PPI Reclaiming discussion Part III

di3004

Incipience wrote: »

On another note we have now sought the advice from a specialist law firm, who have agreed with my arguments on who is liable.

This is great and its all coming out now.
No wonder these type of complaints are never ending, maybe there is a light at the other end of the tunnel then.

di3004

GRABBER wrote: »

WOW thanks guys & gals what a friendly bunch

Your welcome Grabber, keep us posted in order for us to help where we can though this, good luck.;)

Hikui

di3004 wrote: »

Hi Hikui

How long has this complaint been with them ?

If they do not respond within the 8 weeks you can still ask the Financial ombudsman service to investigate your complaint for you.

So they require more information from you regarding your PPI complain then?

This can happen, but just keep an eye on those 8 weeks, good luck and please keep us posted.;)

I got the letter through *just* as the 8 weeks was coming to an end, the letter also makes mention that they 'aim to resolve any issues within 4 weeks' and will notify me if it's going to take longer - so it seems, as some of you have said, like a way for them to buy time.

I've sent the information off - it was clarification of any address changes etc - and will wait to see what happens. At this stage i'm happy to be patient, give them their 4 weeks and see what happens...or should I be getting militant now!

Thanks for all the advice ^^

Trickknowledge

Hi All,
This is my first post!! But basically wanted some info. Not related exactly to PPI. So I am just sending a request to Black Horse about PPI and remembered they charged me for defaults I don't know exact figures but I remember them being excessive. Can I make a separate claim in the style of bank/credit card charges?

Thanks

Andrew

sotonsmut

Hi again Di, just confused on a some of the wording in my offer letter. In my 2 previous accounts 8% interest was added in the final totals, but in the open account it says " i have calculated your refund with premiums on your PPI and the adding interest paid on those premiums. deducting from this figure a rebate of premiums up to todays date gives a figure of £4155.14 this is the amount paid on the PPI to date adding 8% interest to this figure creates your total refund amount. have they added the interest with figure, or has it still to be added. Because in the account breakdown they have a 8% credit interest figure of £269.50 which equals the settlement amount, where as i make it £332.40 on top of the settlement amount. Have they worded it wrong and can i exploit it!

pinknico

Hey Di, been keeping busy today I see! You're brilliant. xxx

booi666

Good evening all,

Got a letter back today from hfc saying they had received my request and my Tenner YIPPEE FU--ING DO FINALLY:eek:


BUT,

They want to know which account i want the information on,when i put the account no on the sars W.T.F DUMB ASSES:eek:

They want a copy of my driving licence/passport before they will locate my information and send it on to me:mad: :mad: :mad:

Also if i have phoned them in the last 30 days as they only keep records of calls for 30 days.

I didnt sign my 1st request i can accep that but this is just gunna tip me over the edge:mad: :mad: :mad: :mad:

Anyone got any ideas./phone number for the sars team so i can ring em and give em some !!!!

thank you in advance ,

From your 1 seriously fu--ed off mother fu--er of a humble and loyal servent


Booi xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx

Lizzie_Cousins

I have sent out 4 letters to different companies asking for details of PPI. However they have all written back to say I need to pay £10 for the information. Is this right? Please help!

pinknico

sotonsmut wrote: »

Hi again Di, just confused on a some of the wording in my offer letter. In my 2 previous accounts 8% interest was added in the final totals, but in the open account it says " i have calculated your refund with premiums on your PPI and the adding interest paid on those premiums. deducting from this figure a rebate of premiums up to todays date gives a figure of £4155.14 this is the amount paid on the PPI to date adding 8% interest to this figure creates your total refund amount. have they added the interest with figure, or has it still to be added. Because in the account breakdown they have a 8% credit interest figure of £269.50 which equals the settlement amount, where as i make it £332.40 on top of the settlement amount. Have they worded it wrong and can i exploit it!

I would contact them and clarify it.And if there is no arrears this money should come to you.

kazc_2

Hi Lizzie,

Yes it is if you require all the information they hold on your account.