*my Diary* - Omg!

Lemon_Tree

can understand not wanting to increase your debt total, but........ if you put it on there when you pay it off then you can take it off the total. Does that make sense???? it's taken me ages to get around to feeling good about my total but that's only because i have in my head how much i've reduced it by and that's what i focus on.

ragstoricheswannabe

i started off including my overdraft, then got way too bogged down when it started increasing so took it out for a while. now its back in so know where i am at and how much i owe. Took me a while to get used to the new numbers though...........................

loving my day off, have just been for a loverly walk with the boys. got my pureeing done at 8.30 this morning (oh the joys of kiddies, no lie ins on days off!!!!!)

yay on being so very close to £16k even with your overdraft. i can only dream of getting to that amount, seems so far away for me........

natsplatnat

Right - (does that sound efficient and decisive??)

I am going to include my OD in my total debt..... only because I really want to include clearing it in my target of £6500 for the year!! So more of a financial sneaky than guilt for not including it in the first place. So check out my signature now for the new (gulp) total. I don't mind really - I've spent it!!! :rotfl:(Just wish I had more to show for it!!) :rotfl:

Intergalactic_Floozie

Hello, I haven't been around for a while but I'm back now, and fighting my 2nd overdraft which is a biggie at £1800 (eek). The HSBC one is gone now and I think I have paid the last of the interest that's been added in arrears. Anyway - keep it up Nats, one day we'll be debt free!

ragstoricheswannabe

so is that the amount you owe now or did at the start??????

natsplatnat

£19,225 is what I owed at the beginning (last November - that seems so long ago!!) If I take off what I have paid to date then my current debt is (about) £17,926

Hi IF!!! Well done on clearing your 1st OD - hope the 2nd one goes smoothly!!

Back later with more - other than being paid, its a dull money day!! :rolleyes:

ragstoricheswannabe

Big yay on being under £18k!!!!!!!!!:T:T:T:T:T

natsplatnat

Morning Rags!! Thanks for that (lol)!! It doesn't look as good now..... but when I clear my OD it will jump by £800 in one go - can't wait for that day!!

natsplatnat

Good afternoon All!!

Am happy today (even though its raining!) as have the weekend off!! YAY! It's always busy this time of year and I am in need of a couple of days off - mainly to catch up on some Zzzzz's. Just feel weary!

Well, as promised, I have just transfered £75.00 from A&L to my HSBC OD. Every little helps and all that!

Hope you are all well. I have updated my sig with my current OD balances - nothing else to do really!

Have a great weekend if I don't catch you before, Nats x

ElizabethJH

Hey - might be a higher total but will show you've paid off more as well!! Not long to go until the O/D is gone and then you'll see it come down fast!!