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NEW - pay off £20,000 (ish) by Christmas 2009

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Comments

  • WAHEY Broken the 12k barrier! New totals in sig!

    For a minute I thought that you had paid off £12k since 1st December :eek:

    Phew, well done on breaking through anothe K barrier :T. It is those that keep me going.
    £34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
    Sealed Pot #389 (2010=£133)
  • Hi All,

    Well done on the repayments and welcome to the newbies :)

    Im waiting for my next fixed repayment to go out tomorrow but in the mean time i have the bank ringing me about my cc on Friday so i might look at taking a loan (i know evil) to cover my cc, plan being that i can lump my overdraft with that and then pay a fixed sum off both, get rid of the overdraft and close the cc account. Then ill just start chucking every extra penny into savings to do a lump repayment at some point.

    Phew, this getting organised financially is challenging lol

    Puzzled xx
  • two nsd's for me but nowt else paid off as yet...wont be until pay day on 20th...well done others and fab new for getting to 12000 pbt!!
    Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.

  • Woohoo,

    Payment has finally gone out so im all paid up for december unless i get a nice Christmas bonus and can make some overpayments :)
  • FrankieM
    FrankieM Posts: 2,454 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Morning everyone,
    I've had a MS payment come in and some expenses paid to me.
    I've got some work this week, not much but it all helps.
    I'm also going to start some serious job hunting...I'll never get to my total relying on MS and scratchcards!!
  • Good morning all,

    My loan payment of £150 went out today, only 3 more payments left and i will be done with that debt, cant wait for that!
    Still waiting for my paypal money to come through, that will be another £150 off something,
    On the downside, have added to my debt with blasted xmas presents but i know that i am going to have it all paid off next year, i havent added all the new debt to my snowball because that will just make me feel like i am not getting anywhere so my train of thought on this one is.... if i carry on making the payments for this challenge, i WILL find the £12k then anything that has been added on this month will just be a little drop in the ocean compared to the original starting debt, does that make sense? haha,
    I knocked a month off my snowball today so in a weird way my plan is working, Hmmm, enough ramble to today,

    Keep going everyone
    £10 a day challenge for nov £0/£300
    £10 a day challenge for jan £282.11/£310, feb £483/£290, mar £650/£310, apr £332/£300, may £440/310, jun £470/£300 jul £795/£310 aug £3660/£310, sept £510/300 oct £710/£310
    £2012 in 2012 £8182.88/£2012 :beer::T
  • terakris
    terakris Posts: 119 Forumite
    Part of the Furniture Combo Breaker PPI Party Pooper
    Can i join in too pls :)

    2009 is the year of the debt free me

    Please put me down for £18k by next december/jan and lets see how i do :)
    14/12/2009 - Official Debt Free Day
    31/06/2012 - Officially a home owner! Now, where is that Mortgage-Free Wannabe Board... :cool:
    "What the hell is that?" "I don't know, but if cats could sing... they'd hate it too"
  • Paid of £279.78 today which brings my total so far to £585.58 which im happy about esp for a dec. Not the full amount i would need to pay each mth to meet the 10K next xmas but still ok i think! :) and the mth isnt over yet, ill try add a little more if and when i can this mth. Then jan we are going to go for it as much as possible!!!!

    Hope everyone had a good weekend! and looks like everyone is doing well, all these little extra payments all will add up...
    GC: Nov: £60.22/£450 Oct: £338.48/£450, July: £363.05/£450, June £447.98/£500
    £2 savers No68: £104/£100 :j
    :jmummy to: 8yr, 5yr, 3yr, 2yr, 1yr. No6 Due Mar 2013 My world.:j
  • sarahs999
    sarahs999 Posts: 3,751 Forumite
    For a minute I thought that you had paid off £12k since 1st December :eek:

    Phew, well done on breaking through anothe K barrier :T. It is those that keep me going.
    Me too, I had to scrutinise the sig for quite a few minutes before I worked out what was going on :rotfl:
  • Nic25
    Nic25 Posts: 180 Forumite
    Thanks Hypno - if you can just add me backdated to Dec'08 - I'll work out what I've paid since then! :)
    LBM - 1/12/08 - Debt £13250
    DFD - Nov 2013 - WILL be sooner!!
    Sealed Pot Challenge - No 415 - £112.41/£250
    Ebay Challenge - No 10 - £300/£500
    SLP Challenge - No 12 - £7.83/£50 :rolleyes:
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