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A Payment a Day Part 2!

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  • mmy wrote: »
    So angry and sad that i have had to take this step and ashamed that I can't manage, but at least I'm trying.
    Have a great Friday - luckily was in Asda in their '3 bottles of wine for £10.00' aisle a couple of days ago before I realised how grim things really were...so at least can chill out on the sofa tonight with a nice drink!
    Cheers, all!!
    mmy - don't be sad about it - I have had to dip into the CC's and stuff and my debt has gone up again too - I've accepted it because I had an expensive Christmas and a few other things have come up - don't be so hard on yourself, you have taken action before it has become out of hand and you never know, you may just manage to do without it...
    So stop beating yourself up and enjoy your wine... ;)drinking-62.gif
    LBM April 2013 - £29,000.00
    Vanquis CC's PAID - Debenhams SC PAID - A+L OD PAID - Asda CC £783.75
    Barclaycard CC £1400.78 - BoS CC PAID - Freemans Cat PAID
    F/D Loan & CC £1458.96 - Santander Loan PAID - Mum Loan PAID
    RBS OD PAID - F/D OD £1026.52
    Weekly Grocery Challenge - £95.00 budget / spend £-
  • Aww weebag well done ur getting there ;)
    I wondered if any1 has any pointer tips on how to use the Snowball calculator as I feel I am doing it wrong !
    ok day 15 potty training still havin number 2's probs :rolleyes: but i guess I will have to let her get confident aye..
    £3 today for my PAD not alot but getting there I saved in travel to the gym.
    I am unsure weather to go out with my mate tomorrow night, or go shopping for storage in DD room to keep it a little more organised :rolleyes::rolleyes: she told me goin to the club is an expensive night she will be taking £50 for drinks alone and its 11-5am !! :eek:
    I am out normally 8-1am lol if that normally, so I may just go shopping. :rotfl:
    I can't wait for the break ! I have the weekend off from being a mummy hoorar
    been to the gym 2xs and I am now feeling the soreness lol me being cleaver doing wash loads I decided to put all the bath towels in the laundry so could of done with a relaxing bath haha :o
    I do hope in a way I have done the snowball calculator wrong I dont want to be in debt till 2013 ! :eek:

    thank you xx
    :eek: [STRIKE]£11,362.86[/STRIKE] [STRIKE]9,973.11[/STRIKE] Loan ;) DFX 2013 #050: £ / £10,149.04 :eek:
    C.C £507.55/£550.40 :T
    DFD Oct 2015
    :D Downshift Challenge 2013 :D
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    weebag wrote: »

    PAD and a visit to here Is the one thing i MUST do every day (apart from wash and poo)........
    :rotfl::rotfl::rotfl::rotfl::rotfl: Teehee :D

    I've updated my sig now with my PAD from last payday until yesterday. I was keeping a track of all my PAD, but forgot to update my signature for a few days and it all went t*ts up :o

    It's still a very nice amount though.

    Must go and feed the kitties now.
  • thevinternet
    thevinternet Posts: 1,054 Forumite
    Hello everyone! Hope you're all having a cheery Friday night!:D

    I'm revising as I have an exam tomorrow - boo!:eek: At least I got one over with earlier today, and my OH is cooking tonight, lucky me!

    Anyway, I just paid £2.00 off my egg card balance, it felt funny doing a debit card payment for such a small amount though! When Egg see all the small payments I'm going to make over the next few weeks, they'll think I've flipped!:p

    xx
  • tomtombeanie
    tomtombeanie Posts: 1,023 Forumite
    Part of the Furniture Combo Breaker
    does anyone else's thread look like it's had a makeover? not of the stretched variety, the fonts look somehow "posher" and more minimalist?!

    hopeful, the wine was lovely thanks! nice glass or two of red. white and rose don't seem to be agreeing with me (or my diet) at the moment, but a little bit of red's almost healthy innit?! hope your sorted with your OH now. xx

    anyhoo, pad to day is 1.23. off now to have curry, drink beer (well, it IS friday!) and watch skins - all in the comfort of my own lovely warm lounge. have a good night everyone xxx
    Mortgage free as of 11/11/15 !
    :Anow... to start some serious saving :A


  • lemma1968
    lemma1968 Posts: 1,379 Forumite
    does anyone else's thread look like it's had a makeover? not of the stretched variety, the fonts look somehow "posher" and more minimalist?

    Thank God, i thought it was just my computer....although i wonder how come its also streeeeeeeeeeeeeetching out so much all of a sudden as well.:confused:
    2013 TARGET £30k
    2012 £26500 paid off.
    2011 £22750 paid off
    2010 £19800 paid off
    2009 MBNA Cleared 25.09.09 £34391.33 PAID OFF
    DFW Nerd 612 Proud to be dealing with my debts
  • Got paid today, so good start to PAD! Only one bottle of diet coke today - so that's 95p! Also found 20p in washing machine! And I decided that since I'd done a great job in budgeting in January I'd pay an extra £50 to A&L cc. So total PAD for today is £51.15!

    Look at that- just realised it reads the same backwards!! ;)
    Credit Card Debt at LBM (Jan 08): £14981; Debt now (March 2010): £9912
    Egg card [STRIKE]£2190[/STRIKE] £0; Monument [STRIKE]£3678[/STRIKE] £3150; Capital One [STRIKE]£1620[/STRIKE] £1180; A&L Credit card [STRIKE]£4050[/STRIKE] £0; Lloyds TSB Credit card [STRIKE]£3447[/STRIKE] £3420; Barclaycard [STRIKE]£1215[/STRIKE] £2040
    DFW Nerd 1043 Proud to be dealing with my debts
  • £1.23 for me today....

    Not entirely sure whats goin on with the thread/site.... started off all pale and minimilist, then it went back to normal.... then the quote button disappeared, and now its back. Theres also talk of brown boxes and other things too :confused: Spooky!

    Sorry to hear about your worries mmy, its a learning curve for all of us and it certainly takes a little while to get the hang of it. I hope you don't have to go into your overdraft, but keep your chin up, because you are doing well

    Weebag, glad you're feeling a little better and could actually get to bed with the wife for a while!

    Clarissa, I'm loving reading your potty training diary! I'm gonna start DS properly soon (he's been showing an interest for a few weeks now) and its giving me an idea of what to expect.

    Hi to all other newbies and veterans alike :T
    'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde
  • Maisie_M
    Maisie_M Posts: 1,524 Forumite
    Part of the Furniture Combo Breaker
    £1.50 to my PAD today.

    Had a good money making day today -
    MS - will be £6
    sold book on Green Metropolis - £3
    Sold game on Amazon - £15.27
    sold dvd on Amazon - £11.13

    Have some P&P to take out of that an parking for the MS but should be a profit of around £32:j . won't get it til Feb/March but nice to know its on its way.

    Hope you all have a good weekend
  • Hi everyone

    I have paid £5.22 & £5.23 to Barclaycard.

    Hmmm I'm thinking the balance is not coming down quick enough and was wondering whether to make my payment the day of the month so the 1st would be £1.00, the 2nd £2.00 and so on......................... but then I think but what if the car gave up completely??!?

    Decisions, Decisions

    EE
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