NEW - pay off £20,000 (ish) by Christmas 2009

hypno06

I will update all new additions sometime between now and the weekend!

I got paid today but can't make any overpayments because I finished the Christmas shopping instead.........ah well, it only comes once a year!

crazyhazy

Nothing to pay off today, bit disappointed as I got paid but had miscalculated my maternity pay so am about £30 worse off, but nevermind. My next loan payment comes out tmrw so will update my signature then, not many extra payments to make this month but once jan is here we'll have a better idea how much we can pay extra and how much I'm going to have to find to meet our £10k target. Just really wanted to posty today to say how inspiring I find reading this post everyday and seeing how well everyone is doing so far, keep up the good work :-)

pania

Hi everyone!!! how well are you all doing! wow! welldone!

Well, a very productive day in panialand today, I have a day off work so have been conducting a financial audit... and next month my debt will be well below 21500k!! woohoo!!! I've just had a really lovely surprise that one of my debts is £150 lower than i thought it was so I am firmly under 22k now! woooooooohhooooooo!!!!!

So, the financial audit has led to me lowering my debt by £70 today, including a £20 overpayment to my lowest halifax debt.
I have increased my monthly payments per month by £10 across the board, meaning that the debt i will be clearing each month is £661. which will increase upwards as the year goes on. Between now and april is going to be hard hard hard for reasons that i'm not going into but as soon as april arrives everything will be so much easier and it is now only 4 months away!

SO if i just stuck with £661 and didn't overpay i would only pay off £7938 in 09!!! my gosh i have some work to do! i know know know i can do it!!

I have opened up 2 more scratchcard accounts today and am getting close to payout on one of them so that will be an extra tenner gone, and i'm going to follow the fabulous hypnos example and do a square chart so i can colour in each time i pay off more money!!

Right enough ramble, keep it going folks! we can get there. that debt is mincemeat!!!!

Hugs from pland
P
xxx

determinedtodothis

another £10 off the Paragon debt and i'm even being pro-active - i paid £10 to EON and the bill isn't due til tomorrow

mumofcookers

Hi all
I paid £200 off my citi card this morning.
Hope everyone is doing well.

terakris

Just paid off a loan 8 months early with some money i put aside and my crimbo bonus from work... £1800 \o/

milliemonster

quidco have paid out early with it being xmas so another £8.10 I have paid off the A&L card, only another £2700 to go at shocking APR!!!!

cherry_red_2

Hello everyone, have paid the last ten pounds outstanding off of one of cards today! hurrah - lots more still to do though!

well done everyone, with all their payments so far!!

juicygirl

Hi all,

I paid another 49p to a credit card today This was just the pennies balance of my current account. Sounds small, but I do this nearly every day and this month I've taken another £46 off that card without even noticing

too_much_debt

I paid £9.73 off a credit card today as I had $16 leftover from my Hawaiian holiday in 2003, so am pleased with that.

Roll on January when I can seriously start paying more off.