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*my Diary* - Omg!

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  • Hey - might be a higher total but will show you've paid off more as well!! Not long to go until the O/D is gone and then you'll see it come down fast!!

    I second that!!!!!!!!!!!!!!!!!!
    December 2018: £20,850.24. Now: £18,333.02 Total paid in 2019: £2517.22

    Weight loss: 1.5lbs
  • natsplatnat
    natsplatnat Posts: 3,033 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Thanks peeps! :o
    start = Wed 19th Nov 2008 £21,225
    end = Mon 28th Sept 2015 DEBT FREE!
    I love a good plan - it may not work.... but I love a good plan!
  • angie_baby
    angie_baby Posts: 1,640 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hi Nats!

    Hope you had a nice weekend off!

    Well done on the money side of things, your so doing well!

    Best get back to work i suppose :(
  • natsplatnat
    natsplatnat Posts: 3,033 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Good afternoon All!!

    Another glorious day here - makes me want to be in the beer garden not my office though!:o

    Well not a lot to report from the weekend! Tried to buy some clothes (twice) over the weekend (money remaining from my b'day) but no joy!! Saw some lovely things, but then I saw the prices and just couldn't justify spending the money (sometimes this DFWing does me in!!). And then on my second attempt yesterday.... it was going quite well and was looking like I might art with some cash...... until..... I caught sight of myself in the 3-way changing room mirrors (where you can see yourself from loads of angles all at once!! :eek: Am not buying any clothes until my body is worthy or wearing them (no that doesn't mean I am going to go around starkers!!) I couldn't believe what I saw! So, now I am going to get on my bike and eat more healthily and when I am a shape I am happier with.... I will go shopping and BUY SOME CLOTHES!!!

    Moving on....

    "I LOVE MY SPREADHSEET!" I have looked at it and will be sending £260 this Friday over to my HSBC OD.... what a chunk!! Not as good as it sounds though as I was hoping (during my dodgy long-range forecasting days) that this Friday would see my HSBC OD at £0-00. But I am not worried, it is going in the right direction and will continue to do so. Once that is gone I can move onto putting extra onto my Egg Loan. YAY!!

    This week, the evenings are mainly going to be spent cycling (:mad:) and sorting out stuff for the bootfair season. That really gets going from the May Bank Holiday right through to about September and I will be foregoing many of my Sunday morning lie-ins to make some extra pennies. My OH loves bootfairs and is a morning person, usually up and out at the crack of dawn for a mooch around them anyway. I will be slightly more bleary eyed until about 10 o'clock!! :rotfl:

    So other than that.... nothing to report! Need to do a new DD form for my car insurance and thats it!!

    I hope you are all ok and continuing with your DF missions. It is not easy all the time.... but if it were, would the end result be quite so satisfying?

    Nats x
    start = Wed 19th Nov 2008 £21,225
    end = Mon 28th Sept 2015 DEBT FREE!
    I love a good plan - it may not work.... but I love a good plan!
  • Wow nats your steaming ahead with paying this overdraft off!!!! GO YOU!!!!!

    I am just the same with buying clothes, my mum hates the mirrors in the changing rooms (spesh in the nice shop that lets you see yourself from all angkles) so will never try stuff on till she gets home!!!!!
    I too am on a mission to get rid of my muffin top so clothes look alittle nicer on!!!!

    If it was so easy to pay debts off, would all be in so much debt???? (and no, i think struggling to pay it off will make the end results all the more sweeter!!!!)

    Sending you a virtual glass of chilled wine!!!

    love rags
    xxxxxxxx
    December 2018: £20,850.24. Now: £18,333.02 Total paid in 2019: £2517.22

    Weight loss: 1.5lbs
  • natsplatnat
    natsplatnat Posts: 3,033 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Ok - after some staring (longingly) at my spreadsheet (my pride and joy!!) I have come to the conclusion that on Friday 5th June 2009, I can pay £370 into my HSBC OD, putting it at £0-00!! Whoop whoop!

    If there are any odds and sods of money in my account between now and then, I will send that over as and when, making that final payment smaller!! All my money from Q.co is going into my HSBC OD too.... and I should get my £100 from A&L sometime in June as well!

    Lets hope this medium-range plan works!!!

    Can't wait to see the back of my HSBC OD!! The sooner the better!! x
    start = Wed 19th Nov 2008 £21,225
    end = Mon 28th Sept 2015 DEBT FREE!
    I love a good plan - it may not work.... but I love a good plan!
  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    that's a very specific plan and a good time table, looks like we'll be od free at about the same time, i just need to stop spending money on craft stuff
  • Ooh nats, 5th of june is not that far away really!!!! have got fingers and toes crossed for you!!!!!!

    Have you found it easier having everything else in a seperate account to clear it????? may have to do the same eventually...........
    December 2018: £20,850.24. Now: £18,333.02 Total paid in 2019: £2517.22

    Weight loss: 1.5lbs
  • Now Nats whilst you are doing really great:T you were going to do this as a pressie for my daughters 18th birthday on Friday:rolleyes:
    Now the thing is if you are putting it off until 5th June that now means I have to buy her a present:eek:
    What are you like:p
    Have a great day honey
    LBM- finally kicked in 16/12/08 @ [strike]£41,862 [/strike] £0.00/ DFD- 24/12/13 :D


  • natsplatnat
    natsplatnat Posts: 3,033 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Afternoon All!

    "Sorry OBNW!" Things just haven't gone to plan - spent too much to make it!

    Lemon Tree - it is a specific plan.... but I need to do it or my HSBC OD will be hanging around my neck forever and I want to add the £800 to my debt paid off!

    No bootfair sorting cycling was done last night - but there is always this evening! It wil get done! Did manage to water the seeds I planted on Sunday though - 1 thing is better than non!

    Well, nothing really to report. Its all too dull for words!

    Nats x
    start = Wed 19th Nov 2008 £21,225
    end = Mon 28th Sept 2015 DEBT FREE!
    I love a good plan - it may not work.... but I love a good plan!
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