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NEW - pay off £20,000 (ish) by Christmas 2009

15455575960242

Comments

  • Little chip off of Citi cards £31.70

    suzi xx
  • sarahs999
    sarahs999 Posts: 3,751 Forumite
    £20 off barclaycard from cake sales. Sig updated.
  • the last £28 off EGG has gone out today!! thats ALL my CC debt paid off! yay
    cant remember the last time i didnt owe anything on CC and its hard to believe that in Jan I owed £3500 on them!
    will wait for it to clear off EGG and then will close it down - its got a £5500 limit so best to get rid of temptation!
    that just leaves my 2 loans - one will clear in jan when my cheque clears from the uni and using the money thats in my ISA then that leaves me the biggy - my student loan of 13k. it WILL be gone by next xmas.
    feeling very positive this morning.
    also just waiting for our new telly to arrive - we have put money away for the last 7 months (i refuse to buy it on credit!) to buy it. its out xmas present to ourselves - cant wait.
    gonna go into town shortly - got a military ball on friday and need something to wear under my dress to suck everything in!! lol - though am going to be MSE - got loads of M and S vouchers from birthdays and christmas's throughout the year that I never spend so hopefully will get it for free! yay

    have a good day roomies and stay positive!

    jenny
  • Hobsch
    Hobsch Posts: 613 Forumite
    Morning,

    Had not come across this thread before but if its not too late I would like to be included. I need targets and challenges. I have £23.5K approx of debt at present. I would like to clear it all of course but realistically I think £10K would be a massive challenge and an extremely nice amount of debt to be paid off. I am going to be trying many things in the new year to clear my debts.

    So if ok I would be happy to join with £10K as the target amount.

    Start debt £23,479.13.
    Total Debt now £22,525.07 Start Debt £32,732.36
    £10207.29 OF DEBT PAID OFF:j 31.18%
  • £134 off my barclaycard for me today - 0% so its all capital paid off - hooray!

    Just off to update my sig now. Well done everyone, it looks like so much has been paid off already, especially as its practically Xmas day...
    Paying down the mortgage:
    At 1 October 2011: £226,000
    Currently: £224,499
    Aim: 85% LTV (£212,500)
    Paid £1,500
    Target remaining: 88.89%
  • YAY Council tax arrears are gone! another £20 to the challenge

    £19,573.23 to go!

    Well done everyone keep it going!
    TOTAL: (1.9.2008) £[strike]20,971.00[/strike] (02.12.10)£11,006.07
    £9,262.93 Paid off (Since LBM) :D
    Debt Free Date [strike]2021[/strike] 2015
    Savings £100 Dec NSD 11/20, Sealed pot challenger 1043
    :xmassign:
  • Nic25
    Nic25 Posts: 180 Forumite
    Thanks Hypno!!
    First payment made - sig updated :)
    LBM - 1/12/08 - Debt £13250
    DFD - Nov 2013 - WILL be sooner!!
    Sealed Pot Challenge - No 415 - £112.41/£250
    Ebay Challenge - No 10 - £300/£500
    SLP Challenge - No 12 - £7.83/£50 :rolleyes:
  • Hello everyone

    Have just paid £300 off. I'm having a miserable day today though so I don't feel that I'm getting anywhere really - its such an uphill battle....
    Pay off £30000 by Xmas 2009::j
    £11328paid/£18672 left :eek:
  • Actually, just updating my sig makes me feel slightly better, so thank you everyone for all your positivity and updates on this board which makes me keep at it
    :A
    Pay off £30000 by Xmas 2009::j
    £11328paid/£18672 left :eek:
  • Hi all - just paid £2:35 to Barclaycard - was checking my account this morning and thought i'd just round up my balance and pay that little bit to a CC :)


    every little bit helps
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