A Payment a Day Part 2!

Fag_ash_lil

Hello peeps

Hope you are all ok ?

Lewby - Well done on clearing your last payment on your M & S card ..... That's great .....Blo*dy cars always seem to cost you money , but at least you have got your new tyre on now ...Good luck for your card game .....
sugarpants , dizzyb99 , angelflower - Hi Good luck with your payment a day , it's surprising how quickly it all adds up .....

Sunny Donny - Great idea on the raised bed kit .... hopefully that should save you a few quid ...

Flower08 - Glad that you have O/H fully on board now , i am sure together you can reach your debt free goal by the end of the year ...... Then you will just have the house to pay for ! .....

almar - Your post is on my page number 7 ! ...Good idea of yours to change display to number 40 ..... I will do that in a min ! Thank you ...... I have had a look for a cute avator for you , but haven't found a really nice one yet .... but i'll keep looking for you as well ...... Hope you are feeling brighter tomorrow ......

Flying_fresian - Well done on adding up the figures ...... Thank you , i sure everybody appreciates it very much ........ Here you go 3 " well earned " moos ' for you ! ....

Paulgonnabedebtfree - You did make me laugh when you said " Of course you can join. Have you paid your £5 a month subscription yet? We only accept cash " ....... Brilliant !!! .....

Hopeful1 - Glad you son loves his DS , you're right though in restricting him as they are very addictive ! We've got one here and i'm the ace Monopoly and Boggle champion here , my daughter is the Mario Kart ( i think it's called ) champion ! Thanks for the comments re; Christmas and O/H ..... It's funny but now that it's over i feel great that i didn't spend much although i didn't at the time ! ......

Greenbynature - It's strange that you still can't subscribe to this thread ......because once you post on a thread it ( normally ) automatically subscribes you .......Very strange ..... With regards to the O/H i " ditto " what you said in your post number 136 !! You sure that you are not " my long lost twin ? ! " .....

weebag - hmmmmmm i can't picture Susannah Reid from the bbc news ..... Does that mean i've now lost my place on your reserve list for Cuba ? .....Bear in mind , i'm starting my diet on monday !! .....

Here's my Good and Bad for today ...

The Good - Added £3 to my pot ....

The Bad - Still haven't eaten any CHOCCY yet today ...... Very strange ..... I just haven't got round to it ! ..... But it's still early yet ....... ooooooooooooooh i've got some yummy biscuits to " nosh " on later ........

Catch you all tomorrow ......

Keep smiling ....

terri x

Naughtynat

£1 to my mobile bill.....its been cut off at the mo!!!

Paulgonnabedebtfree

Lewby wrote: »

I know how you feel about being accepted for the deal - I managed to get OH accepted for the Virgin 0% for 16 months deal yesterday and have managed to move his MBNA balance to it. The interest free period on MBNA was due to end next month and would have reverted to 22% so glad to have shifted it to 0% for such a long time. All ours is on LOB or 0% now which does make me feel better about the awful interest.

RBS sent some credit card cheques today offering us an increase on the card to £10k limit and the interest rate on the cheques was 29.3% :eek: Feel sorry that some people will use them in desperation and then pay huge interest and probably never clear it. We've fallen for it in the past as an easy option but now we are DFW wise we know it should all be on LOB or 0%. Just pleased to still be able to get accepted for such offers - I know some people can't.

Lewby xx

Not wanting to cause you any worry but I think that Virgin CC are run by MBNA and if so, the promotional rate may not apply. Unless you have already discussed this matter with them, you may want to contact them urgently. It may mean paying an extra BT fee and transferring to a third party (if you have one) before BTing to Virgin. Of course, you may have done it that way but omitted that bit for the sake of brevity.

Paulgonnabedebtfree

Fag_ash_lil wrote: »

Hello peeps

Hope you are all ok ?

Paulgonnabedebtfree - You did make me laugh when you said " Of course you can join. Have you paid your £5 a month subscription yet? We only accept cash " ....... Brilliant !!! .....

In my financial situation, I find that humour is free of charge and very necessary .
Hope you are staying well and enjoying life.

Flower08

Evening everyone! Still feeling very positive about getting rid of this damn credit card, so paid £2 today.
On a slightly less positive note, OH took a cut in hours yesterday (as did everyone at his workplace) to ensure that no job losses take place. However to be honest he hasnt been hit as hard as some of the others he works with. He is a chef and they have basically done it based on who is needed the most in the kitchen, some of his colleagues have lost 20 hours per week where as he has only lost 10 so it could be a lot worse!!

Been planning our weekend trip away to london, the hotel and train tickets were paid for a few weeks ago (not using the credit card!!!) by OH as a treat for me. So have just been looking at cheap things to do, am very excited if im honest!! :j Looking forward to having a few days away from everything, even if it isnt completely MSE!

Fag Ash Lil - your smilies always make me smile , i dont know how you have the patience for them!! Maybe i should join the smilie club!

Oh, and i nearly forgot - welcome to all the newbies, you will soon become addcited

Jay_Jay_6

Hi all - can I join your thread please - I have been reading all about your journeys since just before Christmas and have secretly been playing along at home !! as you can see from my signature (hopefully if it works) I am on day 3 of quitting the fags but want that money to go to something special, but the other PAD will be to the CC1 (Mint). I have gone a bit overboard on spreadsheets and juggling money and trying to work out my debt and am a bit confused at the mo - so for the timebeing I'm concentrating on Mint - will update sig soon - but £1 today to min and £2 to the £2 coin pit

jenchin66

Welcome jay_jay,

curly_B

Hi , please can I join...This is such a great idea and after reading it towards the end of 08 I really want to do the same. I'm concentrating on 1 debt at a time. How do I subscribe to the thread and do I need to add what I have paid so far to anything ? I usually have to have a mission in life, anything from Beanies to tesco points....now PAD hopefully :T

tomtombeanie

welcome jay jay and curly B! (and anyone else new - have been popping on and off today so haven't kept proper track...)

payment to savings today 1.03, had a bit of a shopping day today but quite proud that i didn't go mad and got some good prices. have been looking around for a little ipod dock with speakers to listen to my (free) audiobooks, managed to get one in asda that should have been 25 quid but reduced, then they knocked a fiver off for the knackered box - so paid 15 quid for it. chuffed to bits! and got a few half price tops for the boys as well.

very naughty that me and DS2 had a mcD's lunch, however i chose a happy meal so could have been worse for the diet than it was.

aiming for no spend tomorrow. going to be a funny week (funeral looming, wednesday) but feeling quite positive today - there seems to be a lot of it about (positivity, that is ) so thank you! xx

paybacktime2008

curly_B wrote: »

Hi , please can I join...This is such a great idea and after reading it towards the end of 08 I really want to do the same. I'm concentrating on 1 debt at a time. How do I subscribe to the thread and do I need to add what I have paid so far to anything ? I usually have to have a mission in life, anything from Beanies to tesco points....now PAD hopefully :T

Welcome...you don't need to subscribe as such! Just post what you've paid every day and Flying Fresian will add it up! You can make yourself a signature by going to user cp at top of page.

There is a vicous rumour about a membership fee mind you!;)