📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Nichelette wants her own house (and to be overdraft free)

1161719212233

Comments

  • Nichelette
    Nichelette Posts: 2,129 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 23 October 2009 at 5:58PM
    Thanks :). The sales are all from etsy Yukki.

    In the end we went to pizza express which was nice. I've added another £150 to my deposit so I'm almost at £700 now, I'm quite happy as I only started saving on the 2nd. I might round it to £700 when I've worked out exactly what is happening with my money. I can't believe I almost have enough to pay off one of my overdrafts if I wanted to.
    Finally bought a home
    Starting mortgage £289,500 31.01.19 - Current outstanding £192,586.98/CENTER]
    Overpayments since 27.03.19: £52,407.47
  • Nichelette
    Nichelette Posts: 2,129 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Morning everyone, I sold some more jewellery yesterday so that's another £10 off of my overdraft. I went to see my mum yesterday, I only spent £10 there, but the petrol to get there was £15 soI'll have to buy some more of that today. I'm going to go into town today and try to get my christmas shopping nearly finished if I can, so I'm sure today will be expensive....
    Finally bought a home
    Starting mortgage £289,500 31.01.19 - Current outstanding £192,586.98/CENTER]
    Overpayments since 27.03.19: £52,407.47
  • lilmissmup
    lilmissmup Posts: 6,884 Forumite
    Hi Nicki,

    Congrats on the wins and the house deposit :)

    I haven't brought a single Christmas present yet...need too but am hoping to get most of them from Amazon for free :p
    Now a SAHM trying to earn some spare pennies each month
  • mariagti
    mariagti Posts: 3,207 Forumite
    Part of the Furniture Combo Breaker
    Christmas shopping nearly finished!!!! Oh my!! I wish i could think of things that my family wanted so i could buy now.

    Well done on the jewellery sales :)
    Make £5 a day JAN £121/175 FEB £283/175:j
    Weekly Grocery budget of £35! Jan £95.05/175 Feb £37.53/175
  • Nichelette
    Nichelette Posts: 2,129 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Thanks you two :). Collecting Amazon vouchers for presents is a good idea because so many places issue them. I'd use mine for christmas if I wasn't saving them for something specific.

    I wish I could do my shopping during the week, my office used to be in a big town centre, but in early 2007 it moved to a small town which seems to do a very good line in charity shops, but not much else.
    Finally bought a home
    Starting mortgage £289,500 31.01.19 - Current outstanding £192,586.98/CENTER]
    Overpayments since 27.03.19: £52,407.47
  • yukkibear
    yukkibear Posts: 5,556 Forumite
    Part of the Furniture Combo Breaker
    You're going great guns on the jewellery, well done. I've nearly done all my xmas shopping too
  • Nichelette
    Nichelette Posts: 2,129 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Thanks Yukki, I sold another bracelet a couple of days ago which made another £12.50. I've rounded it to £15 and added it to my overdraft fund along with £10 I had in 20p's which I cashed in.

    On of my dogs is really ill at the moment so I'm really worried about him. He hasn't eaten properly for over a week and this is his second night at the vets. They're still trying to find out what's wrong with him.

    On the up side though, it's looking more likely that we'll be able to save our house. That said I'm dreading how much the vet bill is going to be because that has to be paid for from our 'house saving' money.

    My nan has been really ill with a sickness bug and wouldn't eat either. I had to try and convince her to eat a couple of days ago but she barely had anything. She's diabetic and I was worried she would end up in hospital again, but thankfully my sister has been there earlier and she's starting to eat again so hopefully she will get better now.
    Finally bought a home
    Starting mortgage £289,500 31.01.19 - Current outstanding £192,586.98/CENTER]
    Overpayments since 27.03.19: £52,407.47
  • yukkibear
    yukkibear Posts: 5,556 Forumite
    Part of the Furniture Combo Breaker
    Oh no, hope everyone is cured soon and gets well.
  • wendz86
    wendz86 Posts: 7,171 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hope the your Nan and the dog both feel much better soon!

    Youa re doing great with the jewellary.
  • Nichelette
    Nichelette Posts: 2,129 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Thanks you two. Sadly Oscar (my dog) has renal failure and cancer. I found out at 4.30 that he's being put down tomorrow morning. My dad is picking him up from the vets now so he can spend tonight with us. Everyone is crying :(. He's only 4, it isn't fair.

    My sister told me when she did so that I could get time off of work, I managed to get the morning off but I'm supposed to go back in the afternoon. I'm never going to be able to do any work, I know dogs are just dogs to some people, but to us he's like another child. It's been so empty in the house the last couple of days, I think our other dog misses him too.
    Finally bought a home
    Starting mortgage £289,500 31.01.19 - Current outstanding £192,586.98/CENTER]
    Overpayments since 27.03.19: £52,407.47
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.