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A Payment a Day Part 2!

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Comments

  • Hello to all the newbies!!

    I have popped £2.95 into my pot for todays pad.

    hope everyone is having a nice weekend!!
    GC: Nov: £60.22/£450 Oct: £338.48/£450, July: £363.05/£450, June £447.98/£500
    £2 savers No68: £104/£100 :j
    :jmummy to: 8yr, 5yr, 3yr, 2yr, 1yr. No6 Due Mar 2013 My world.:j
  • Maisie_M
    Maisie_M Posts: 1,524 Forumite
    Part of the Furniture Combo Breaker
    Okay have paid of my Bank of scotland overdraft today £200 as I am going in to see them on Friday re a new account to avoid horrendous overdraft fees before they even start :eek: .

    dont know how much else I will be able to pay this month but have a few things on amazon and ebay so we shall see how it goes and I am determined to pay more off.

    Happy new year to you all.
  • Mudbath
    Mudbath Posts: 5,479 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hiya
    Hope you're all good today! I'm paying a tenner off today. My dad decided to give me a cheque today for my 40th last month. He's told me to buy myself a dvd recorder which we'd been saving for. I've saved £60 towards it so i'm using a tenner of that money to pay of the cc. Just off to update my signature but I think it means i've paid off £100 since Christmas day xx
  • curly_B
    curly_B Posts: 137 Forumite
    Hi and thanks for the welcomes :) This will be just the boost I need and I hope to become as addicted as you all seem to be! I need to be.
    I started doing PAD on 1st jan 2009 and have put £8.20 in up to date :)
    :rotfl::rotfl:
  • LoLo
    LoLo Posts: 545 Forumite
    Part of the Furniture 100 Posts
    Hi, is it ok is I tag along with this? I will aim to make a payment a day but can't guarantee I will being a poor student and in debt to the tune of nearly £20,000. I will do my best though as I really want rid of it.
  • I'm joining the P.A.D plan - selected my smallest card (MINT) and will aim to get the £353 cut down as soon as I can.

    Just paid £4 (what I saved in taxi fare to a friends house, stayed home instead).
    Joint debt - £25,090 :confused:
    Wannabe debt free by 09/2011 :eek:
  • £4.82 paid today, set up a new standing order type thing to the Sainsburys card.... spent 15 mins trying to get a debit card payment to clear, kept telling me there were insufficient funds (erm, don't think so mate, over £400 in that account!).
    Hope everyone is feeling well today :)

    EDIT: Just remembered what else I was going to say :o
    Increased my debt by £30 yesterday, switched the Skycard to a Halifax card (although still showing on two cards atm) as it had 10 months int free on BTs with 3% fee... so switched the Sky as that runs out at the end of Jan and goes up to 19.9%. Will try to PAD that away from my food budget by next pay day :)
    'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde
  • almar_2
    almar_2 Posts: 393 Forumite
    Hi all, welcome to all the new folk.

    curly B to subscribe to a thread go to the top of the page and click on thread tools then click subscribe. To find your subscribed threads next time you log on goto the top of the page click on quick links and then click on subscribed threads.

    ___________

    I got an ipod for Christmas and would love to put some audio books on it, does anyone know where I might find any free ones please or do you get them from the library.

    I will catch up with you all again on Sunday evening.
    almar xx


    .
    Quidco £196 - Voucher Codes £408 - GC Saved £603
    P.A.D. £[strike]4720[/strike] / £4330- Jan GC £375/Spent £283.78
    ~~~~~~~~~~~
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    £469.58!! Well done PADers!!

    Also, you can go through Quidco to Audible and get a 2 week free trial and get 2 free audiobooks. I just did this and love the ones I downloaded!!

    £4 for signing to the free trial, I think another £6 if you become a member.

    I downloaded Northern Lights by Philip Pullman which is five hours long!! I love it so far!
  • clarissa_D
    clarissa_D Posts: 246 Forumite
    Part of the Furniture Combo Breaker
    Hi ya people wow sorry I haven't been on for a while
    can tell you that I have started to put money in diff accounts that I have marked what is what :j that was 1st step !

    ok I couldn't resist going shopping in the sales but ull all be pleased, I had my head screwed on,
    I have 16 neices and nephews and cuzins, aged 19-7 but there is new babys coming ARGG !
    but I went shopping and got 11 pressies bearing in mind I have £10 to put by for each and that in effect is £160 :eek: ..... well sales were brill £2 on 11 wrapping paper :rolleyes:
    I brought 9 pressies for neices n nephews 1 bday pressie oh and I have some spare pressies left over from this year and last lol !! I have them in storage this would of cost me £90 i spent £30 :D:D:D and I will be adding the £60 into my bank over time.
    I will post my plan of action hopefully tomorrow.
    night night :D
    :eek: [STRIKE]£11,362.86[/STRIKE] [STRIKE]9,973.11[/STRIKE] Loan ;) DFX 2013 #050: £ / £10,149.04 :eek:
    C.C £507.55/£550.40 :T
    DFD Oct 2015
    :D Downshift Challenge 2013 :D
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