PPI Reclaiming discussion Part III

lalina_2

marshallka wrote: »

Did you ask them to cancel the PPI for you??
If you did and they have not then I would write to the OFT and FSA about them not treating you fair.

You cancelling the PPI should not affect your claim for misselling at all. You first need to write to them enclosing whatever you have written to the FSA and OFT. This may shift them to cancelling quick. Then as its over 8 weeks since first complaining you can actually take this to the FOS now and also tell them about you asking to cancel and they will not. They should be allowed 8 weeks from your first letter for a full and final response.

Yes I did specificall y ask them to cancel it for me immediatly but I've still been charged £229 end of nov and end of dec! i will contcat Ombudsman (is that right) and FSA then. Thanks so much for your help. Shall i still call case manager?

lalina_2

lalina wrote: »

Yes I did specificall y ask them to cancel it for me immediatly but I've still been charged £229 end of nov and end of dec! i will contcat Ombudsman (is that right) and FSA then. Thanks so much for your help. Shall i still call case manager?

Also sorry I am not familar with these abbreviations you've used - what's the FOS and OFT? thanks

dreamer33

masmit wrote: »

hi dreamer
the worst of them all blackhorse.
had a shity start to year friend died new years day aged 42, then lost my nan two days later, trying to get back involved with my claim to keep me busy.

Oh dear thats terrible news for you, I'm really sorry about that.

You know if you ever need to talk the others on hear and myself are always here to listen.

They always listen to my problems, we share them all on here xx

Take care masmit and don't give up your fight you will come through all this you know.

marshallka

lalina wrote: »

Also sorry I am not familar with these abbreviations you've used - what's the FOS and OFT? thanks

FOS is FInancial Ombudsman Service and OFT is Office of Fair Trading and FSA is Financial Services Authority.;) I was only aware some months ago so you are not alone..

dreamer33

masmit wrote: »

thanks di
feeling ok until
funerals next week.
still having total run around FLA after 7 weeks sent email yesterday saying they could no longer deal with my complaint, because i have a complaint with the FOS over the same company. not true at all blackhorse told them this.
i have emailed them back to have no response, very similar to the way blackhorse were.
still waiting on SAR blackhorse well past due date.ICO taken complaint.
doing everything possible just waiting.

Do everything you can because blackhorse will be hoping you get sick and give up, but don't until you have done everything you can.

Good luck masmit

marshallka

lalina wrote: »

Yes I did specificall y ask them to cancel it for me immediatly but I've still been charged £229 end of nov and end of dec! i will contcat Ombudsman (is that right) and FSA then. Thanks so much for your help. Shall i still call case manager?

Like Pinknico says, yes I would call them but be very careful in phone calls as they may twist things and always put important things in writing too and send them recorded delivery so you have a proof.

maxdp

marshallka wrote: »

A nice cold glass of lager sounds good..;) .

Hmmm I can smell it from here...

Marshallka it is so hot the chicken is trying to jump back out.:eek::eek::eek::eek: Going to pick oldest up and get lots of lager.:D

dreamer33

marshallka wrote: »

Wow, I bet you are so relieved. What happens next then dreamer, is that it now??;)

I am but just got to wait 2-6weeks for results if they come back neg again they wont call for me in another 6months time.x

dreamer33

marshallka wrote: »

Thats so good dreamer. What have they actually left it like then now??

I know a freebie moi lol its never been known :rotfl: :rotfl: :rotfl:

What do you mean "what have they actually left it like then now"?

ANGELB

Hi Maxdp

I took out the mortgage in October 2002.