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Lynn's MFW Diary
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Well we did a car boot sale and I managed to make a few sales which amounted to £16.50 and then paid half of the pitch fee which was £5. Glad we managed to get rid of some of the stuff and we have binned others, whilst a handful have been entered on ebay tonight and we will see what happens. At least it was a great lovely day for doing the car boot sale.
Daughter is not keeping too good over this weekend and fingers crossed it gets better tomorrow otherwise I will be calling the doctor, as not sure if its just a cold.MFIT T2 Challenge - No 46
Overpayments 2006-2009 = £11985; 2010 = £6170, 2011 = £5570, 2012 = £12900 -
Well done with the car boot and I hope your DD gets better soonCurrently studying for a Diploma - wish me luck
Phase 1 - Emergency Fund - Complete :j
Phase 2 - £20,000 Mortgage Fund - Underway0 -
Well 3 items were sold on ebay which totalled nearly £19 so happy about this. Just need to stop bidding on other stuff on ebay.
Have started the christmas shopping and bought 1 item for DD as the item was reduced this week only - at least its a start. Starting to get some other ideas for christmas but will continue with this in October.
Managed to get another slight increase in wages which is good.
DD is better and glad that last week is over as the tantrums were huge. Anyway we have managed to get the dummy off DD at bedtimes - hurrah!!
No doubt will be doing an update next week at the end of the month.MFIT T2 Challenge - No 46
Overpayments 2006-2009 = £11985; 2010 = £6170, 2011 = £5570, 2012 = £12900 -
Well done on all your sales and overpayments, and glad your dd is better.0
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Lynn
Well done on the increase in wages, it all helps especially as despite the headlines, inflation is really out there. Getting those purchases for Christmas etc is also good planning.0 -
Well its the end of September and worked out that I have paid off nearly £5000 off the mortgage this year (overpayments and normal payments). I detail below the interest charged for the last 2months whilst we are on our new fixed rate of 4.59%.
Aug £245.83 for the month/averages £7.93 per day
Sept £235.61 for the month/average £7.85 per day
At the start of September was paying £7.92 daily so it has been reduced by £0.07 from my big overpayment of £440 this month. At least its a reduction.
Cannot believe that its October tomorrow and my annivesary. Need to go out soon (prior to work) and buy a card. We are hoping to go out for dinner and maybe a stay over on Saturday night - should be good.
I am off to buy a few christmas presents for daughter, as this shop does not know what stock they get in (ie they do not order - just get deliveries) and the prices are good. I usually start in October but will have most of duaghter's christmas in by today - good but will probably not be able to do this as she grows older.MFIT T2 Challenge - No 46
Overpayments 2006-2009 = £11985; 2010 = £6170, 2011 = £5570, 2012 = £12900 -
happy anniversary for tomorrow, I hope you enjoy your meal.
Well done on all the mortgage payments this year, a great amount.0 -
Well we had a great night away in a local 4* hotel on saturday with an excellent deal. Since we mentioned it was our wed anniversary they left out 1/2 bottle champagne and thorntons chocolates which was lovely. Down side was that there was a fire alarm where we had to stand outside for a while until the fire bridage came in the freezing cold but the dinner was lovely and we ended up getting the desserts for free as they arrived late. Friends came down to meet up in the bar afterwards.
Hope to hand in mortgage overpayment on wednesday when off work and try to get things ready for going away next week.MFIT T2 Challenge - No 46
Overpayments 2006-2009 = £11985; 2010 = £6170, 2011 = £5570, 2012 = £12900 -
Sounds like you had a lovely time Lynn:) Shame about the fire alarm thou.Currently studying for a Diploma - wish me luck
Phase 1 - Emergency Fund - Complete :j
Phase 2 - £20,000 Mortgage Fund - Underway0 -
Yesterday made an overpayment of £200 towards the mortgage and later on in the month will have another small payment plus raiding some of the £1 saving tin, once I know how much we will spend next week when we go away for 4 days.MFIT T2 Challenge - No 46
Overpayments 2006-2009 = £11985; 2010 = £6170, 2011 = £5570, 2012 = £12900
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