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*my Diary* - Omg!
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yay to closing your card. Aren't they reluctant to actually close them, it's so funny. Barclaycard actually refused to close mine when it was cleared in case i decided i wanted to go back to them and it would save me having to go through the credit checks. What a load of ****0
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Oye get back here!!!!!
I'll send out a search party- I can search the rivers and lakes who wants to take the dry land?LBM- finally kicked in 16/12/08 @ [strike]£41,862 [/strike] £0.00/ DFD- 24/12/13
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I am back! Holiday was lush - will update bits later when I have ploughed through all the paperwork that has piled up on my desk whilst I have been away! ;O)start = Wed 19th Nov 2008 £21,225
end = Mon 28th Sept 2015 DEBT FREE!
I love a good plan - it may not work.... but I love a good plan!0 -
glad you had a good holiday, nice to see you back0
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Morning All!
With my holiday already a distant memory (is that not always the case?) I thought maybe I should write a little update.....
I have received my cheque from Halifax and my CC is closed - just need to bank said cheque!
I have applied to close my Santander Zero card. They are sending me the 63p I was in credit (straight to my A&L account) and they can't close my card until it is at £0.00. Strange, as everyone else has managed to combine the 2 processes; so I will have to call them again!
I somehow managed not to cancel my DD to my Abbey (MBNA) card, so they took an additional £100.odd this month - which they are now sending back to me and closing my account.... no quibbles, no smarm tactics, just a straight "yes, I can close that for you - please destroy your card." I was a little disappointed to be honest; wanted to listen to their blurb and then say "no thank you!"
Tesco are sending me a cheque for £20.01 as I was in credit there too. I am not closing this card as I want to use it for everyday things including food shopping etc to get loads of clubcard points!! (we all know what points make!!)
I think there may be a really small balance on each of my Egg cards - I will sort them out at the end of the week.
Before I went on holiday, I set up a couple of payments to go over to my old HSBC OD. These went. I am hoping to be able to keep sending bits and pieces over until it has gone - then this time I will be putting the OD limit down to £100. Job done.
Must chase OH and get him to tell me what account he wants me to start sending my repayments to.
Oh, and I got my road fund licence form through the other day, and my car tax amount has changed! It is now only £30 instead of £35 each year! :T
Right, I had better do some work - apparently thats why I am here! :rotfl:
Hope you are all well - I will be doing the diary rounds shortly (hint hint to those of you who need a reminder to write on theirs!!!)
Nats xstart = Wed 19th Nov 2008 £21,225
end = Mon 28th Sept 2015 DEBT FREE!
I love a good plan - it may not work.... but I love a good plan!0 -
HAPPY DAYS!
Just every now and then, little things cheer me up............
Like this morning I have discovered I can pay money into my A&L account at the post office in the village where I work, rather than having to find an A&L branch open at the weekends!
I will be taking the cheque from Halifax off the fridge tonight and paying it in tomorrow!
"Happy days!"start = Wed 19th Nov 2008 £21,225
end = Mon 28th Sept 2015 DEBT FREE!
I love a good plan - it may not work.... but I love a good plan!0 -
happy days indeed Nat, sounds like everything is going well. It's good that you're getting credits back so easily.0
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Hi Lemon Tree,
Getting the overpayments back has been much easier than I anticipated, although I do find it odd that some can send it back to the account that the DD went from and some have to send a cheque. Only Halifax have put up some form of resistance to me closing my account. Nice to know that I was sooo valued! lolstart = Wed 19th Nov 2008 £21,225
end = Mon 28th Sept 2015 DEBT FREE!
I love a good plan - it may not work.... but I love a good plan!0 -
Hi, not been about for a while - what a fab partner you have xx0
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Hi Smarties!
How are you doing?
I must admit my OH is a total love - I am very lucky!start = Wed 19th Nov 2008 £21,225
end = Mon 28th Sept 2015 DEBT FREE!
I love a good plan - it may not work.... but I love a good plan!0
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