Nichelette wants her own house (and to be overdraft free)

Nichelette

Tasks for today.... Send ID into take a break. I STILL haven't done it after two weeks which is a bit ridiculous.

I'm also getting OH the six feet under box set for christmas as I have the first two sets and he has got really into them. He wants to own all five which I do think is a bit pointless when I have two, but anyway... I'm considering doing the Amazon £15 off when you get the cc thing as that's the cheapest place to get it and I don't want to use my vouchers. I'm a bit concerned I won't get accepted for it, but although I've got the overdrafts I think my credit rating must be quite good as I have one cc which I pay off in full every month, plus I had the car on hire purchase and have never been overdrawn on my overdraft/paid anything late.

As you get points towards amazon vouchers when you use it I might get rid of old cc if I get accepted and just use that. I wouldn't have one at all but I want to maintain a good credit history for when I can eventually afford a mortgage.

mariagti

Well done on putting more money in the house deposit!

I would complain about the meal, i love complaingin about stuff most places do send out vouchers to say sorry, so worth a go!

What ID do you need to send to take a break, i dont like sending them copies of my ID. I won some money on bingo chest today and they want drivers license, bill and the front of the card copies!!!

Nichelette

Thanks Maria. TAB want the same ID too, you can block out all but the last 4 digits of the card number though. I don't like sending so much off but I think it's the industry regulator that makes them, and to be honest I can't really afford to miss out on £65 plus anything else I win with the last £125.

I've just applied for the Amazon card and got accepted which means I can get the box set for £40 now which is good. The interest rate is better though the credit limit is £1500 (which is £1000 lower than my current one), but it doesn't really bother me as I never spend anywhere near that much.

yukkibear

Nichelette wrote: »

Tasks for today.... Send ID into take a break. I STILL haven't done it after two weeks which is a bit ridiculous.

I'm also getting OH the six feet under box set for christmas as I have the first two sets and he has got really into them. He wants to own all five which I do think is a bit pointless when I have two, but anyway... I'm considering doing the Amazon £15 off when you get the cc thing as that's the cheapest place to get it and I don't want to use my vouchers. I'm a bit concerned I won't get accepted for it, but although I've got the overdrafts I think my credit rating must be quite good as I have one cc which I pay off in full every month, plus I had the car on hire purchase and have never been overdrawn on my overdraft/paid anything late.

As you get points towards amazon vouchers when you use it I might get rid of old cc if I get accepted and just use that. I wouldn't have one at all but I want to maintain a good credit history for when I can eventually afford a mortgage.

I didn't realise you got points as well when you spend on it. I think I'll go read up on this a bit more. I want a credit card for monthly spends and then pay it all off, but I only wanted one if there was bonuses for spending iyswim

Nichelette

I know what you mean Yukki, they don't give loads of points, but it's better than nothing which is what I'm getting at the moment.

I've sold another necklace today, it was only £8.38 after paypal fees but better than nothing. I've rounded it up to £10 and added that to my overdraft fund. I've nearly got £100 already which I'm quite surprised about.

Nichelette

More good news... I've sold another necklace, this time for £8.85, so again I've rounded it to £10 and added it to my overdraft fund.

I've also played through the last of my bingo money, in the end I won £251 which is prettymuch exactly what I predicted. Strange eh! Anyway, I've got another £131 in winnings coming to me which I'm going to be adding to the house deposit so I'm over £500 *yay* I'm quite excited because I'll have more to add on Friday when I get paid too . I'm impatient so I'm going to update my sig with my winnings now lol.

mariagti

£251 bingo winnings!!! Thats fantastic!

Well done on selling another necklace too, your deposit is growing fast

Nichelette

Thanks Maria .

OH called me at work earlier, his work said they would buy him and someone else dinner ages back but I'd completely forgotten, so we're going somewhere of my choice tonight, not sure where, but free dinner is always good.

I've also sold another necklace for £20.14 after payal whichis great as OD is now under £900 *woo*.

Anyway, I'd better run, my hair is still wet and OH will be here soon!

wendz86

Free dinner is definately always good. Well done with the bingo.

yukkibear

You're doing so well with your jewellery sales. Is that on etsy?

Well done on the bingo wins, your deposit is growing nicely. Hope you had a lovely meal.