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NEW - pay off £20,000 (ish) by Christmas 2009

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Comments

  • sarahs999
    sarahs999 Posts: 3,751 Forumite
    Well done everyone adn congrats to Jenny. I'm already wishing the days away so I can get paid on 15th and then pay off some more debts. I think this is starting to affect me in a very odd way!
  • mel19632
    mel19632 Posts: 647 Forumite
    I know what you mean Sarah - I am obsessed at the moment! I can't stop looking at my spreadsheets and calculating things in different ways.

    I am wishing away every day so that I can pay more off...
    Paying down the mortgage:
    At 1 October 2011: £226,000
    Currently: £224,499
    Aim: 85% LTV (£212,500)
    Paid £1,500
    Target remaining: 88.89%
  • I decided to work on actual things paid off, i feel i can cope better that way..so I have paid off £900, i am waiting for a cheque to clear, although that is in bank as we speak so that will be another £40..and not forgetting my ground busting 26p, quidco and the 1p found in the couch..actually I can add another 5p to that:rotfl: :rotfl: ooh just off to update the extra 5p:cool:
    Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
    Still lurking around with a hope of some salvation:cool:
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Hi all, know I'm a bit late but can I join for the full 20k please. Like a few others I will be running Jan 1st-Dec 31st so won't be counting anything I do yet. I've paid off a fair bit since my LBM in August, and don't actually have 20k left to pay, but I need a house deposit so I figure anything I can make now is reducing the debt I WILL have in a few years when I get a mortgage!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Congratulations Jenny!

    Updated my sig to show payments that have now cleared. Would love to try to get sub £18k by Christmas. Still got Envirofone cheque for old phone to clear so that will be another £47 when I pay it to a CC, so just another £60 or so to find! :D
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Welcome to all newbie challengers!! I will add you to the list on the front page over the next day or so.

    Add us in your signature and get debtbusting :T

    I have a cheque clearing tomorrow for £1000, of which I have spent £150 on some skis for DS and will pay £850 to the debt......looking forward to that one :D
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Well done Hypno - you are doing amazingly well!!!!
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Thank you - it is a good start, but it needs to be if I am going to be in with a chance of reaching my targets!

    I am aiming to pay off £10k by Easter, another £10k by the end of the summer holidays and £10k by Christmas, which will leave me with about £10k of debt which I can just whizz off early in 2010.

    Simple :rotfl:
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Maisie_M
    Maisie_M Posts: 1,524 Forumite
    Part of the Furniture Combo Breaker
    £21 for me to Tesco cc - minimum payment but will be paying a bit more at the end of the month when I do my payment a day payment.

    Congrats to Jennyred on the engagement and well done to those busting those debts!!!
  • dizzybee
    dizzybee Posts: 1,424 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    not been around for a few days but today received £378 back from the bank for unfair bank charges once its clear i will pay this straight to the loan,all direct debits paid.so am on track at the moment.

    SPC no:076
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