NEW - pay off £20,000 (ish) by Christmas 2009

needtopaymydebts

After thinking i had nothing left to sell on ebay I'm starting a huge clearout of my house. I have only managed the living room and seem to have made more of a mess. However, I have found quite a few things to sell including games and accessories for the DS and the Wii, i'm still debating whether or not to sell my Megadrive. I really want to but i know the last time i ended up just buying a new one although I can't see me having much time to play on it with a 6 month old baby!

I have one listing ending in half an hour but that's only for £5 but still it's better than nothing. I'll update my signature once i get the cash through from Paypal and it has been paid towards something!

theskintfamily

Hello everyone.. is it too late to join? if not can you sign us up for £20k.. I want to clear our Credit Cards, Currently just over £9500 and if I just pay the minumum off all our other debts, this should take us to just under £20k. it would mean finding an extra £600+ a month.. but I'm confident :rolleyes:

hypno06

not too late to join up! I will add all newbie challengers at the weekend!

Good luck everyone!!

Bambywamby

I am pleased with my start, I paid up my over-draft (bar £15)...that will be sorted out on Tuesday...then I can tackle the first of FOUR credit cards lol.

Keep up the good work folks. x x

theskintfamily

fab! I will update my signature. Will include any payments I have already made this month... or is that cheating? :cool:

Compingirl

Hi there, i'm a nervous newbie too, I (we!) have a stack load of debt that we are trying to drive down and I am determined 2009 will be our year!
Ive been lurking for well over a year and have been inspired to face up to our situation by reading many of the diaries on this site. Please sign me up to shift £20,000 by xmas 2009! Thankyou and here's to a positive start to 2009:beer:

theskintfamily

Hi Compingirl, same here. I have been lurking for well over a year but have only tonight been brave enough to post.

clearmydebts

Hi Compingirl and TheSkintFamily,

Welcome to the thread and delighted you have decided to join the challenge!

MissOptimistic

Better late than never but I would like to join and aim for £15,000. I am not going to start counting until January 1st though, as unfortunately debt is still rising at the moment (hangs head in shame) but things should have all settled down by January

hypno06

for those newbies joining in - you can choose if you want to start now, the 1st Jan, or backdate to 1st December - I would choose the latter and give myself a good start

It is a challenge, not necessarily between each other, although a little competition is good for some of us! But it is a challenge with ourselves.....

So, your rules, your speed in paying off, your start dates, are all slightly irrelevant really, because it is YOUR debt, and YOUR lifestyle/working capacity/attitude to debt etc that you are working against.

So, good luck everyone - there are some serious totals going on there already! If we all hit our targets we will have paid off the best part of 2 million pounds just between us! How much of an achievement would that be!

Personally, I am stuck now until the beginning of Next month when my loan payments next come out - I have a few odds and ends due in.....£10 here and there, but nothing much really, so my own challenge is to somehow make enough to pay off another £200 before the end of December........:D