PPI Reclaiming discussion Part III

dreamer33

Does anyone know who HBOS are and have they been fined or any successes?

maxdp

Hope you get quicker response than lots of us have on here Dreamer.

dreamer33

maxdp wrote: »

Hi Dreamer

Welcome back mine has been working fab at the moment. Fingers crossed

Yes mine is working much faster now, lappy slow at the best of times lol

marshallka

Maxdp, pm'd yu back. I am a nuisance I know...:o

dreamer33

maxdp wrote: »

Hope you get quicker response than lots of us have on here Dreamer.

Well if ff don't uphold my complaint am sure it won't take long through the courts, I just hope they don't end up with a long line of ppi claimers lol

HomeJames_3

Thanks mine was a loan, I mentioned it on here on Monday and following all the positive feedback from all of you, I thought why not send of the letter and see what happens. At the worst all ive lost is the cost of a few stamps and in light of the recent decisions about A&L ppi selling practices im hoping i get a positive result.

marshallka

HomeJames wrote: »

It just says on the letter that MBNA do not accept the outcome of the assessment and therefore the complaint has been forwarded to the ombudsman.

Sometimes it can go to another adjudicator I think first.. I am sure laini had that happen, I am sure it will be upheld again. I have not seen one that has not been.:D

di3004

Hi folks

Not had the chance to post yet, although been checking through the posts quickly, as well as this damn thing being tempremental, my inlaws are still here........:rolleyes: , I will post up shortly.:D

Oh Maxdp glad you have a new iron hunni.......:j , we would have dropped the spare one off to you........even though you probably live miles away from me lol...........:rotfl: :rotfl:

jadest

Hi ,

I think this is not my day, I sent compliants for PPI (via Solicitor) to FOS because all refused to pay out... only to find it could be 12months before I find out wether I win or not...

This all happened with claimimg bank charges mine got put on hold (stay) till test case done.... I then read article today that said banks won second round copy below:
(Good news for banks over bank charge test case

October 24, 2008

The start of this year also saw the start of a High Court test case into overdraft charged imposed by banks in the UK. Banks had been receiving millions of pounds worth of claims over bank charges going back as far as 2001, but in the summer of 2007 the claims that were still pending in the courts were all put on hold following the decision to take the matter to the High Court.
The first round of the battle was won by the Office of Fair Trading, which had accused the banks of unfair and unlawful practices over the charges. However, it seems that round two has gone to the banks, with the presiding judge deciding that most consumers will not be able to challenge the terms and conditions of most of the banks under common law, with the exception of Intelligent Finance and NatWest, which are still being looked at.
After the recent announcement the Consumer Action Group said: “Some banks will be breathing a sigh of relief as the judge appears to have decided that these charges were not penalties under common law.” The British Banker’s Association added: “The question of penalties was one of the claims made by the OFT which triggered the initial court case. Now we have had this judgement we are keen to move on to the next stage as quickly as possible.”
An official from the OFT said: “This is another staging post in a complex legal process. We are progressing our investigation as quickly as possible and are in continuing discussion with the banks about our provisional views on the issue of fairness.”)

and I also got letter for Motgage company saying I need to catch up with payments or they going to take legal action... I am so not having a good day!!!!

dreamer33

Hope you feeling better DI