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NEW - pay off £20,000 (ish) by Christmas 2009

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  • just redudced my overdraft by £50 just got to wait to see if they accept as last time i asked they wouldn't due to my credit history idiots!!
    I have dyslexia, so get used to my spelling and grammar :)
    Mortgage pay off date 11/2028. Target 12/2020 :rotfl:
    Current Balance £33921
    Declutter 2123/2016
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    £26.26 off my natwest credit card, meaning I have the magnificent total of £93.10. Hope to update with the A&L one tomorrow.
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • I'm struggling at the mo but had some fab news from the mortgage company - yes they are passing on all rate cuts WOOHOO so over payments will pay off debt quicker! and in honor i paid of the £17.51 that was left in my account (get paid tomorrow) which officially makes today my 5th NSD as i now have no money at all - one way to do it suppose!! *LOL*

    Well done everyone x
    TOTAL: (1.9.2008) £[strike]20,971.00[/strike] (02.12.10)£11,006.07
    £9,262.93 Paid off (Since LBM) :D
    Debt Free Date [strike]2021[/strike] 2015
    Savings £100 Dec NSD 11/20, Sealed pot challenger 1043
    :xmassign:
  • Maisie_M
    Maisie_M Posts: 1,524 Forumite
    Part of the Furniture Combo Breaker
    Paid £30 of tesco cc today which is the money I have been saving in my Payment a Day account since 1 December. :j

    Waited for the Direct debit to go out first before paying this incase it mucked it up. will now start saving for my additional payment for January.
  • Another little payment of £3.00 off for me today,
    Hoping for a better week next week as 2 of my dd's go out towards my debts and i have transferred the last £150 from paypal so i have a few days to decide on which that debt that is going on! so should be heading for a little over £300 by this time next week, i cant wait!!
    £10 a day challenge for nov £0/£300
    £10 a day challenge for jan £282.11/£310, feb £483/£290, mar £650/£310, apr £332/£300, may £440/310, jun £470/£300 jul £795/£310 aug £3660/£310, sept £510/300 oct £710/£310
    £2012 in 2012 £8182.88/£2012 :beer::T
  • Another £143.63 for me today.................but only cos I got overexcited and paid my credit card twice :o . Still it's better paid off than not and now I'm sub £18k which was my goal for Dec :D!
  • pania
    pania Posts: 8,258 Forumite
    Hey all. a quite pania update on life in panialand. debt busting going good.
    Currently have £50 stil waiting on pending to come from my account so can then be updated. £7.25 sitting in my scratchythings account. £4.65 in my spare change pig. £7.84 in my debt repayment account and 4 £2 coins!!! so a potential 77.74 extra there!!! woohoo!! will update sig as soon as it has been paid off. welldone everyone! keep it going xxx
    debt @05/11/11 £12210.63!! slowly chipping away!!
    :heart2:impossible is nothing.:heart2:
  • Bish, bash, bosh!!! Thats the sound of £109.71 coming off my Mint cc.

    Ha, ha, now off to update siggy

    Suzi xx
  • sarahs999
    sarahs999 Posts: 3,751 Forumite
    I'm slightly concerned about hitting my 10k target already - I mean, that's £800 odd a month, where am I going to get that from? I did think abuot that when I signed up but I was being very optimisitc that day. I suppose this month it's not surprising that I don't have much spare cash but I don't think I'll even make half that amount.... anyone else slightly daunted at the moment?
  • It is a huge challenge for me as well! But the good thing is if you keep posting here and reading everyone elses success stories hopefull it will inspire you to keep going! even if you don't pay off all of £10k you will hopefully have made a big dent! Hope that makes you feel better xx
    Paying down the mortgage:
    At 1 October 2011: £226,000
    Currently: £224,499
    Aim: 85% LTV (£212,500)
    Paid £1,500
    Target remaining: 88.89%
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