Can you apply for a debit card upgrade on Nationwide Online?

Kavanne

sutton111 wrote: »

Do they normally give you an instant decision?

Well when I applied for my first flex account they did. It came up going 'We can offer you a cash card and no cheque book, do you wish to proceed?' But not this time Better than flat out NO that I got when I tried to ask for an OD though. Says they will let me know within 5 working days...

Kavanne

Hmm, I just checked today and the website says 'waiting for ID/Signature' instead of 'Submitted for Processing'. If I call them will they be able to tell me if it's cash or debit card or is that not decided until I have signed the forms?

BruceyBonus

Kavanne wrote: »

Hmm, I just checked today and the website says 'waiting for ID/Signature' instead of 'Submitted for Processing'. If I call them will they be able to tell me if it's cash or debit card or is that not decided until I have signed the forms?

I was told on the "Offer" screen - the very last part of the application. It also said what I would receive in the very first sentence of the "ID/Signature" letter - this took about 3 working days to arrive.

Kavanne

BruceyBonus wrote: »

I was told on the "Offer" screen - the very last part of the application. It also said what I would receive in the very first sentence of the "ID/Signature" letter - this took about 3 working days to arrive.

Yeah it didn't give me the offer screen, it got referred. So it looks like so far my application has been ACCEPTED but as I never got given the 'offer' screen I don't know what my facilities are

Kavanne

Got the letter asking me to sign and return to open flex account and guess what... I got a debit card and cheque book!!!! Yay!!

darcyvuqua

hey kavanne do you have any credit issues??

Kavanne

darcyvuqua wrote: »

hey kavanne do you have any credit issues??

My only ever credit issue is that I was 2 wks late paying my nationwide CC in Feb 08 as the bill was lost in the post and I'd not set up a DD (Since been paying it by DD). I opened a flexaccount in Jul and only got a cashcard

darcyvuqua

strange that they offered you a pants account in the first place then

Kavanne

darcyvuqua wrote: »

strange that they offered you a pants account in the first place then

It might have been the late payment affecting their internal scoring? But seriously, my credit is impeccable apart from my age (just turned 21)

muffinhead

BruceyBonus wrote: »

I've just receive my form to sign and they've given me the 07-02-46 sort code - which accepts faster payments!

Nice one, I've just got offered that one too :j (only with a cash card though). Does anyone know if Nationwide allow you to upgrade your account, after 6 months, if you leave a few quid in the account without using it much? I normally pay for most things with my HSBC debit card.