My rags to riches, weight loss, yummy mummy stuff and 'owt else i can think of diary!

ragstoricheswannabe

Good morning everyone!!!! ITS THE WEEKEND!!!!!!!!!!!!!!!!!!!

well have woken up this morning to find that my other cat bed has sold!!!!! thats £8 more to my debts..................................and will soon have £30 from my scratchcards to add to that now i can withdraw my money from TaB, just wish i had waited and not tried to spend the money on bingo thinking i had lost it any way, hindsight is a wonderful thing............ but still have nearly £6 in there so only really lost £4 of my real money. Funny thing is, i always won more than 10p before i was verified, now its back to 10p a day!!!!!!!! Just have 13 more things listed at the moment to sell and even more to list..........

Me and the oh have talked again and have both agreed that we will have to wait for a new car and doors (i had decided this last night but have to let him think he was in on the decision;) )

After my meltdown yesterday i have woken up today with re-newed determination to clear this debt. I have cleared massive amount on store cards in my early 20's and have cleared massive catalouge debt not so long back so i know it can be done!!!

Oh and still no word from egg about his 0% deal, will look for it on monday after work (:eek: )

feel free to pop in for advice prophercy, makes me feel all brainy and helpful (its not often i can say that!!!)

ragstoricheswannabe

Quick update, egg card have confirmed that all balance transfers before April 09 will be 0% till march 2010!!!!!!!!!!!!!!!!!!!!!! Just considering trying to put some of the overdraft on the card for the 0% interest instead of taking a mortgage holiday (which im guessing wont look good when we look for a new deal in the summer) but not sure if you can even do that????? Would be able to transfer just over £1.5k so will help dramatically to get out of the overdraft this year giving us more chance to live within our means and use the money left over a month to throw at the cards instead of the overdraft.

Went to lakeland today with my mum and spent £40!!!!!!! but that did include some new knives which i needed (3 for 2 offer) and the cake tin to do my friend wedding cake (12inch tin with dividers to make all sizes in the one tin) so not all bad. could of spent so much more on things that are useful but can live without so am proud of myself.

1st march tomorrow and it wont be a nsd as got the christening but working mon, tues and wed so least there will be 3 days there!!!!! Just need to find a way to up my income that fits in with doing different days and doesnt involve me trailing the streets (avon, kleeneze etc)....................................

ragstoricheswannabe

Whoo hoo, think i have finally got my fella on board!!!!!!!!!!!!!!!!! (just have to keep there!!!)

ragstoricheswannabe

Thats it, my leave is offically over!!!! my first day back at work today and it still feels a bit surreal even though i am sat here in my uniform!!
got up at 5.15am this morning to leave time in case anything was to go wrong (thought ds2 would wake with me getting up) so have time for a needed cup of tea, update here and do my scratcheez before i go to work.............
hi ho, hi ho, its off to work i go................................

natsplatnat

Oooh - Have a good day at work Rags - hope it goes smoothly!! :O)

mummy2mygirls

oh hope the first day back isnt to bad!! Just think of the extra money....
5.15!!! thats madness and the kind of time my oh gets up - i could never manage that early
xx

prophecy_grrl

Woah rags, up at the crack of dawn ey?

Great news about Egg, did you find out if you can transfer o'd to it after?

Hope your first day back at work hasn't been too horrific xxx

natsplatnat

Hi! I forgot to mention it earlier (was probably still half asleep!) but I could B/T onto my Egg cards from my OD. Hope you can too!

x

ragstoricheswannabe

Hi peeps, well survived my first day back!!!! it was so strange, felt like my first day in a new job but i knew all the staff...........hated being away from my boys though, kept looking at the clock and thinking about what they would be doing. oh well, only 2 days to go.

havent looked into the egg b/t and wont be able to till thurs when i am off............ well off to bed as will be up with the birds again!!!!!! wish me luck, im hoping the crap feeling when i drop the boys off will start to ease soon.

smarties84

Ahh thats how i felt on my first day back, shame we ain't won the lottery so we can be sahm's!!