PPI Reclaiming discussion Part III

di3004

marshallka wrote: »

I have heard here from the FOS just

Firstplus has confirmed that the underwriters for the policy were Miller Fisher, however they are no longer in business and Cassidy Davis took over from them. I have requested further information from Firstplus, in order to determine the liability issue. As soon as a response is received from Firstplus, the matter may need to be referred to our Legal department to be further considered. I will inform you if we need to proceed with this course of action.

Arh that's right, seen this earlier sorry - my confusion.....:o , so this one is the last update, was this today?

I just hope they sort this out for you and don't hang about.
You certainly don't want this one returned again !!!! After all that hard work, its been agonising this one hasn't it ?

marshallka

di3004 wrote: »

Arh that's right, seen this earlier sorry - my confusion.....:o , so this one is the last update, was this today?

I just hope they sort this out for you and don't hang about.
You certainly don't want this one returned again !!!! After all that hard work, its been agonising this one hasn't it ?

What do you think it means??

Where they say about the liability issues I thought that cassidy davis had taken over the liability issues. I had already rang Firstplus and they told me to write to Miller firstline (knowing they had gone bump:mad: ) and then when I told them I had found out that they had liquidated in 2003 they then told me to go to the FSCS. I then rang the FSCS and they said they were not on their list. I then rang Lloyds of london who are the main part of the insurance and they told me to write to Cassidy davis. I then told the FOS all of this and they told me not to do anymore and that they would deal with this for me.

It now looks like they are going to have to pass it off as outside their jurisdiction to me.. Or am i reading it wrong.

di3004

marshallka wrote: »

What do you think it means??

Where they say about the liability issues I thought that cassidy davis had taken over the liability issues. I had already rang Firstplus and they told me to write to Miller firstline (knowing they had gone bump:mad: ) and then when I told them I had found out that they had liquidated in 2003 they then told me to go to the FSCS. I then rang the FSCS and they said they were not on their list. I then rang Lloyds of london who are the main part of the insurance and they told me to write to Cassidy davis. I then told the FOS all of this and they told me not to do anymore and that they would deal with this for me.

It now looks like they are going to have to pass it off as outside their jurisdiction to me.. Or am i reading it wrong.

It seems all strange to me to be honest and I think the FOS may know something and are trying to come to the bottom of it, there must be someone to fall back on here, or I think they would have closed the case by now.

marshallka

di3004 wrote: »

It seems all strange to me to be honest and I think the FOS may know something and are trying to come to the bottom of it, there must be someone to fall back on here, or I think they would have closed the case by now.

I really hope you are right here Di.. .

masmit

marshallka wrote: »

Edit just had this from the FIrstplus one


Firstplus has confirmed that the underwriters for the policy were Miller Fisher, however they are no longer in business and Cassidy Davis took over from them. I have requested further information from Firstplus, in order to determine the liability issue. As soon as a response is received from Firstplus, the matter may need to be referred to our Legal department to be further considered. I will inform you if we need to proceed with this course of action.

hi marsha
looks to me there trying to find out the terms of the takeover to see if cassidy davis are liable, hope its good news for you

di3004

marshallka wrote: »

I really hope you are right here Di.. .

There's got to be something, because for them to say they will deal with this, they must know something but are not letting on yet.;)

fifikav

guys can anyone offer any help??

complaint against m and s been with fos since sept 2007. allocated adjudicant in may 08.

my complaint has been upheld by the adjudicant 2x and they still are saying they will provide more evidence that it was not miss sold.How long do they need !!!

Looks like it may go to an ombudsman to look at. which may take another 6-8 months.

does anyone know how often the ombudsman actually overturns a adjudicants decision and if the timescales quoted are accurate..

i am getting deperate here guys as am in some financial difficulties too..(i know they can fast-track your case but need things like court dates/repossesion orders etcc...but not at this stage yet!)

Was soo needing some of the money for the kids at xmas..

ps ppi should be in region of 10K and i have no current relationship with m and s


help me please xxxx

masmit

marsha, when cassidy davis took over they took over all the company or it would have gone bankrupt, so the fos to me are getting all the info & looking at the legal side to stop this company from riggling out of what it owe's. im reading it in a positive way. hope they get back to soon.

masmit

fifikav wrote: »

guys can anyone offer any help??

complaint against m and s been with fos since sept 2007. allocated adjudicant in may 08.

my complaint has been upheld by the adjudicant 2x and they still are saying they will provide more evidence that it was not miss sold.How long do they need !!!

Looks like it may go to an ombudsman to look at. which may take another 6-8 months.

does anyone know how often the ombudsman actually overturns a adjudicants decision and if the timescales quoted are accurate..

i am getting deperate here guys as am in some financial difficulties too..(i know they can fast-track your case but need things like court dates/repossesion orders etcc...but not at this stage yet!)

Was soo needing some of the money for the kids at xmas..

ps ppi should be in region of 10K and i have no current relationship with m and s


help me please xxxx

hi,
somebody posted on the success side the same issue you have, & the ombudsmen upheld the claim & there waiting for a cheque hope they see this to give you more advice.

marshallka

masmit wrote: »

hi marsha
looks to me there trying to find out the terms of the takeover to see if cassidy davis are liable, hope its good news for you

Arhh thanks masmit, I really hope you are right here for me..:D .