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PPI Reclaiming discussion Part III

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Comments

  • di3004
    di3004 Posts: 42,579 Forumite
    booi666 wrote: »
    Its a copy:eek:

    But im not really interested in that :rotfl:

    Gunna send em letter 2 now and have myself a little fun with them:D


    Good if they want to play ball then let them.:T :D;)
    The one and only "Dizzy Di" :D
  • di3004
    di3004 Posts: 42,579 Forumite
    wj209980 wrote: »
    Update on my attempt to reclaim PPI from Egg...

    I sent the first template letter about 4 weeks ago, and got an immeadiate reply saying the standard "we will look into it, we have up to 8 weeks etc etc".

    Today I got another letter saying "It's been nearly four weeks and we have not been able to reach a conclusion yet....I can confirm our enquiries are continuing..."

    Is this a good sign in that they haven't just dismissed it, or is it simply a case of they haven't had time to look into it yet?

    I'm guessing it's the latter, I think I'm just clutching at straws for any kind of indication that this may be successful :rotfl:


    Hi
    It could be that they are stalling, or maybe they are looking into this further.
    Hopefully though hun, it may be a good thing as they have kept you uptodate within 4 weeks as it seems, so fingers crossed hun X

    Did they not suggest the Financial ombudsman at this stage as an option for you hun?
    The one and only "Dizzy Di" :D
  • di3004
    di3004 Posts: 42,579 Forumite
    jojo1964 wrote: »
    No mention on it of insurance, oh well look on the bright side, at least i havent been paying it all these years.


    Yes you have a point here.;)

    And the agreement do not show this either then I assume?
    The one and only "Dizzy Di" :D
  • booi666
    booi666 Posts: 745 Forumite
    jojo1964 wrote: »
    No mention on it of insurance, oh well look on the bright side, at least i havent been paying it all these years.


    I know its on my 2 cards statements but its only pittence:eek:
    :j Let him who be deceived ,be deceived:j
  • di3004
    di3004 Posts: 42,579 Forumite
    booi666 wrote: »
    I know its on my 2 cards statements but its only pittence:eek:

    My sister taken a look at the figures on my credit card statements, as this was settled in 2004 and she worked out something over a £1K and without interest, and hubby's 2 together about £3.5 in PPI, how she worked them out I do not know, she done this from her home for me and lives 200 miles away, but emailed me just to give the figures, so we will wait and see.;)
    The one and only "Dizzy Di" :D
  • 10past6
    10past6 Posts: 4,962 Forumite
    di3004 wrote: »
    So basically they are saying if you cancel this but its another loan without the PPI?
    It look that way di
    di3004 wrote: »
    If your not happy with this
    No I'm not
    di3004 wrote: »
    I would most definately take this to the FOS, because myself personally would not want another loan
    I wouldn't get another loan due to my credit rating being trashed.
    di3004 wrote: »
    So they will not be refunding you anything this way then I take it?
    No.

    The letter states:

    balh, blah, bla, "the call was NOT recorded and therefore cannot comment on the specifics of the conversation you had.

    However, I can tell you that all our sales people work from a script, the salesperson would not have told you that taking out the PPI was essential to receive the loan"
    Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.

    All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional
  • booi666
    booi666 Posts: 745 Forumite
    di3004 wrote: »
    My sister taken a look at the figures on my credit card statements, as this was settled in 2004 and she worked out something over a £1K and without interest, and hubby's 2 together about £3.5 in PPI, how she worked them out I do not know, she done this from her home for me and lives 200 miles away, but emailed me just to give the figures, so we will wait and see.;)


    I mite look at my card that ive had for years and have a count up,

    Because its only £10 or summat p/m i aint bin bothered with it:eek:

    But if its over 1k then i mite just be tempted to have a dabble at getting it back:rotfl:
    :j Let him who be deceived ,be deceived:j
  • pinknico
    pinknico Posts: 3,261 Forumite
    booi666 wrote: »
    Ey up pink,

    Didnt you notice from your bank a/c?

    If I said this was my hubands credit card I feel I need explain no more:D
    DS1 12/10/04
    DS2 13/07/06
    DD1 06/12/07
  • di3004
    di3004 Posts: 42,579 Forumite
    10past6 wrote: »
    It look that way di

    No I'm not

    I wouldn't get another loan due to my credit rating being trashed.

    No.

    The letter states:

    balh, blah, bla, "the call was NOT recorded and therefore cannot comment on the specifics of the conversation you had.

    However, I can tell you that all our sales people work from a script, the salesperson would not have told you that taking out the PPI was essential to receive the loan"


    Hi hun

    Hope your well;) (sorry was meant to say that in my last post) lol...:o

    So do you feel it may be best for you to take this to the FOS route?

    I know personally I would not be happy with that result either....
    The one and only "Dizzy Di" :D
  • pinknico
    pinknico Posts: 3,261 Forumite
    booi666 wrote: »
    hi di howz u?:A

    Im trying to get pink to take us all out:eek:

    If I get my Picture PPI I promise to take you all out! :T If Picture have been guilty of secret commissions we will all go on holiday:beer:
    DS1 12/10/04
    DS2 13/07/06
    DD1 06/12/07
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