📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Nichelette wants her own house (and to be overdraft free)

1131416181933

Comments

  • Nichelette
    Nichelette Posts: 2,129 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I am very lucky. I was surprised how cheap some of those moulds are considering they're in China. I found them by accident when I was looking for moulds to make chocolate lollies as little christmas presents for my friends/family/people at work.

    I think I might cop out and buy my friend this: http://www.amazon.co.uk/Wilton-Cupcakes-More-Cupcake-Stand/dp/B000F5K3JI/ref=cm_cr_pr_product_top. I need to get toothbrush heads from amazon too which I should probably do now. They're £18 for 4 which is the cheapest I can find, I just resent spending that much on something so boring.
    Finally bought a home
    Starting mortgage £289,500 31.01.19 - Current outstanding £192,586.98/CENTER]
    Overpayments since 27.03.19: £52,407.47
  • Nichelette
    Nichelette Posts: 2,129 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I have a headache... I won £500 on the TAB scratchcard and now its given me a headache lol. Sadly this isn't the old days so I can't withdraw it and am having toplay through it. I've played through £27 so far and won nothing (though I have had 1tg in every game so far, grr lol) so I'm going to wait til the 75 ball room opens in an hour because I think I'll have more chance of winning there. I don't care if the payouts are smaller, I'd just rater not leave with nothing from £500.

    I was going to come on here and say I was bad yesterday spending wise which I was, but if I can win something I can actually withdraw on TAB the balance will be restored. Yesterday I managed to spend:

    £16.50 - Christmas Present for a friend
    £18 - Electric toothbrush heads (but I obviously need to clean my teeth)
    £6 - Black patent shoes for work - I do really need these, mine leak when it rains because I tread down the backs of my shoes so much. As these are firmer than my soft leather ones I'm hoping I won't be able to do this
    £15 - Coat, but my mum is buying this for me for Christmas so I will get it back
    £10 - Skirt - Can't justify this in any way
    £6x2 - More identical shoes but in purple to go with new coat (and some for my mum)
    £15 - More shoes for my mum, these will be a Christmas present if they fit but she needs to try them on when she comes down
    £12 - Hello Kitty Pyjamas for little sister - Another Christmas present

    I think I need to try and calm down so my head gets better lol
    Finally bought a home
    Starting mortgage £289,500 31.01.19 - Current outstanding £192,586.98/CENTER]
    Overpayments since 27.03.19: £52,407.47
  • Nichelette
    Nichelette Posts: 2,129 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Well I'm up to £80 in winnings now so at least I've cancelled out the Asda splurge lol. I'm sick of bingo now though, and I've still got the headache lol, not that I'm complaining... I'm trying to decide what to do with my winnings, I'm not going to blow it or anything, but I'm trying to decide whether to addit to the house deposit or pay it off of an overdraft. I guess putting it in the house deposit would get me more interest though
    Finally bought a home
    Starting mortgage £289,500 31.01.19 - Current outstanding £192,586.98/CENTER]
    Overpayments since 27.03.19: £52,407.47
  • wendz86
    wendz86 Posts: 7,171 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Well done on the winnings, that must have been amazing winning the 500 if only it was real cash. You done good with it though. I am not sure what I would do with the money.
  • Nichelette
    Nichelette Posts: 2,129 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I know, I so wish it was before when you could just withdraw it but it's better than nothing so I can't complain. BUT I have had to spend prettymuch my whole day off playing bingo which isn't exactly what I wanted.

    I've managed to win £140 so far, but apparently you're only allowed a max of 5 withdrawals in one day so I'm going to leave it til tomorrow to withdraw the money I have in there now so it doesn't use that money instead of the bonus when I buy new cards. I still have £220 left so averaging it out I should have around £250ish in winnings when I've played through it all. I know I'm really lucky as that is about a weeks wages for me, but I'm so sick of bingo now!
    Finally bought a home
    Starting mortgage £289,500 31.01.19 - Current outstanding £192,586.98/CENTER]
    Overpayments since 27.03.19: £52,407.47
  • mariagti
    mariagti Posts: 3,207 Forumite
    Part of the Furniture Combo Breaker
    Oh wow! Well done on your winnings!!! I havent played bingo for ages, now your tempting me too!

    Your tooth brush heads are very expensive arent they!!
    Make £5 a day JAN £121/175 FEB £283/175:j
    Weekly Grocery budget of £35! Jan £95.05/175 Feb £37.53/175
  • Nichelette
    Nichelette Posts: 2,129 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Thanks Maria, don't give in to bingo! I've played through £280 and I've only won half of that back. The toothbrush heads will last me a year it isn't so bad, I just wish I could get them individually.

    I made this necklace last night which I quite like so I thought I'd post it on here as I don't show anything on here normally. I love the roses :).

    il_430xN94378631.jpg

    I'm not a very girly girl so I don't think it's the kind of thing I can get away with wearing (especially as I have black hair), but I still think it would be nice on the right person.
    Finally bought a home
    Starting mortgage £289,500 31.01.19 - Current outstanding £192,586.98/CENTER]
    Overpayments since 27.03.19: £52,407.47
  • mariagti
    mariagti Posts: 3,207 Forumite
    Part of the Furniture Combo Breaker
    I just found a £5 free tombola credit in my emails and first game won £11! You luck must of rubbed off!! :) Im withdrawing straightaway.

    Aww that necklace is lovely nicki! Very pretty!
    Make £5 a day JAN £121/175 FEB £283/175:j
    Weekly Grocery budget of £35! Jan £95.05/175 Feb £37.53/175
  • Nichelette
    Nichelette Posts: 2,129 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Well done on the win :). I never win on tombola, they haven't even given me the free £5 lol.
    Finally bought a home
    Starting mortgage £289,500 31.01.19 - Current outstanding £192,586.98/CENTER]
    Overpayments since 27.03.19: £52,407.47
  • mariagti
    mariagti Posts: 3,207 Forumite
    Part of the Furniture Combo Breaker
    aww, have you checked your junk mail? My OH has been sent one too im just about to play his now.

    I dont usually win with them either tbh!
    Make £5 a day JAN £121/175 FEB £283/175:j
    Weekly Grocery budget of £35! Jan £95.05/175 Feb £37.53/175
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.