Nichelette wants her own house (and to be overdraft free)

yukkibear

Well done that's brilliant.

I'm terrible in Hobbycraft which is why I try not to go. I was thinking of it today as OH was at work, so I made the cakes instead which kept me in the house and not spending money lol.

Nichelette

Hobbycraft = a big drain on resources!

I had quite a good day today, work was tolerable and when I got home the book I'd ordered had arrived. It's really nice so I'm glad I got it. I want to get this book now too http://www.thebookpeople.co.uk/webapp/wcs/stores/servlet/product_10001_10051_175920_100_500020__category_ but it's a bit pointless as I don't know anyone with little kids really, I'd just like to do it as a hobby.

I've made a £490 overpayment on the loan which means the amount payable will now be £9787 (less whatever interest the overpayment saves me, I'm not sure how much that will be until it recalculates it). The good news now is that I'm under the 10k mark and have nearly paid 4k back already . I'll have £460 in my current account come Friday. I'm not sure what to do with the bulk of it. I need some to live on but I don't usually spend a huge amount so I can either use the remainder to reduce my overdraft, pay it off of the loan, or use it to pay my CC off before I get the bill. CC bill is bigger than usual this month due to the supplies I've bought & the logo, but I can still afford to pay it off so it's okay.

yukkibear

That's brilliant to have paid off so much in a short space of time.

stacy

Yeah Nichelette you are doing soooo well!!!! Wish i could achieve what you are with my own debts. Maybe one day

Nichelette

Thanks you two. I wish it was my own debt Stacy, the loan is actually my dads which I'm paying off. If I wasn't paying off that my overdrafts would be long gone. Good news though is that I've got another £20 of amazon vouchers towards the tv so I'm over half way now .

Nichelette

Morning everyone. I'm having quite a good day today inspite of the horrible rain. I've got the headers, avatars, business cards etc which I needed. The files were sent to me last night so I can print them now.

I made some bits last night and tried to take photos of them this morning, but irritatingly my camera battery died after about 20 shots. Silly me for not charging it. I really want to get as much photographed as I can today because being at work all week it's usually dark when I come home and I get the best photos when there is some natural light. I left it to charge when I was in the shower so hopefully it should be ready now.

My little sister was supposed to dye my hair this morning but she's STILL in bed so it won't be happening. I'm having three lots of different dye on it which is going to take at least 2 hoursto do so I don't have time now (and I've just washed my hair anyway).

I'm still looking forward to Avenue Q later, we're going to get the train about 3ish and waste a bit of time in London. I'm so excited about the jewellery, everything is starting to come together now.

wendz86

Have fun at avenue Q, I have always wanted to see that. Will have to go one day.

Nichelette

Thanks . I'll report back on how good it is.

I've just started adding things to a fb fan page I created for my jewellery, if anyone wants to help me by adding it I'm going to put it as my homepage link on here. I've decided to try and use fb as much as I can. Once I've got more pics and info on the page I'm going to ask my best friends to put it in their statuses to try and spread the word that way, especially the ones that have hundreds of friends lol. I figure if it can get a song to number 1 I can probably get a few people to see my jewellery like this .

Nichelette

Well, I ended up having a really nice time yesterday. Avenue Q was funny, I'm surprised it's allowed to have some of the stuff it did in it though. Apparently it said somewhere it wasn't suitable for under 12's but some woman had taken a copule of kids in who looked about 5-7 and then moaned about it. There's no way it was suitable for anyone that young.

Anyway, I've been trying to be productive today. I've managed to take some more photos and add them to the facebook page. OH is trying to convince me to open the new shop on the 1st which is quite soon. If I'm going to do that I'll have to get a lot done very quickly. To be honest though the sooner I start it the sooner I can open properly, so it's probably a good thing anyway. I so wish I could buy the things I need in this country, it's such a pain having to get it from abroad andhaving to wait a week or two for things I could do with having now.

Money wise I'm still not sure what to do with the money sitting in my account...

Nichelette

I was making jewellery last night and realised that I really did have to buy some chain because I had next to none left. I'm now £20 lighter. I did make a few things last night though, this necklace is one of my favourites I've made recently. I made it with my sister in mind so I think I'm going to send her one: http://www.facebook.com/photo.php?pid=2866731&id=249576472705