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New DFW - Now my diary!!!

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Comments

  • ragstoricheswannabe
    ragstoricheswannabe Posts: 2,090 Forumite
    Hey emms, sorry to hear bout your hip. hope your taking it easy?!?!?

    Your boyf's pressie sounds ace!!!! yeah it costs a bit but its not everyday they turn 30!!!!!! *nicks idea for boyfs xmas pressie*

    am always reading if not posting................................
    December 2018: £20,850.24. Now: £18,333.02 Total paid in 2019: £2517.22

    Weight loss: 1.5lbs
  • retrocircles
    retrocircles Posts: 746 Forumite
    Hey Ems, popping by to see if you're ok. xo
    Debt @ LBM 29/12/08 - £49044! Now £44684.
    Fat loss 29/85lbs // £100 into £10k £243.07/£10k
    HSBC Loan 9658 // HSBC CC 3484 // HSBC CC 1464 // DP's 779 // Car 0% 4851 // Halifax OD 1348 // HSBC OD 1.5k // HSBC OD 1k // Barclays OD 400 // IOMOM 4400 // S Loan 15k // Cap1 £800
  • LittleEmms
    LittleEmms Posts: 540 Forumite
    Hi Guys

    BIG FAT SORRY - been lame at getting on here - am secretly glad to say that work is very busy (even though its temping) ... I'm happy to be busy and therefore hopefully not worry about job security for the years contract.

    I also spent any spare time on the laptop in the evenings hunting for a cheap holiday with BF - we had to cancel the June holiday when I took the job!....

    Plus my laptop was MEGA slow and driving me wild when I do visit any website... however my techy sexy geek of a BF has now fitted some (free) memory and its like a new computer!! YAY!!

    Will come on in the next few days with fully money update and maybe a new SOA now I'm getting on my feet!!

    I hope everybody is well (if there's anybody who may read this now!) :o:o
    LBM - 17th November 2008 - better late than never :rolleyes:
    Challenges - 2009 - Reduce CC to £1k by December
    June - Food £86/£130 * Petrol £50/£80 * Weekly allowance * £80/£160
  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi emms glad to see you back - glad work is going okay. I start a temp job next Thurs so things are looking up at last!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • retrocircles
    retrocircles Posts: 746 Forumite
    Ooooo SOA?! Yes please! C'mon! Do it!

    & hoorah for fast computer... :D
    Debt @ LBM 29/12/08 - £49044! Now £44684.
    Fat loss 29/85lbs // £100 into £10k £243.07/£10k
    HSBC Loan 9658 // HSBC CC 3484 // HSBC CC 1464 // DP's 779 // Car 0% 4851 // Halifax OD 1348 // HSBC OD 1.5k // HSBC OD 1k // Barclays OD 400 // IOMOM 4400 // S Loan 15k // Cap1 £800
  • Olderbutnotwiser
    Olderbutnotwiser Posts: 667 Forumite
    Part of the Furniture 500 Posts Combo Breaker Debt-free and Proud!
    Hi Honey I'm here just being indispensable at work at the moment:rolleyes:
    Money is being a tad neglected, not in an overspending way but in a not keeping my eye glued to the ball kind of way.
    Glad you are doing ok
    xxxx
    LBM- finally kicked in 16/12/08 @ [strike]£41,862 [/strike] £0.00/ DFD- 24/12/13 :D
  • natsplatnat
    natsplatnat Posts: 3,033 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Come out come out wherever you are!!!

    come back Emms - you can't have been as naughty as me!! lol
    start = Wed 19th Nov 2008 £21,225
    end = Mon 28th Sept 2015 DEBT FREE!
    I love a good plan - it may not work.... but I love a good plan!
  • natsplatnat
    natsplatnat Posts: 3,033 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Emms! It has been 5 months since your last confessional!!!

    WHERE ARE YOU?
    start = Wed 19th Nov 2008 £21,225
    end = Mon 28th Sept 2015 DEBT FREE!
    I love a good plan - it may not work.... but I love a good plan!
  • Olderbutnotwiser
    Olderbutnotwiser Posts: 667 Forumite
    Part of the Furniture 500 Posts Combo Breaker Debt-free and Proud!
    Spooky eh, so quiet on this thread :shhh:

    Come back we'll forgive you:D
    LBM- finally kicked in 16/12/08 @ [strike]£41,862 [/strike] £0.00/ DFD- 24/12/13 :D
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