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*my Diary* - Omg!
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so_here_we_are wrote: »What spreadsheet do you use?
Hi 'so here we are'!!
I kinda made my own up - it only tracks my current account(s) at the mo. There is one floating around that I did for Rags - that does everything! Even has a little bar chart for debt totals so you can see them going down!! (can't take all the credit though - I took EL's and just tweaked it a bit!)
Good luck on your quest to be debt-free!! Where would we be without this website??
Nats xstart = Wed 19th Nov 2008 £21,225
end = Mon 28th Sept 2015 DEBT FREE!
I love a good plan - it may not work.... but I love a good plan!0 -
i'm so not a morning person as well, but OH likes car boots so i wish he'd go on his own but i think i'll have to tag along. He's going to have to do the selling bit though, i can do the adding up and giving change bit!0
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Howdy doody!!!!
I can whole heartedly recommened the spreadsheet from nats (she is way to modest though..........)
glad to see your still on track nats, where do you find the motivation all the time????December 2018: £20,850.24. Now: £18,333.02 Total paid in 2019: £2517.22
Weight loss: 1.5lbs0 -
Morning Rags!! Its not motivation..... is sheer subbornness!!! :rotfl:start = Wed 19th Nov 2008 £21,225
end = Mon 28th Sept 2015 DEBT FREE!
I love a good plan - it may not work.... but I love a good plan!0 -
LOL!!! Have to agree with Rags - reading Nats diary keeps me motivated!!! (even when you've been naughty as you're so honest about it!!)
Thanks hun - I am a little loosing the plot to be fair - but I have my health and I'm not loosing the house just yet - so check back in a few months when the men in white coats appear!...
Boot fair sounds a great idea and the fact you picked up a bargain too!!LBM - 17th November 2008 - better late than never :rolleyes:
Challenges - 2009 - Reduce CC to £1k by December
June - Food £86/£130 * Petrol £50/£80 * Weekly allowance * £80/£1600 -
Afternoon All! :wave:
Well its Tuesday - the sun is shining but it is bloomin' windy!!
Hopefully my nice payslip should be waiting for me when I get home tonight. I realised yesterday that I life my life looking forward to money things....
(let me explain!)- Look forward to Tues when I get my payslip and can 'tweak' my spreadsheet
- Look forward to Friday when I get paid
Last night I took my photos for the 3 items I want to ebay (converse trainers BNIB, Bombay duck placecard holders and a PS2 game!!) so I will list them tonight; meaning they will end on Sunday (best day for items to end!!)
Other than that - not a lot to report!Its all rather dull until my HSBC OD is clear and then its on to sorting out my Egg Loan - keep playing around with my figures and the amount I can overpay keeps changing. I think I will set a DD to go out every Friday when I get paid (can go into my A&L savings account they kindly gave me when I got my current account!). This way its taken out of my hands and I don't risk spending it!!
Right, well I should be working, so I had better do some. Gonna do a little bit of OT tomorrow (would have been today, but really must do ebay!)
Nats xstart = Wed 19th Nov 2008 £21,225
end = Mon 28th Sept 2015 DEBT FREE!
I love a good plan - it may not work.... but I love a good plan!0 -
we've got some PS2 games to sell as well. i didn't do too badly last year selling them on the notice board at work but we've been left with about 15 games. Got to get OH to find them out so i can list them again at work and try again. You'll have to let me know how yours gets on on ebay.0
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Welll.... was the payslip there? and how's the tweaking go (hope that doesn't sound rude
)
Did you manage to list EBay stuff?LBM - 17th November 2008 - better late than never :rolleyes:
Challenges - 2009 - Reduce CC to £1k by December
June - Food £86/£130 * Petrol £50/£80 * Weekly allowance * £80/£1600 -
Morning All! :wave:
NOT HAPPY!No payslip!!! It will be there tonight though I am sure (this is what happens when the wages are calculated by an outside accountant!!)
So NO tweaking for me last night!! :rotfl:
I did, however, manage to get 2 of my 3 items on ebay - would have been all 3 if darling ebay hadn't decided to close itself over halfway through listing my first item!! (I was not impressed :mad:)
The other item will go on Thursday, for 10 days, meaning it will finish on a Sunday again.... its all about Sundays!! :rotfl:
Made sandwiches this morning (after discovering my OH had only made his own last night!!) so hopefully a NSD - really need to start setting a target for these again me thinks!
Thats it for now - love to all, Nats xstart = Wed 19th Nov 2008 £21,225
end = Mon 28th Sept 2015 DEBT FREE!
I love a good plan - it may not work.... but I love a good plan!0 -
feels like ages since i've had a NSD but it's only yesterday, strange how unless you make a point of noting them they pass by regardless.
Just noticed on your signature that your overdrafts almost cancel each other out - won't be long now.0
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