NEW - pay off £20,000 (ish) by Christmas 2009

Earthstrong

£4.52 left in one of my bank accounts and have used that to put towards CC debt. I am trying to be sensible, so I am keeping some money aside because I finish my second job soon and need some money for those January bills!

theskintfamily

evening all,

£421.85 off my loan today. that's it now until month end when I'll pay whatever is left in my account off my A&L CC.

juicygirl

41p paid off today

needtopaymydebts

well i haven't paid it off yet but i now have £76 in my Paypal account from my lst few days of ebaying. I have just listed a load more jewellery and have also emailed all of my friends to get them to have a look at the auctions too, it saves having to pay out for wine and food inviting them round to the house to look at it in the hope that they might buy something! I'm leaving the money in Paypal until I have finished with the ebaying as the main debt is 0% and this way i won't be tempted to spend the cash once it's paid out!

sarahs999

debt free me, of course you should pay tax on all your income.

I bet you could count on one hand the people that will pay tax on STP or reviews though.

kashton_2

Just checking in with another £150 off my total this morning, the paypal payment turned up, i am now overdrawn BUT hubby getting paid tonight, my salary going in early (23rd) and he should have another pay day before xmas and another before new year, that will take us back into credit and i am hoping all the spending will be done by this time next week and i can settle down into throwing all my money into this challenge,
Even though i have paid off over £600 i am guessing that the same amount, or more, has gone back onto my card just go get the dreaded xmas, DD's 21st and DH's birthday this week, ouch!! but in a positive way, some of the money i have paid off has actually gone to reducing the loan, 3 payments left, and also my stamding order for another purchase, so in a way i HAVE lowered a few debts,

There i go with the rambling again, just want to get it all straight in my head that i am ACTUALLY doing something, roll on january!!!!

hypno06

A small loan has had its monthly payment taken out today - after the whopping amount of interest I pay on it, the actual capital has reduced by £29.88, which will be added to my signature right away

Not much, but better than nowt!

debt_free_me

Sarah - That's what I thought, but I didn't realise you had to on reviews and STP. I haven't started STP yet so when I do that will be fine to declare, although very tedious if I have have to declare every penny in 3p that I make if that's right? but I started reviews ages ago and am now worried to carry on because I might get fined. I haven't actually ever got to the payout amount with reviews so not actually got any money from them yet, what do you think? I have signed up on self employment for mystery shopping though. Sorry to be a pain.

sarahs999

I would say you are being hugely diligent debt free me.

I just paid £14.75 off my credit card with money from STP, which felt great. Am aiming for £100 in Jan as part of the STP challenge - got to get my skates on! Sig updated.

Dinah93

Ooooh is there an actual STP challenge? I'm aiming to do 1000 tracks between 22nd Dec-23rd Jan (payday period, I run things month to month that way) would be great if there were other people doing something like that!