PPI Reclaiming discussion Part III

booi666

maxdp wrote: »

Hi Boo

How you doing:D

Yo maxy

Im doing just fine and you?

maxdp

Yes fine thank you.

Been shopping in town and took X Box back to shop which had the dreaded red ring complaint. Swopped it for me straight away. Good service.

di3004

Hi everyone.

Great news for Pinknico today......:T :T

Hope all are well.;)

di3004

maxdp wrote: »

Yes fine thank you.

Been shopping in town and took X Box back to shop which had the dreaded red ring complaint. Swopped it for me straight away. Good service.

Hi Max.

Glad they done that for you, is that the first time this has happened?

booi666

di3004 wrote: »

Hi everyone.

Great news for Pinknico today......:T :T

Hope all are well.;)

hi di howz u?:A

Im trying to get pink to take us all out:eek:

maxdp

Hi Di

Yes that is really good for Pinknico.xx

di3004

booi666 wrote: »

hi di howz u?:A

Im trying to get pink to take us all out:eek:

Not too bad thanks Boo and you?;)

Awe that would be cool...lol.....:D

di3004

maxdp wrote: »

Hi Di

Yes that is really good for Pinknico.xx

Brilliant news, I read it earlier, it made my day, will be nice now if there were many more wins for us all

maxdp

di3004 wrote: »

Hi Max.

Glad they done that for you, is that the first time this has happened?

Yes it was. Was about 11 months old. Got it from Games Station. Got some advice on another threrad where they said send it straight back to X Box cause that would be quicker. Anyway thought I would try shop under Sale of Goods Act. They were fab and changed it there and then.:D

10past6

di3004 wrote: »

So the letter confirmed as arrived by Northern Rock is the letter that did not record on the tracking website or by ringing ?:rolleyes:

Glad it got there hum great news, now to wait for the better news lol :T :T, thanks for letting us know X;)

Upadte peeps:

Conclusion

“You had enough information to make an informal decision as to whether PPI was required. We gave our recommendation however it was your choice to accept the loan an PPI b signing the documentation.

You did not query the information you were given at the time or after you accepted the Terms and Conditions of your loan.

You also did not make arrangements to cancel your PPI within the 30 days cooling off period. This would suggest you were happy with your loan and the associated PPI and the way this was sold to you.

There is therefore no evidence to suggest the policy was mis-sold or that we should refund your insurance premiums.

What you can do now

If you choose to reschedule your loan without insurance your account number will change. In this case we will honour the original APR of 9.9% and arrange to remove the resulting credit search.

If I do not receive your cancellation form within 14 days I will assume you wish to continue with the PPI cover”

The letter states the decision final, and includes details for referral to the FOS.

Hummm, where do I go from here please?