PPI Reclaiming discussion Part III

di3004

10past6 wrote: »

OK, thanks peeps for all your help, I looooooooooooooooooooooooove you di :rotfl: :rotfl:

Aww bless you 10past6.......:A :rotfl: lmao.:rotfl:

not a problem and if you get stuck with anything on that form, let us know, we will help as much as we possibly can.:D Good luck XXX

pinknico

10past6 wrote: »

OK, thanks peeps for all your help, I looooooooooooooooooooooooove you di :rotfl: :rotfl:

And so say all of us :rotfl:

pinknico

Bye Boo x Have fun

booi666

pinknico wrote: »

Bye Boo x Have fun

OOOHHHHH Ill try
though it mite be hard,but ill get through it:rotfl:

bathgatebuyer

REEEEEEEEEEEGHT! An afternoon of reading on the interweb and I've got a few tactics against Egg.

1 - press them for the £1,100 or thereabouts of ppi;
2 - fight them on the 'approved' limit' as opposed to credit limit issue;
3 - ask them for all payments to be refunded that I have paid after they terminated my agreement along with 161,000 other customers in Jan 08. After all, they ended the contract, so can they enforce it?! It's a question being asked on CAG. All payments made since Jan 08 total £1,300 which is more than the outstanding balance.

I'm certainly going to ask them for the PPI back or recognise that they have no agreement. If no agreement, in theory I should be able to go to court to refund the monies paid since January 08 following the termination of the agreement. No agreement, no contract, no liability on me and certainly no processing of data to 3rd parties.

maxdp

ado wrote: »

I'm sorry if this has already been covered but I'm not going to read through 585 pages of posts to find out.

A+L as you know have been fined by the FSA for mis-selling PPI. As a result they now have a dedicated team working on sorting out refunds. They will be writing to everyone who took out PPI between 14/01/05 and 31/12/07 but this will take a while. They already have a backlog of complaints to look into which have been generated either by people writing in following the FSA's fine or from initial mail outs to customers. Detailed guidance about how to deal with complaints has only just received and put into action, hence the initial backlog.

Lastly please don't think that you need to take on a claims handling company to get any potential refund. A+L will write to everyone who took PPI within the selected period without you having to engage a third party and paying them a % for doing sweet f.a.

Hi

Thank you very much for that information. Much appreciated.:T

maxdp

booi666 wrote: »

Its a copy:eek:

But im not really interested in that :rotfl:

Gunna send em letter 2 now and have myself a little fun with them:D

Hi Boo Love your siggie

pinknico

booi666 wrote: »

OOOHHHHH Ill try
though it mite be hard,but ill get through it:rotfl:

Like the siggie Boo.And there was me thinking you had a six pack !:rotfl:

maxdp

DI and others that remember him Homerj is back on the unenforceable loan thread. I have asked him to visit us.

booi666

pinknico wrote: »

Like the siggie Boo.And there was me thinking you had a six pack !:rotfl:

:rotfl: :rotfl: i will have one again,since ive gone from the tools to just driving round telling people what to do,and eating bacon egg and mucky mushrooms for breakfast ive gained a few pounds:eek:

Im pis-!ede by the way hiccup:cool: