New DFW - Now my diary!!!

LittleEmms

Thanks DTDT!!!

Exactly what I thought - I might not be debt busting as quick as I like but I'm not adding to my debt either!!

Crap_with_money.com

Happy Birthday to you,
Happy Birthday to you,
Happy Birthday littleEmms,
Happy Birthday to ah yoooooouuuuuuu!!!!!!!!!

Hey m'lady, hope you had a good one then at weekend? And aren't week long b/day celebrations normal? If I had my way, they'd last at least a month!

Well done on clearing the deposit's off your card right away! Breaking the cycle of building up debt is the first step - next step - blow it all away!! (If only it was that easy! )

That's a shame about the night on Friday - well done on resisting though, that's the big thing I've learned this year, that sitting in occassionally at the weekend, is not going to kill me - as much as it feels like it at the time! Is there no way you could and make it a cheaper one? Even take the car and go for an hour or 2? Just say you're giving blood or something on the Saturday if you don't want everyone calling you a lightweight!

xx

natsplatnat

Oh hun..... I missed your birthday!!! SORRY!!

Not been on heres as much recently...what with work being busy and me over-spending lol I've just not had time. Glad you had a good time!!

Be back to catch up later, Nats x

retrocircles

Well done on sticking to MS while it's your birthday 'week'!

LittleEmms

Thank you Laura!!!!

Fabulous weekend thank you!! And yes I guess I should take the week long celebrations as normal (especially for a big birthday ) Yesterday I ate out twice – a pub lunch (both with friends who paid as birthday treats) … and harvester… I was SO full up last night!!! And the rest of today!!

Yes sitting in occasionally isn’t bad at all! In fact I’m secretly enjoying the idea of it after such a busy week But no, no cheap night to be had as it is in central London and I live on the outskirts – no way it could be cheap and with this weather I don’t fancy the getting home on the tube late!! So car is out of not an option either!!

Oh to huff & puff and blow it all away hun!! If only But yes slowly getting there!!

Hope you have a good weekend lined up??

xxxx

LittleEmms

Thanks Nats and Retro!!

xxxx

Crap_with_money.com

Yup - the cinema tonight (This is getting to be a bit of a regular occurence! - and probably will be 'til we've used up all the tickets we've bought! And OH is providing the goodies, so it'll be a freebie for me! ).

Then tomorrow, I'm going to see Peter Powers - the Hypnotist tomorrow night, got the tickets half price (£6 each), and I'm driving, so it'll be another cheapie!! :T

Enjoy your night in - with the week I've had it actually sounds good to just have a chill out night, especially since a guy I work with has just handed me, what he promises is a really good book! I'll need to get a big bubble bath run at some point over the weekend, and get cracking on it!

Have a good 'un hun

Catch ye later!!

xx

Crap_with_money.com

PS Lucky you having such generous mates! There's no chance of mine ever paying for me!

LittleEmms

Morning my friends!! How the devil are we all?? I hope all well and hey its Tuesday so the most difficult day of the week is out of the way!!

Laura – you are officially going to become my personal film guide … but what a fantastic way of MS, and still being able to go out! The b/f and I are off tomorrow night to either Seven Pounds or Valkeryie (or however you spell it! ) I’m intrigued to know how the hypnotist show went?? How was it?

(yes you’re very right – I’m lucky and have some fantastic friends )

Right onto boring monetary things …..

I’m skint but happy! lol! With birthday celebrations, osteopath, and the fact I don’t have much spare money each month, I guess it was kind of expected …I have about £40-50 left, but I do get paid 2 weeks tomorrow. The spare council tax money went towards hair and car tax. I hadn’t had my hair done since September and I really don’t spend too much money on it, so am not going to get too down on myself there.

I have gone up to my food shopping budget but am pretty much set with freezer/ etc, for the rest of the month. I should have really come in under – but with a couple of set backs of stopping at the garage due to snow… that didn’t help! However now I know I’m at budget – I’m very aware of not going over.

I should however, come in under my petrol budget I have allowed myself, and thanks to a couple of items being fixed on my car – the fuel economy should be much better.

I managed another no spend day yesterday – and hopefully today. I have also found out that my healthcare at work will cover future osteopath appointments, so I can make a conscious effort to get my back into working order!!!

I’m debating whether to take a month or two mortgage holiday – as I have that in my contract – and use the mortgage money to help me get back on track with a few of my debts? Love to know what people think???

Right seen as I’m not getting much time on here – due to work – I best go do some and hope in on some other peoples diaries!!

Have a great Tuesday!!

Emms

natsplatnat

Hi Emms!!

Sorry - I feel like I have been neglecting you a little recently... Works been too busy for my liking!!

You are sounding really positive at the mo!!! YOU GO GIRL!! :rotfl: And your budgets seem to be working for you.

Oh... and yay on the osteopath - you can get yourself all fixed up properly!!

Have a great week - and I'll be back soon!

Nats x