekends ..... I met some friends early for coffee bf-coffee-smiley.gifthen had a wander around the shops ( just window shopping ! ) .....then came home ...... and just pottered around indoors ! .....

    Have spent more on coffees and " rubbish " today than on my PAD ..... so need to get my aris in gear from monday onwards ! ....

    Anyway enough of my ramblings ....

    Catch you all tomorrow ....

    Blo*dy windy here today weathersmiley.jpg, so keep snuggly and warm .....

    terri x kiss-1.gif( My total PAD today is £ 1.02 ! )
    " When I'm good I'm very good , but when I'm bad I'm better " ~ Mae West ..
  • Greenbynature ...... Flippin' 'eck ...... Your phone call to your ex certainly stuck " a rocket up his aris " ! ..... Brilliant news that the " tight s*d has paid you the maintenance and his share of your sons holiday trip money ...... That must take a weight off of your mind .....Great joke , do you ever look on the " funny money " board ? ..... there are some good ones on there as well ! ....
    Yes Terri I feel so much better and think I'll sleep properly tonight!!! Have hardly slept this last few days with worrying!!! Am sure have got a few more wrinkles and grey hairs that weren't there last week!!!!!
    Yeah have had a look on the funny money boards - I go and lurk there now and again lol I get loads of emails with some really good ones on - some I couldn't put on here cos they're a bit rude lol
    I know what you mean about diets as soon as I think about one it makes me eat more ! go figure eh?!
    Debt @ LBM - £25,722 Debt now - £11,811 DFD - April 2012 :eek: :eek:
    Payment a day challenge - 8/8/08 - £8669.73:jISA - £127.07
    Sealed Pot Challenge #283 £489.50 for 2009//£353 for 2010
    Stopped smoking 1/11/2010 - money saved so far:£515:D
  • Have fallen off the pad wagon a bit because have been worried about money, but am back on now, although still only small amounts... £2 PAD for me today...

    This is such a friendly thread - doesn't matter who you are you're welcomed and it's great fun to read... thanks guys... I needed a bit of cheering this morning and your pics have certainly done that ... don't miss hubby being away quite so much now... ;):o
    LBM April 2013 - £29,000.00
    Vanquis CC's PAID - Debenhams SC PAID - A+L OD PAID - Asda CC £783.75
    Barclaycard CC £1400.78 - BoS CC PAID - Freemans Cat PAID
    F/D Loan & CC £1458.96 - Santander Loan PAID - Mum Loan PAID
    RBS OD PAID - F/D OD £1026.52
    Weekly Grocery Challenge - £95.00 budget / spend £-
  • Morning all

    (((((((((((((((((((((((((joeyjimbles)))))))))))))))))))))))))))))
    So sorry about your cat, we lost one of ours last year to cancer and it leaves such a void that only a demanding moggy can fill.
    Hope youre ok ? xxxxxxxxxxxxxxx

    Im up wayyyy to early for a Sunday, but seeing all your loverly pics has made it worthwhile *shhh dont tell hubby ;) *

    I can only afford 75p to Crapital one today, I took the girls to the bank so they could draw out their xmas money to spend and the cashier gave them 2 £2 coins each, naughty mummy stole them and gave the kids four pound coins each, darn this £2 coin addicition!!!:rotfl:

    Ok gonna go, need a cuppa and I havnt even woken up fully yet
    Mumof4
    03/12/2010 [STRIKE]£9,736.56[/STRIKE] :(
    15/2/2011 9878.75

  • moo2moo
    moo2moo Posts: 4,694 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Ladies you should be ashamed of yourselves! Letching Perving Drooling over poor unsuspecting malnourished young men at your age(s). None of you have any taste at all. Moi on the other hand has exquisite taste I like my men real, builders bum, beer gut and jeans wedged firmly under belly. Well actually no, I'm with you all on the fella in the shower - apart from the v. dodgy looking y-fronts!
    Saving for a Spinning Wheel and other random splurges : £183.50
  • katie2407
    katie2407 Posts: 352 Forumite
    PAD £10 to cc
    DIL birthday today so off round to thier house for family gathering

    catch up with everyone later - hope you all have a nice relaxing sunday
    :mad: 5 account to clear- £14580.47/£1074.90- 7.3% paid off
    debt free nov 2012 before that I hope
    sealed jar no 420
  • panambi
    panambi Posts: 249 Forumite
    Hi guys
    Didn’t have time to login yesterday but today is a shiny new month and I will start my PAD.
    Here is our situation (will try to keep short)
    We had more outgoings than income and Lloyds offered me a loan of £9000 so I took it and paid off various things. Outgoing should now be about the same than income. I am self employed and earn between £200 and £500 a month. If it is £200 we will just scrape by with what else is coming in, but with £500 will have something left over. Our current debts: Lloyds loan £9000, Lloyds CC £4040, Barclaycard (OH) £1201, OH various loans and overdraft £5498, my mum and dad £600. Total: £19,138!!! Scary!!!
    I will PAD towards my lloyds CC by rounding down my bank balance, and any spare change under 50p plus £2 I get will go in a tin for emergencies or things like clothes, shoes for kids, etc (never have any money for these things and end up using CC or O/D). Plus I need to save £2,000 by the end of June for our holiday in Paraguay as my parents are celebrating their 40th anniversary and are counting on us. Will start putting in £1 per day and any extra I have left from work. Also will have about £1,000 or more extra money in March so that will go towards that. This will go in my Nationwide account which I haven’t used for years but is still active so won’t see it daily when internet banking (Lloyds). Another thing I am trialling is keep to the budget with groceries. Have taken a weekly amount out in cash and will keep in my purse and not spend more than that. Anything left at end of week will go to CC.
    Any advice will be greatly appreciated.
    So, to start the month, I have £6.02 in my tin, £3.37 goes to CC and I’ll start my PY savings with £12. Total PAD £21.39
    LBM 31/01/2009: £19,422
    Chrimbo crackers: £207.17/£510
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Morning all!

    £2.76 to cover the debit interest on my overdraft
    £1.25 to the Overdraft Begone account (Rounding down my current account)
    £7.00 to the Overdraft Begone Piggy
    And I got 55p interest on my Overdraft Begone account, which I'm counting in my PAD :D

    *counts*

    Total PAD £11.56 :j
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